09/02/2026
I hope everyone who see’s this is safe.
We had a big storm come through last night. Many people will have to use their insurance.
Key pieces to remember:
If a tree falls and damages your home, even if it’s rooted in your neighbors yard. This is subject to your insurance. The only way the claim would not be subject to your insurance is if you can prove negligence for having the tree not removed.
If a tree fell onto your vehicle, this is subject to your deductible. This would fall under a comprehensive claim so your rate (dependent on carrier) would not be subject to a rate increase from submitting a claim.
Please send me any questions you have, and your scenario I would love to help anyway I can!
💨 A huge storm ripped through Rochester late last night causing some pretty bad damage across the city and left thousands without power. How are you doing after that storm?
If you've been around town at all today you've seen all of the tree damage that occurred. If you're someone who has a tree that was damaged or completely taken out by the storm, you might be wondering who's responsible for the cleanup, you or the city? 🌳
The answer is... it depends. It depends on where the tree is located and it depends on where the debris landed.