Crossbridge Financial Group, LLC

08/07/2026

Aging without a spouse or children can make estate planning especially important. It is not only about who inherits, but who will make financial, legal, and medical decisions if you cannot.

👥 Look beyond immediate family: Trusted friends, nieces, or nephews may be able to serve as power of attorney, healthcare proxy, or trustee.
💼 Consider professional help: Lawyers, banks, and trust companies can handle some financial and legal roles, while medical decisions often require a personal connection.
⏰ Plan before a crisis: Without documents in place, a court may choose who manages your affairs.

Learn how solo agers can build a reliable support network and keep more control over future decisions: https://bit.ly/3Rh1cTz

Solo agers face unique estate planning risks. Harry Margolis explains who should manage your finances, health care, and estate if you're alone.

07/23/2026

Please help us welcome Katherine Habib to the Crossbridge Financial Group! She will be joining us with a wealth of financial and insurance industry knowledge to help support Aaron Randisi and Greg Tellex.

07/15/2026

Storing cash in Venmo, PayPal, or Cash App? This convenient habit puts your money at risk. Find out why, and discover safer alternatives that protect your cash and earn interest: https://bit.ly/jfelojF

Keeping money in PayPal, Cash App, Venmo, or another P2P payment app puts your money at risk. Here’s why, and what to do instead.

06/26/2026

Don’t think of retirement as a finish line; it’s more like a reset most people don’t see coming. Here’s what surprises many retirees:

Routines Still Matter: Endless free time sounds ideal, but a little daily structure keeps life feeling steady and fulfilling.

Identity Shifts: Without a career label, many retirees rediscover who they are beyond work.

Connections Change: Social circles often shrink without workplace interactions, requiring more intentional relationships.

See all 9 surprising shifts retirees experience: https://bit.ly/4rGIwsr

Retirement freedom doesn't always unfold quite the way people imagine.

06/10/2026

Most retirees worry about running out of money, but spending too little can carry its own risk. Research shows that about a third still have 100% of their savings intact by their mid-80s.

Underspending is real: Being too cautious can mean skipping travel, family support, giving, or other experiences during the years you’re most able to enjoy them.

Start with a withdrawal plan: A common rule of thumb is to withdraw a set percentage of savings in year one, then adjust for inflation over time.

Stay flexible: Adjusting spending as markets, needs, and life stages change can help balance preservation with quality of life.

See why the goal isn’t just to protect your nest egg, but to use it well: https://cnb.cx/4xiUj4a

Retirees often focus on the risk of spending too much in retirement. But spending too little poses another kind of danger.

05/19/2026

Retiring in the next 5 years? What you do now can make a real difference:

Review your HSA: If you’re eligible, an HSA can help you save for future healthcare costs with tax advantages.
Test your budget: Try living on your expected retirement income to see what works and where you may need to adjust.
Think through timing: Delaying retirement, even by a few years, could give you more time to save and may increase Social Security benefits.
Learn all 10 moves to consider before your last day on the job: https://bit.ly/4uMmDde

It makes a lot of sense to start assembling a list of things to do before your last day at your job.

05/06/2026

Worried about identity theft? A simple switch could help protect your credit.

Freeze vs. Lock: Both block new applications, but a credit freeze is free and federally protected. A credit lock offers similar protection, often with a fee and added identity theft features.
Set It and Leave It: A freeze stays in place until you lift it, and you can unfreeze quickly when needed.
Bonus Protection: You can also freeze your child's credit to prevent misuse of their information.
Not sure which option is right for you? This breakdown can help you decide: https://bit.ly/4w7lVIQ

Learn how a credit freeze and credit lock restrict access to your credit report, the key differences and when to use each type of preventive measure.

04/27/2026

Grandchildren are one of life’s greatest pleasures. Here are eight ways to help them out financially without sacrificing your retirement savings. See how: https://bit.ly/4c8D8r4

To give your grandkids money without clearing out your 401(k), considering saving for their education, or making them your life insurance beneficiary.

04/07/2026

Your estate plan is too important to leave to just one professional. Most people think hiring a lawyer is enough, but there are more things to consider:

It takes a team: Attorneys handle legal documents, but financial advisors help align your plan with your full financial picture.
Strategy matters: Advisors can guide tax decisions, asset transfers, and long-term wealth planning for your heirs.
Better together: When professionals collaborate, your estate plan is more efficient, coordinated, and effective.
Learn how the right team can help your estate plan work as intended: https://bit.ly/3NT6mDt

Discover how financial advisors protect wealth and guide families in building a lasting legacy.

03/18/2026

That “urgent IRS message” might not be from the IRS at all. Tax season scams are surging, with robocalls, phishing texts, and AI-powered impersonation targeting taxpayers. The IRS won’t call, text, or threaten arrest for payment. Learn the warning signs: https://bit.ly/4siWd1K

NEW YORK (AP) — Robocalls, texts, and phishing emails from scammers are up this tax season compared to previous years, with artificial intelligence likely increasing fraud attempts, according to the consumer protection bureau of the Federal Trade Commission. Consumer advocates and government offic...