07/11/2026
✨ Want to secure your child’s financial future from day one? Introducing Trump Accounts, the new tax-deferred savings and investment plan designed specifically for American children. Here is everything you need to know to get started and unlock government seed money!
💰 The $1,000 Federal Seed: If your child is a U.S. citizen born between January 1, 2025, and December 31, 2028, they are eligible for a one-time $1,000 federal contribution to kick-start their wealth-building journey.
📈 How It Works & Who Can Manage It:
Grow the Fund: Anyone—parents, grandparents, friends—can contribute up to a combined $5,000 per year. The best part? Your child does NOT need a job or earned income to receive these contributions.
Built to Build Wealth: Funds are locked for maximum growth until your child turns 18 and are strictly invested in low-cost index funds or ETFs tracking American companies (like the S&P 500), with an expense cap of 0.10%. No risky bets!
Custodial Management: An adult must act as the custodian (priority: Legal Guardian, Parent, Adult Sibling, Grandparent). The money converts to a standard Traditional IRA fully controlled by your child on January 1 of the year they turn 18.
🚀 How to Set It Up TODAY (Start the Process Now!):
1. 📲 Visit trumpaccounts.gov or download the official Trump Accounts app (developed with BNY and Robinhood).
2. 🔐 Authenticate your identity as the manager using an ID.me account.
3. 📝 Provide your child’s required information, including legal name, date of birth, and Social Security Number (SSN).
4. ✅ Alternatively, elect for the account by filing IRS Form 4547.
Don’t miss this opportunity to jump-start your child’s path to long-term wealth!