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Charles Terry CMG Home Loans CMG Home Loans | Charles Terry & Team
NMLS #459905 Every Customer, Every Time, No exceptions, No Excuses, please come see me anytime.

Our rates are great, process is easy and I answer my own calls. 2600 E. Bidwell Street, Folsom CA. 95630

Some things are better left to the professionals, and apparently, haircuts are one of them! All jokes aside, when it com...
10/23/2026

Some things are better left to the professionals, and apparently, haircuts are one of them! All jokes aside, when it comes to one of the biggest financial decisions of your life, who you work with matters!

Sure, you can get a mortgage through an online lender, but there's something to be said for having a real person in your corner. Someone who knows your goals, answers your questions, explores your options, and guides you through the process from start to finish.

Our team may need some help in the hair department, but when it comes to home financing, we've got you covered!

Thinking about buying or refinancing? Give us a call. We'd love to help you make your next move!

Thank you so much, Cooper, for taking the time to share your experience and for trusting our team with your home purchas...
10/20/2026

Thank you so much, Cooper, for taking the time to share your experience and for trusting our team with your home purchase!

Buying a home is one of life's biggest decisions, and we believe you deserve more than just a loan. You deserve a team that communicates, answers your questions, finds solutions, and stands by your side from start to finish.

We are so grateful to hear that you felt supported every step of the way. That is exactly the experience we want for every client who puts their trust in us!

Congratulations on your new home, Cooper! Thank you again for allowing us to be part of your journey.

Are you thinking about buying a home or refinancing? Our team would love the opportunity to provide that same level of care and dedication to you! 📱(916) 833-3887 ✉️[email protected]

Don’t wait until the fourth quarter to figure out your financing. ⏰Getting preapproved early can help you understand you...
10/16/2026

Don’t wait until the fourth quarter to figure out your financing. ⏰

Getting preapproved early can help you understand your budget so you’re prepared to make a move when the right home comes into play. Let’s tackle your homeownership goals! 📱916-833-3887

Realtors, are you ready for the upcoming changes to the appraisal process?Big changes are coming with UAD 3.6, and under...
10/14/2026

Realtors, are you ready for the upcoming changes to the appraisal process?

Big changes are coming with UAD 3.6, and understanding what they mean for your transactions can help you stay ahead and better prepare your clients!

Join us for an informative virtual seminar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations, as we discuss what's changing, what to expect from the new appraisal format, and how these updates may impact the appraisal process.

Thursday, October 22, 2026 | 12 PM PT
Online via Microsoft Teams

This is a great opportunity to ask questions, gain valuable insight, and learn how to prepare for the transition.

Don't wait until the changes impact your next transaction. RSVP today and secure your spot: bit.ly/4B5HAnd

Give your buyers a Rate Break! Qualifying buyers can get payments based on a 0.50% lower rate for their first 12 paymen...
10/14/2026

Give your buyers a Rate Break! Qualifying buyers can get payments based on a 0.50% lower rate for their first 12 payments—paid by CMG*. Reach out to learn more about our lender-paid Rate Break program!

10/14/2026

The property is the visual definition of the American dream with a two-story layout and cozy curb appeal, located on a tree-lined street in the heart of Fair Oaks close to parks, walking trails, the American River, shopping, and dining. It is a rare blend of old-world charm and modern-day ameniti...

There is something special about settling into a new place just as fall arrives in Sacramento, and that is exactly what ...
10/14/2026

There is something special about settling into a new place just as fall arrives in Sacramento, and that is exactly what Tristan gets to do this October! Congratulations on your closing — we are so glad we could help make this happen for you. A huge thank you to Alisha Woodward with Realty ONE Group Complete and Team Westberg Realtors with Coldwell Banker Realty for their excellent work on this transaction!

Charles Terry
(916) 833-3887 | [email protected]
NMLS #459905

Your income tells part of the story. Your debt tells another. When it comes to buying a home, it is not just about how m...
10/13/2026

Your income tells part of the story. Your debt tells another. When it comes to buying a home, it is not just about how much money you make. It is also about how much of that income is already going toward monthly debt payments.

That is where your Debt-to-Income Ratio comes in!

Understanding this number can help you get a clearer picture of your homebuying power before you fall in love with a house.

Not sure what your DTI looks like? That is what I am here for!

Let us review your numbers, explore your financing options, and see what it could take to get you pre-approved for your next home!

Happy National Savings Day! 💵Saving for a home is about more than putting money aside. It's about building toward a plac...
10/12/2026

Happy National Savings Day! 💵

Saving for a home is about more than putting money aside. It's about building toward a place to call your own! Whether you're just starting your down payment savings or getting closer to your goal, every little bit counts.

And did you know there may be ways to get a little extra help along the way? CMG Home Loans offers HomeFundIt, a program designed to help eligible homebuyers build their down payment savings through contributions from family and friends.

You don't have to have everything figured out before reaching out. Our team is here to help you explore your financing options, understand how much you may need to save, and create a plan to get you closer to homeownership.

Your future home starts with a plan. Let's make one together! 📱916-833-3887

10/08/2026

Discover 164 Hopper Ln in Folsom, CA! ✨

The outdoor living space alone will make you feel like you are in your own oasis. Step inside and enjoy a beautifully updated home with modern amenities and upgrades. From the wet bar in the living room to the EV charges in the garage. This home truly has it all. 🤩

🏡Listed at $879,000
4 Bedrooms | 2 Bathrooms | 1,939 Sqft.

📅Stop by this weekend on Saturday or Sunday to see this beautiful home in person!
Saturday, Oct. 10, open from 11am to 1pm
Sunday Oct. 11, open from 1 pm to 3 pm

Pre-approvals available all weekend long from The Charles Terry & Team! 📲

Listed by: Samantha Davidson - Re/Max Gold, Team Pena

Address

1150 Sunset Boulevard, Ste 150A
Rocklin, CA
95765

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