Hegland Mainz Financial

Hegland Mainz Financial We teach people how to make money, save money, and how to never have to worry about money.

Please join the Hegland Mainz Financial team in congratulating Morgan Krakowski in her promotion to Financial Associate....
05/26/2026

Please join the Hegland Mainz Financial team in congratulating Morgan Krakowski in her promotion to Financial Associate. Morgan, thank you for all that you do!

The Hegland Mainz Financial team is pleased to congratulate Jim!
05/21/2026

The Hegland Mainz Financial team is pleased to congratulate Jim!

“Not finance. Not strategy. Not technology. It is teamwork that remains the ultimate competitive advantage.” — Patrick L...
05/13/2026

“Not finance. Not strategy. Not technology. It is teamwork that remains the ultimate competitive advantage.” — Patrick Lencioni

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitic...
05/11/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results.

Why Are Beneficiary Updates Critical?Beneficiary designations overrule your will.The Beneficiary Designation Rule states...
05/01/2026

Why Are Beneficiary Updates Critical?

Beneficiary designations overrule your will.

The Beneficiary Designation Rule states: A Transfer on Death (TOD) or Pay on Death (POD) designation is a contract with a financial institution. It transfers the account directly to the beneficiary upon death.

SCENARIO

Sally, Age 62

Her will states: All assets divided equally between my two sons. Updated 2025.

Her IRA ($500,000) still lists her ex-husband as the primary beneficiary from 2021.

Ex-husband receives $500,000

Sons receive $0 from the IRA

Sally's will does not override the beneficiary designations. Probate will never see it.

This also applies to: IRA beneficiaries, 401K beneficiaries, life insurance beneficiaries, POD bank accounts and joint accounts with right of survivorship. All override the will.

We are pleased to recognize Nic Bauer, who has been with Hegland Mainz Financial for the past six years and has accepted...
04/29/2026

We are pleased to recognize Nic Bauer, who has been with Hegland Mainz Financial for the past six years and has accepted a new role as Internal Wholesaler for Guardian.

Nic has been a valued member of our team, and we are grateful for his dedication and contributions over the years. Please join us in congratulating him and wishing him continued success in this next chapter.

We teach people how to make money, save money, and how to never to have to worry about money. At Hegland Mainz Financial...
04/28/2026

We teach people how to make money, save money, and how to never to have to worry about money. At Hegland Mainz Financial, we put the client’s interests first.

Fixed Annuities Can Boost Retirement IncomeSavers may be able to achieve higher retirement income by allocating 30% of s...
04/17/2026

Fixed Annuities Can Boost Retirement Income

Savers may be able to achieve higher retirement income by allocating 30% of savings to fixed annuities, according to a TIAA Institute study. This approach also reduces market volatility exposure.

InvestmentNews has selected Jim Hegland as an Excellence Awardee for the 2026 Mid-West Advisor of the Year Award.The mid...
04/13/2026

InvestmentNews has selected Jim Hegland as an Excellence Awardee for the 2026 Mid-West Advisor of the Year Award.

The mid-west region represents the following states: Minnesota, Iowa, Missouri, North Dakota, South Dakota, Nebraska, Kansas, Wisconsin, Illinois, Indiana, Missouri, and Ohio. The winner will be announced in New York City on June 24th.

This award is not issued or endorsed by Guardian or its subsidiaries. The Mid-West Region Advisor of the Year Award 2026 is based on criteria developed by InvestmentNews. No compensation has been provided by the firm in connection with obtaining or using this award.

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the...
04/09/2026

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the Nasdaq dropped 7.11%, and the Dow lost 3.58% — though six of eleven S&P 500 sectors still finished in the green, led by Energy's standout 37.91% gain. As the weather warms up and spring gets us outside, it turns out Americans are right there with you — over 181 million U.S. residents participated in outdoor recreation in 2024. Check out this month's by-the-numbers for more on the outdoor recreation economy.

U.S. stocks struggled in February amid fears that artificial intelligence would disrupt a wide swath of industries, unsettling investors. Late in the month, geopolitical concerns weighed on the market amid tensions in the Middle East.

Address

1765 Greenview Drive SW
Rochester, MN
55902

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Alerts

Be the first to know and let us send you an email when Hegland Mainz Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Share