West Community Mortgage

10/16/2025

Our home equity products are a great low-rate alternative for making major home improvements, consolidating debt, paying college tuition and more.

10/07/2025

Welcome to the team, David!

O’Fallon, MO — West Community Credit Union is proud to announce the addition of David...

08/14/2025

🎉🏡✨ Big CONGRATULATIONS to Dakota and Alissa on the purchase of their beautiful new Condo. It was such a JOY working with you 💙

Here’s to new beginnings, cozy nights, and unforgettable memories in your new place. Cheers to HOME SWEET HOME! 🥂🔑

🫶 Gretchen Mink

03/12/2025

Let’s see if you’re eligible! Connect with us today 📲

Getting the right mortgage is just as important as buying the right house. Follow these steps to be sure your home buying process goes smoothly.

02/12/2025

We can help estimate the costs early so it’s not a surprise at closing. Let’s chat!

You saved for a down payment, but did you remember to budget for closing costs? Average closing costs for the buyer run between about 2-6% of the loan amount. Some of the common fees includes:

📑 Appraisal
📑 Title insurance
📑 Loan origination fees
📑 Prepaid taxes & insurance

Sometimes all it takes is sitting down with a mortgage expert and chatting about your goals and qualifications before you can make a decision. Schedule a free consultation with the West Community Mortgage team today 📲

09/10/2024

Let's get in touch 📲☕

At the risk of jinxing it, things are (finally) looking up for home buyers. The average rate on a 30-year fixed rate mortgage has dropped for three consecutive months (and counting). Competition has calmed down a bit, too. And while we’re still technically in a sellers’ market, the inventory of homes for sale reached its highest level in more than four years.

If buying a home is still a goal of yours this year, take the first step and schedule a consultation with our mortgage experts for a customized home-buying plan today ➡ westcommunitycu.org/_AppSecure/view.php?id=16576

08/20/2024

Hi 👋 I'm Tom. I can't wait to help you game plan your next home buying experience. Email me at [email protected] to schedule a free mortgage consultation today and let's get you home!

Rock Hill, Mo. – West Community Credit Union is pleased to announce the addition of...

07/24/2024

We're a member-owned, not-for-profit credit union. Federally insured by NCUA. ESI coverage of $750K.

05/02/2024

Congratulations Stephen & Christina! Thank you for allowing me to be part of your home buying journey. We hope you make lots of wonderful memories in your new house 🏡🐶

- Gretchen Mink

04/29/2024

We're here to walk you through the process 🏡

The housing market is certainly no picnic, but our Mortgage team can help you leverage your buying power, guide you through the home loan process, and help you understand how to manage interest rates long-term.

Buying a home is a serious commitment. Fortunately, you have the ability to take advantage of economic changes and rework your mortgage throughout the years in your home.

Whatever your goals, we can help you buy with confidence. Schedule a free mortgage consultation today 🔗 westcommunitycu.org/_AppSecure/view.php?id=16576

04/16/2024

Join us Saturday April 20 at 9:30am to find out what to expect in the current home buying market 🏡 Reserve a spot today!

westcommunitycu.org/new/speaker-series.htm

04/04/2024

Meet the MLO: Gretchen Mink

O’Fallon, Mo. – West Community Credit Union is excited to introduce Gretchen Mink as the...