11/04/2026
We know that rates are higher and home prices aren’t dropping, so how do you make buying more affordable? 🏡
A 2-1 buydown can help. Instead of putting seller concessions toward closing costs, they go toward temporarily lowering your interest rate.
For example, if your rate is 7%, you’d pay 5% the first year, 6% the second year, then 7% from there.
It gives you breathing room up front and the option to revisit your situation if rates come down.