FSA Wealth Partners

10/12/2026

Artificial intelligence is reshaping the S&P 500, raising questions about market concentration, diversification, and the role of AI stocks in portfolios.

Read more: https://fsawealthpartners.com/artificial-intelligence-and-its-growing-influence-on-the-market/

Artificial intelligence is reshaping the S&P 500, raising questions about market concentration, diversification, and the role of AI stocks in portfolios.

10/11/2026

Happy Birthday, Mary Ann Drucker!

Did you know Mary Ann enjoys decorating birthday cakes and even considered, for a brief moment, opening her own cake decorating business?
We hope your day is filled with celebrations, joy, and of course… plenty of cake!

Wishing you a wonderful birthday, Mary Ann! 🎂

10/09/2026

If you’re a business owner ready to step away, don’t just plan your exit... plan your success.

Selling your business is a major milestone, but the work doesn’t stop once the deal is done.

A successful transition requires thinking beyond the transaction:

- What does the transition timeline look like?
- How will responsibilities shift?
- What needs to happen before you hand over the reins?

Many owners spend years building their businesses but wait too long to plan the next phase.

Success planning gives you a roadmap for moving from where you are today to where you want your business and legacy to go.

10/07/2026

Nearing retirement? Don’t overlook your HSA during your next benefits enrollment period.

Many people think of a Health Savings Account (HSA) as a way to pay for current medical expenses, but it can also play a role in retirement planning.

An HSA offers three potential tax advantages:

- Contributions may be tax-deductible
- Earnings can grow tax-deferred
- Withdrawals for qualified medical expenses can be tax-free

For those eligible, an HSA can become a valuable resource for future healthcare costs, especially as expenses often increase later in life.

If your employer offers an HSA-eligible health plan, it may be worth reviewing how this account fits into your broader retirement strategy.

10/06/2026

The Fed recently raised interest rates by 0.25%. For retirees, that can mean better income opportunities in cash, CDs, money markets, and new bonds but lower values for some existing bonds. Understanding these shifts can help inform retirement decisions.

10/06/2026

TSP vs IRA: RMDs, Roth Conversions, and Retirement Planning Flexibility

When comparing a TSP to an IRA, differences in required minimum distributions (RMDs), withdrawals, loans, consolidation, and Roth conversion strategies can play an important role. This video explains how an IRA may provide more flexibility for retirees who want greater control over their income and tax planning strategy.

See the full video here: https://www.youtube.com/watch?v=AyxuPKRD_20

10/05/2026

Have you checked on your emergency fund lately?

If you're asking "what emergency fund?" That's a sign!

Think of it as the cushion that keeps life's surprises (a car repair, a medical bill, a job change) from derailing your bigger goals. A common starting point is three to six months of essential expenses, kept safe and easy to reach.

Better to build it before you need it.

10/02/2026

If you’re an executive with stock options, here’s something to know about ISOs and AMT.

Exercising incentive stock options (ISOs) generally doesn’t create regular taxable income at exercise, but the spread between the exercise price and fair market value can trigger the Alternative Minimum Tax (AMT).

That makes timing important. Before exercising a large number of ISOs, consider how the decision could affect your overall tax picture, not just this year, but in the years ahead.

Schedule a meeting to talk through your equity comp: calendly.com/fsa-advisors/30min-consultation

09/30/2026

Guess whose birthday it is today? It’s Kim Donohue’s!

Kim has had quite the month, celebrating her 10-year anniversary with FSA Wealth Partners earlier in September and now her birthday!

A fun fact about Kim: She collects tree frogs. 🐸 She fell in love with them about 25 years ago while teaching her daughter’s Vacation Bible School class, where tree frogs were the class theme.

Happy Birthday, Kim! We hope you have a wonderful day celebrating!

09/29/2026

TSP vs IRA: Understanding Creditor Protection Before You Roll Over

Before moving money from a Thrift Savings Plan (TSP) into an IRA, it’s important to understand how creditor protection can change. The TSP receives strong federal protections, while IRA protections can vary depending on state laws and circumstances. Learn why this often-overlooked factor may matter when making a retirement rollover decision.

Watch the full clip: https://www.youtube.com/watch?v=AyxuPKRD_20