Pillar Insurance Advisors

Pillar Insurance Advisors Pillar Insurance Advisors is an independent insurance agency. We write both personal and commercial insurance.

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the...
07/30/2026

There is something about summer that allows us to slow down and soak in the moments that matter. The laughter around the table, the time spent with loved ones, and the milestone memories made in between.

It is in these moments that we are reminded what truly matters most, and why protecting it is so important. Life insurance is not about focusing on the worst-case scenario. It is about creating a plan that helps ensure the people you love are supported, no matter what the future holds.

If it has been a while since you reviewed your coverage. Now is a great time to start the conversation. Reach out today to learn more.

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information org...
07/28/2026

From time to time, our firm likes to remind clients about the importance of keeping their life insurance information organized and accessible. Gathering and storing key records helps beneficiaries know where to turn when they need it most. Swipe through for a checklist of documents to keep together.

Taking the time to organize these documents is also a great opportunity to review your policy and beneficiary designations, ensuring everything is accurate and up to date. If you have questions about your coverage or would like help reviewing your policy, reach out anytime.

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on y...
07/28/2026

Before the grill is lit and guests begin to arrive, it’s worth asking an important question: If an accident happens on your property, is your current homeowners coverage prepared to respond?

Swipe to see some insurance considerations to keep in mind before you host a party this summer.

If you are planning to host this summer, now is the time to review your coverage and identify any gaps. Give us a call today. We’re here to help make sure you’re ready to welcome guests to your home this summer.

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an ...
07/21/2026

If you’ve ever loaned your car to a friend or borrowed someone else’s vehicle, you may have wondered what happens if an accident occurs. Would the vehicle owner’s insurance apply — or would the driver’s policy take over?

In most situations, auto insurance follows the vehicle first, not the driver. That means the car's policy is usually the primary source of coverage in the event of an accident. However, that’s not always the case. Swipe for some key details about when the vehicle owner’s policy kicks in and when the driver’s policy is used.

If you’re ever unsure how your coverage applies, want to double-check your policy, or layer on additional auto coverages, we’re always happy to take a look with you. Feel free to give our team a call. We are here to be a resource for you.

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy...
07/16/2026

Life insurance riders can be a practical way to extend coverage to your children without the hassle of a separate policy, but the details matter. Here is a closer look at how child term riders typically work.

While details vary by insurer, most riders follow a similar structure. A parent can choose to add the rider when purchasing their life insurance policy for a small additional premium. Coverage usually begins shortly after a child is born and continues until they reach a specified age, often between 18 and 25. During that time, the rider provides a fixed, modest benefit if a covered child passes away.

Many policies share a few common characteristics. Coverage amounts are generally modest, often ranging from $1,000 to $25,000 per child. One rider can typically cover multiple children under the same policy. Premiums tend to be low. The coverage remains tied to the parent's policy, meaning it stays in force as long as the parent's policy does.

Curious about whether this is the right fit for your family? Give us a call, and we will be happy to walk you through your options.

The dog days of summer are here, and we are just stopping by to say hello! We hope you’re soaking up the sun, catching a...
07/15/2026

The dog days of summer are here, and we are just stopping by to say hello!

We hope you’re soaking up the sun, catching a cool breeze, or maybe even catching a nap or two on a sunny beach.

Remember, if there is anything our team can help you with before the season winds down, please do not hesitate to reach out. We are always here and happy to connect whenever you need us.

As a parent or guardian, making sure your children are protected is always a priority. There are more options than most ...
07/09/2026

As a parent or guardian, making sure your children are protected is always a priority. There are more options than most people realize. One worth knowing about is the child term rider.

A child term rider is an optional add-on to a life insurance policy that provides a small amount of coverage for minor children. Instead of purchasing separate policies, it extends the parent's existing policy to cover eligible children under one rider. In many cases, this rider can include multiple children within the same household, including biological and legally adopted children.

Coverage is typically designed to be temporary, lasting through the child's early years until they reach a specified age. Because it's attached to the parent's policy, it doesn't function as a standalone policy and generally remains active only as long as the parent's coverage is in force. For many families, this structure offers a straightforward way to add a layer of protection without adding complexity.

Have questions about your life insurance options? Give us a call. We are happy to walk you through it.

As we get closer to boating season, our team has been having more conversations with clients who are either getting thei...
07/08/2026

As we get closer to boating season, our team has been having more conversations with clients who are either getting their boats back in the water or are taking a fresh look at their overall liability protection on the water.

This is a good time of year to revisit boat insurance, especially since more people are getting out and enjoying the water. Swipe for an overview of common boating accidents, liability, and how boat insurance can help.

If it’s been a while since you last reviewed your policy, or if you want to get set up with your own dedicated boat policy, we are happy to help. Feel free to reach out, and we can start the conversation.

Happy Fourth of July!Two hundred and fifty years of liberty is worth celebrating with everything you have got. Whether t...
07/03/2026

Happy Fourth of July!

Two hundred and fifty years of liberty is worth celebrating with everything you have got. Whether that means fireworks, family, or a mouth-watering backyard cookout, our team hopes you have a patriotic and joyful celebration.

Please note that the office will be closed on Friday, July 3rd, in observance of Independence Day. We will be back after the holiday weekend and look forward to connecting with you soon.

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a s...
06/24/2026

Summer is here, and many homeowners are either adding exciting features to their backyards or getting them ready for a summer full of fun.

While additions like pools, playgrounds, trampolines, and more can create memorable experiences, they can also increase your liability exposure. Swipe for a few key steps you can take to ensure you’re prepared for the liability risks associated with common backyard toys.

Summer fun doesn’t have to come with extra risk. Our team can help you review your homeowners’ liability limits, discuss additional coverage options, and make sure required safety measures are in place. Give us a call today, and we can get started.

Address

PO Box 550, 7865 Highway 55
Rockford, MN
55373

Opening Hours

Monday 9am - 5am
Tuesday 9am - 5am
Wednesday 9am - 5am
Thursday 9am - 5am
Friday 9am - 5am

Telephone

+17632056666

Website

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