Jayne Johnston-Mortgage Loan Officer

Jayne Johnston-Mortgage Loan Officer GRANITE BANK D/B/A GRANITE MORTGAGEE NMLS ID #405434 (www.nmlsconsumeraccess.org) 202 2nd Avenue South, Cold Spring, MN 56320. 507-269-2984.

Equal Housing Lender. http//bit.lySLDisclaimers. For licensing information go to www.nmlsconsumeraccess.org

Bad credit doesn’t always mean homeownership is out of reach. FHA loans may offer more flexibility with credit requireme...
06/10/2026

Bad credit doesn’t always mean homeownership is out of reach. FHA loans may offer more flexibility with credit requirements than other loan programs, helping more buyers take the next step toward owning a home.

If you’re wondering whether an FHA loan could be the right fit for you, let’s connect today.

The home buying process can feel intimidating, especially for first-time buyers. However,  you don't have to know everyt...
06/09/2026

The home buying process can feel intimidating, especially for first-time buyers. However, you don't have to know everything upfront. I'm here to guide you along the way and help you make a plan that suits your life and your goals. Contact me today to get started.

Home is more than just a place--it represents safety, security, and comfort. If you're looking for a new place to call h...
06/08/2026

Home is more than just a place--it represents safety, security, and comfort. If you're looking for a new place to call home, I'm here to help. Bank

Thinking about an upgrade? A HELOC could allow you to access available home equity to make improvements to your home or ...
06/07/2026

Thinking about an upgrade? A HELOC could allow you to access available home equity to make improvements to your home or other eligible purchases, which may include funds for a down payment on your next purchase.
If you're ready to discuss your options, contact me today.

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new ...
06/05/2026

Rates were flat during the week ending June 5, 2026, as peace talks in the Middle East continued to drag on with no new progress. Granite Bank is an Equal Housing Lender.

Markets in a Minute

June is Homeownership Month, and to get you started on your homeownership journey, I'll be separating common mortgage my...
06/04/2026

June is Homeownership Month, and to get you started on your homeownership journey, I'll be separating common mortgage myths from facts all month long. Here's the first:
Myth: You need a 20% down payment to buy a home.
Fact: There are programs that allow 3% down, 3.5% down, and even 0%, depending on the program and borrower eligibility.
If you're ready to see what your options could be, contact me today.

06/03/2026

Use a construction loan to create your dream home! Location is key. We can fix the rest! 🏠

Summer moves fast, and so does the summer market. If you're ready to upgrade to a new home this season, I'm here to help...
06/03/2026

Summer moves fast, and so does the summer market. If you're ready to upgrade to a new home this season, I'm here to help.

Homeownership can be a great path to building wealth and security. If you're ready to get started, contact me today.
06/01/2026

Homeownership can be a great path to building wealth and security. If you're ready to get started, contact me today.

Ready to make a move this summer? It all starts with getting pre-approved. Contact me today to get started.
05/31/2026

Ready to make a move this summer? It all starts with getting pre-approved. Contact me today to get started.

Address

315 Elton Hills Drive NW
Rochester, MN
55901

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15072692984

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