Fifth&Prime Home Loans NMLS 1873128

Fifth&Prime Home Loans NMLS 1873128 NMLS ID 1873128

When it comes to buying a home, you already know you’ll be dealing with home sellers and your real estate agent. However...
09/29/2021

When it comes to buying a home, you already know you’ll be dealing with home sellers and your real estate agent. However, there are many more people or parties involved in the full process. Here’s a rundown of the people you will likely work with when you buy a property.BuyersThis is you, but it may...

Here’s a rundown of the people you will likely work with when you buy a property.

In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced r...
09/22/2021

In an effort to bring more racial equality to the mortgage market, the Federal Housing Finance Agency (FHFA) announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.Government-sponsored entity Fannie Mae found that 29% of Black ...

FHFA announced recently that on-time rental payments may be used by government entities as part of the mortgage underwriting process.

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virt...
09/15/2021

Even before the COVID-19 pandemic, in the quest for convenience, everything in our world was trending more towards “virtual” services. The coronavirus quarantining of the past year and a half has only increased the need for such online avenues. The mortgage industry is no exception. One of the ways ...

Short for electronic mortgage closing, an eClosing takes the final step of the home loan process and allows it to be completed digitally.

Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many...
09/08/2021

Many Americans bank on being able to sell their homes in retirement to help pay for their living expenses. However, many seniors get to that stage and realize they do not want to leave their homes. Or there can be unexpected costs that crop up in retirement. One way for homeowners over age 62 to har...

Here are the four most important things borrowers need to know before signing up for a reverse mortgage:

If you’re looking to buy a home, you may have come across listings that are part of a homeowner’s association or HOA. Yo...
09/01/2021

If you’re looking to buy a home, you may have come across listings that are part of a homeowner’s association or HOA. You’ve probably also noticed that those properties come with an additional monthly HOA fee. What is an HOA and is it a good idea to buy into a property that is part of an HOA?HOA Def...

The Pros and Cons of buying a house in a community with an HOA

One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose....
08/25/2021

One of the big questions you’ll have to answer when you are ready to buy a home is what type of mortgage loan to choose. There are plenty of options out there, with conventional and FHA being among the most popular. If you’re unsure which kind is right for you, here’s what you need to know about the...

If you’re unsure which kind is right for you, here’s what you need to know about these common mortgage choices.

If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and G...
08/18/2021

If you are ready to buy a home, you may have heard your lender throwing around names like Fannie Mae, Freddie Mac, and Ginnie Mae. Who are these people and what do they have to do with your home loan?They are actually not people at all but nicknames for the biggest government-sponsored mortgage comp...

They are actually not people at all but nicknames for the biggest government-sponsored mortgage companies.

Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up wit...
08/11/2021

Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up with their mortgage payments.According to the Consumer Financial Protection Bureau, around 3% of all residential mortgage borrowers are now behind in their payments by at least four m...

Since the COVID-19 pandemic hit, millions of Americans lost jobs and many homeowners have had a hard time keeping up with their mortgage payments.

Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortga...
08/04/2021

Getting a home mortgage loan typically means a lender will run a check of your credit. It is much easier to get a mortgage if you have a great credit score; and you'll get a better deal as well. But what if you don’t have a credit score? Is it still possible to get a home loan? Here’s what you need ...

what if you don’t have a credit score? Is it still possible to get a home loan? Here’s what you need to know if you do not have a traditional credit history.

If you’ve built outstanding credit, you could be eligible for some of the lowest rates in the country! Visit Our Website...
08/03/2021

If you’ve built outstanding credit, you could be eligible for some of the lowest rates in the country! Visit Our Website to learn more and to see if you qualify for our best rates. NMLS 1873128

When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all y...
07/28/2021

When you are trying to buy a house, it is important to protect your credit. That means being extra careful to make all your payments on time and not opening any new credit accounts or loans during the mortgage qualification process. Another very important tip is to avoid making any large purchases o...

How Big Credit Card Purchases Can Hurt Your Mortgage Terms

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Re...
07/21/2021

Today’s housing market faces the lowest level of inventory in over 20 years, according to the National Association of Realtors. That supply is even tighter among the entry-level properties, making it doubly difficult for first-time home buyers to get a foot in the door. If you are considering your f...

Whether you buy, build, or renovate, there are pros and cons - this article explains them.

Address

2460 India Hook Road Suite 201-C
Rock Hill, SC
29730

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18033710222

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