Carolina Capital Management

10/19/2026

It doesn't matter what the house costs. What matters is what it costs you per month.

I said that on my old podcast and it's still the first thing I tell new investors.

A $300,000 house and a $250,000 house can both be great rentals or both be terrible ones. The price doesn't tell you which. The monthly payment against the rent does.

That's the whole idea behind DSCR lending, in one sentence.

Have a deal in front of you? Check out my DSCR calculator to see if the payment and the rent work as a rental.
https://stopsellingyourwinners.com/dscr-calculator

More on keeping the deals worth holding: https://stopsellingyourwinners.com

10/14/2026

A question that comes up a lot: will home prices fall below inflation?

Maybe. They have before. Markets run in cycles.

But if you own single-family rentals, here's the truth:

The house doesn't care what it's worth.

It cares what it rents for and what you paid for it.

That's how a DSCR lender looks at it too. We don't start with the price. We start with one question: does the rent cover the payment?

If it does, you've got a rental. If it only works as an investment when prices go up, you might as well just go to a Las Vegas casino.

Buy for cash flow. Treat appreciation as the bonus.

Want to check a deal? Run it through the free DSCR calculator: stopsellingyourwinners.com/dscr-calculator

06/25/2026

06/18/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗝𝘂𝗻𝗲 𝟭𝟵𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"𝗧𝗵𝗲 𝗶𝗺𝗽𝗮𝗰𝘁 𝗼𝗳 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲𝘀 𝗮𝗻𝗱 𝗶𝗻𝗳𝗹𝗮𝘁𝗶𝗼𝗻 𝗼𝗻 𝗰𝗼𝗺𝗺𝗲𝗿𝗰𝗶𝗮𝗹 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲, 𝗮𝗻𝗱 𝗵𝗼𝘄 𝘁𝗼 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝗳𝗼𝗿 𝘁𝗵𝗲𝗺 𝘄𝗵𝗲𝗻 𝗲𝘃𝗮𝗹𝘂𝗮𝘁𝗶𝗻𝗴 𝗖𝗥𝗘 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀!"

Interest rates and inflation can significantly impact the performance and value of commercial real estate investments. Join us as we discuss how changing economic conditions affect property values, financing costs, cash flow, and investor returns. We'll explore practical strategies for evaluating CRE opportunities in today's market and how savvy investors can account for inflation and interest rate risk when making investment decisions. Whether you're actively investing or looking to enter the commercial real estate space, this discussion will provide valuable insights to help you make more informed decisions.

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

06/11/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗝𝘂𝗻𝗲 𝟭𝟮𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"Cutting Cost on Rehab: Tricks of the Trade

Every successful rehab project comes down to maximizing value while controlling expenses. Join us for an interactive group discussion as experienced investors share practical strategies, vendor relationships, material sourcing tips, and project management techniques that help keep rehab costs under control without sacrificing quality. Whether you're tackling your first renovation or managing multiple projects, you'll walk away with real-world ideas and proven cost-saving approaches that can improve your bottom line on your next deal.

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

06/04/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗝𝘂𝗻𝗲 𝟱𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"How to Find and Fund Any Deal"

Today, Lisa will be sharing "How to Find and Fund Any Deal," where she'll discuss proven methods for finding opportunities and securing the funding needed to get deals done.

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

05/28/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗠𝗮𝘆 𝟮𝟵𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"How to Raise Private Money (Without Asking for Money!)"

Get ready for an engaging and eye-opening presentation with Jay Conner as he shares the powerful strategies behind raising private money for real estate deals—without ever directly asking for money. Drawing from decades of real-world experience, Jay will teach how to build credibility, create meaningful relationships, and attract funding opportunities naturally and authentically.

Whether you’re a new investor or looking to scale your business, this session will provide practical insights on how to fund deals outside of traditional banks, even in challenging markets. You’ll walk away with proven techniques, mindset shifts, and real-life examples that can help you confidently grow your real estate investing business.

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

05/21/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗠𝗮𝘆 𝟮𝟮𝗻𝗱, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"The Art of Unusual Deals!"

Get ready for an engaging discussion on “The Art of Unusual Deals!” featuring experienced investor and entrepreneur David Roberts. With more than 25 years in real estate investing, David will share creative strategies, real-world experiences, and outside-the-box approaches to finding opportunities where others see obstacles.

From distressed properties and creative financing to wealth-building and problem-solving, this conversation will dive into the mindset and methods behind unconventional real estate deals. Whether you’re a seasoned investor or just getting started, you’ll walk away with fresh insight, practical ideas, and inspiration to think differently about your next opportunity.

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

05/14/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗠𝗮𝘆 𝟭𝟱𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

🏘️ Funding Your Next Real Estate Deal Starts Here!

This week at Sonrisers, we’re bringing together investors and industry professionals for a powerful panel discussion on the different ways to fund real estate deals in today’s market.

Learn about private lending, hard money, partnerships, traditional financing, creative funding strategies, and more — all from people actively doing deals and navigating the industry firsthand.

Whether you’re a seasoned investor or just getting started, this conversation will give you practical insight, real-world experience, and valuable connections to help you confidently take the next step in your real estate journey.

🔥 Come ready to learn, network, and grow!

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw

05/07/2026

𝗦𝗼𝗻𝗿𝗶𝘀𝗲𝗿𝘀 - 𝗠𝗮𝘆 𝟴𝘁𝗵, 𝟳:𝟯𝟬𝗮𝗺 𝗘𝗦𝗧

"How do you Fund your Real Estate Deals?"

Join us for an exciting panel discussion featuring experienced investors and industry professionals as they break down the many ways to finance real estate opportunities — from private lending and hard money to partnerships, creative financing, traditional lending, and more.

Whether you’re just getting started or looking to scale your portfolio, this conversation will give you valuable insight, real-world strategies, and practical tips to help you move your next deal forward with confidence. Don’t miss it!

Be sure to join Friday via ZOOM from 7:30 AM-9 AM EASTERN (ZOOM details below!)

** Please note: the ZOOM meeting info is the same each week!**
To join the Zoom: https://zoom.us/j/5617340690
Sonrisers Archive

Do you want to view any of the previously recorded meetings? Click below on the YouTube icon to view previous meetings and the Facebook icon to be a part of our Facebook Sonrisers group.

Facebook: https://www.facebook.com/groups/124386431440487

Youtube: https://www.youtube.com/channel/UCaqAk3HvWdi4cn9vKd9S5nw