Fairway Independent Mortgage Corp - Jo Geddis Home Team

Fairway Independent Mortgage Corp - Jo Geddis Home Team Fairway Home Mortgage NMLS # 2289
Jo Geddis NMLS #638359
Harrison McCulloch NMLS #2266937 | MA Mortgage Broker and Lender License .

MA Loan Originator License
Equal Housing Opportunity

5.0 star review received on Experience.com for Jo Geddis by Charlotte B - Jo  and  her  team  were  excellent.  They  we...
06/18/2026

5.0 star review received on Experience.com for Jo Geddis by Charlotte B - Jo and her team were excellent. They were quick to respond and were very knowledgeable and answered all of my questions during this process. They were great! Thank you for all of the support and guidance And making the process nice for me.

Click to see all 750 reviews of Jo Geddis, Loan Officer | NMLS # 638359

5.0 star review received on Experience.com for Jo Geddis by Michael M - Everyone during the entire process was extremely...
06/18/2026

5.0 star review received on Experience.com for Jo Geddis by Michael M - Everyone during the entire process was extremely friendly and knowledgeable. It made our first time buying a home stress free. We felt very supported through the entire process..

Click to see all 749 reviews of Jo Geddis, Loan Officer | NMLS # 638359

5.0 star review received on Experience.com for Jo Geddis by Russell C - Very professional,  easy to work with and you ma...
06/17/2026

5.0 star review received on Experience.com for Jo Geddis by Russell C - Very professional, easy to work with and you made this experience very easy and quick.

Click to see all 748 reviews of Jo Geddis, Loan Officer | NMLS # 638359

5.0 star review received on Experience.com for Jo Geddis by Laura T - Amanda  was  so  easy  to  work  with  and  commun...
06/15/2026

5.0 star review received on Experience.com for Jo Geddis by Laura T - Amanda was so easy to work with and communicate with! She was always happy to answer questions and explain things.

Click to see all 747 reviews of Jo Geddis, Loan Officer | NMLS # 638359

06/15/2026

Let’s be honest, today’s homebuying environment can feel challenging. That’s ok to acknowledge. BUT, with the right strategy the challenge could lead to big opportunities. Don’t only look for perfect. Look for potential. As inventory improves, you may have more properties to consider. But some of the best opportunities may be homes that need updates, repairs, or a fresh vision. Renovation financing may help you:

Purchase a home
Finance eligible improvements
Customize the property after closing
Consider homes they may have otherwise skipped
Potentially build value through improvements

This can be especially helpful when the homes in your preferred area, school district, or price range are not exactly move-in ready. The right financing strategy can change how you shop. Before you eliminate homes that need work, let’s talk about renovation loan options and what may fit your goals.

5.0 star review received on Experience.com for Jo Geddis by Elisabeth U - I  always  felt  like  my  questions  or  conc...
06/13/2026

5.0 star review received on Experience.com for Jo Geddis by Elisabeth U - I always felt like my questions or concerns were answered fully and with kindness!

Click to see all 746 reviews of Jo Geddis, Loan Officer | NMLS # 638359

5.0 star review received on Experience.com for Jo Geddis by Michaela L - So  friendly,  prompt and  just overall  a  gre...
06/09/2026

5.0 star review received on Experience.com for Jo Geddis by Michaela L - So friendly, prompt and just overall a great experience.

Click to see all 745 reviews of Jo Geddis, Loan Officer | NMLS # 638359

True or False: Renovation loans are only for major fixer-uppers. FALSERenovation financing may be an option for a wide r...
06/08/2026

True or False: Renovation loans are only for major fixer-uppers. FALSE

Renovation financing may be an option for a wide range of eligible improvements, depending on the loan program.

That could include things like:
Kitchen updates
Bathroom improvements
Flooring
Roof repairs
HVAC systems
Basement finishing
Energy-efficient upgrades
Cosmetic improvements

With more inventory coming onto the market, some buyers may find homes that check most of the boxes but need a few updates to feel like “the one.” A renovation loan may help bridge that gap. Before you skip a listing because the photos look outdated, let’s talk through whether renovation financing could help make that home work for you.

06/07/2026

5.0 star review received on Experience.com for Jo Geddis by Suzanne L - Highly effective communication. They made us feel totally comfortable asking questions .

5.0 star review received on Experience.com for Jo Geddis by Zachary L - Overall great experience
06/06/2026

5.0 star review received on Experience.com for Jo Geddis by Zachary L - Overall great experience

Click to see all 743 reviews of Jo Geddis, Loan Officer | NMLS # 638359

Address

643 Rockland Street Unit B
Rockport, ME
04856

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