Total Coverage Insurance, Kara Birznieks Agency

Total Coverage Insurance, Kara Birznieks Agency Insuring Minnesota Families for a Lifetime Everyone needs insurance. At Total Coverage, we will make sure you get the best insurance coverage at the best price.

It’s not about a transaction. It is about a relationship. We live and work alongside the Minnesota families we serve, so we will always look out for your best interests. Our commitment is to you for a lifetime, as your family’s needs evolve and change.

August means backpacks, new shoes, and one more thing to add to the checklist: Making sure your family's coverage is sti...
08/26/2026

August means backpacks, new shoes, and one more thing to add to the checklist: Making sure your family's coverage is still keeping up with you!

A new school year often comes with new routines, new activities, and sometimes even a new driver in the house. It is worth a quick conversation to make sure nothing has been missed.

We keep these check-ins simple and low-pressure. A short call is all it takes to make sure your family is properly covered heading into the fall.

If it's been a while since your last review, let's get one scheduled before the school buses start rolling.

📲 (763) 478-7917

🍎🎒 Back-to-school season always sneaks up faster than expected!Between supply lists, new clothes, and stocking the pantr...
08/20/2026

🍎🎒 Back-to-school season always sneaks up faster than expected!

Between supply lists, new clothes, and stocking the pantry for lunches and after-school snacks, there's a lot to juggle before that first bell rings.

Welch's put together a helpful back-to-school checklist covering everything from school supplies to countdown tips for the final days before the first day. It's a great resource to help take some of the guesswork out of this busy season: https://welchsfruitsnacks.com/back-to-school-checklist/

People sometimes ask why I choose to work in insurance. It's really very personal for me.Years ago, my family experience...
08/18/2026

People sometimes ask why I choose to work in insurance. It's really very personal for me.

Years ago, my family experienced the kind of loss no parent should ever have to go through. Having the right coverage in place did not take away the grief, but it did take away one enormous burden during an already devastating time.

That experience shapes how I show up for every single family I work with.

I don't just sell policies. I build relationships with people I genuinely care about. And that will never change.

If you want an agent who treats your family like her own, I would be honored to earn that trust.

https://www.totalcoveragemn.com/about

Life is busy, which is why “get a new insurance quote” always falls to the bottom of your list.We get it! It can be toug...
08/12/2026

Life is busy, which is why “get a new insurance quote” always falls to the bottom of your list.

We get it! It can be tough to squeeze an insurance conversation into an already-packed summer schedule. But that doesn't mean you should go another season without making sure your family has the right coverage and the best possible price.

Here's the good news: We've made it easy. Simply jump online, fill out a few quick details, and we'll take it from there.

No flooding your inbox with marketing emails! Your information stays confidential with us.

Ready to see for yourself?

https://www.totalcoveragemn.com/get-a-quote

We have so much respect for the educators in our community, and we know the start of a new school year takes far more pr...
08/06/2026

We have so much respect for the educators in our community, and we know the start of a new school year takes far more preparation than most people realize.

Savvas Learning Company shared a great back-to-school checklist for teachers, covering everything from classroom routines to communication plans with parents. It's a thoughtful resource for anyone gearing up for the new year.

Take a look: https://www.savvas.com/resource-center/blogs-and-podcasts/savvas-insights/2025/back-to-school-checklist-for-teachers

We've always loved this time of year! 🌞August is a season for savoring -- the last weeks of summer and the last weeks of...
08/04/2026

We've always loved this time of year! 🌞

August is a season for savoring -- the last weeks of summer and the last weeks of prep before a new school year. It's also a reminder of how
quickly families grow and change, and points to WHY we do what we do.

We don't just write policies and move on. We want to walk alongside your family through every season, year after year.

Whether you're prepping your classroom, dropping off at kindergarten for the first time, or sending a teenager off to college, we're cheering you on!

➡️ And, we're here when you need us: https://www.totalcoveragemn.com/

😎 Summer in Minnesota: There's truly nothing better!Between the lake days, the backyard cookouts, and the sound of kids ...
07/29/2026

😎 Summer in Minnesota: There's truly nothing better!

Between the lake days, the backyard cookouts, and the sound of kids playing outside until 9:00 p.m., summer here is something special, isn't it?

We love Minnesota summer AND working closely with Minnesotans on their insurance policies. When you work with Total Coverage Insurance, you're not a policy number. You're a neighbor. And we'll treat you like one - this summer and every season after!

Soak up the season!

https://www.totalcoveragemn.com/

Summer is a great time to walk around your home and property with fresh eyes.A little preventive maintenance now can go ...
07/27/2026

Summer is a great time to walk around your home and property with fresh eyes.

A little preventive maintenance now can go a long way toward avoiding bigger, more costly problems down the road. Keeping your home in the best possible shape is one of the smartest things you can do as a homeowner!

The Better Business Bureau put together a helpful seasonal home maintenance checklist to get you started. Give it a look and see what might be on your to-do list before summer ends:

https://www.bbb.org/all/home-maintenance/your-seasonal-home-maintenance-checklist

Address

120 Railway Street
Rockford, MN
55357

Telephone

+17634787917

Website

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