Ahrens Benefits Company

11/19/2025

Confused about your health insurance options? Contact us today so we can review your situation!

11/18/2025

Original Medicare with a Medigap plan gives you very comprehensive coverage. The primary differences are that with Medigap plans, you can see any doctor that accepts Medicare. You don’t have to ask your doctors if they take your specific Medigap insurance company. The network is Medicare, which has over 1 million contracted providers across the nation.

11/17/2025

Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

11/14/2025

“Work hard in silence, let your success be the noise.”

11/13/2025

An Out-of-Network Copayment is a fixed amount (for example, $30) you pay for covered health care services from providers who don't contract with your health insurance or plan. Out-of-network copayments usually are more than in-network copayments.

11/12/2025

A Self Insured Plan is a type of plan usually present in larger companies where the employer itself collects premiums from enrollees and takes on the responsibility of paying employees’ and dependents’ medical claims. These employers can contract for insurance services such as enrollment, claims processing, and provider networks with a third party administrator, or they can be self-administered.

11/11/2025

Unlike an HSA, an FSA has to be set up by your employer. Like an HSA, you and your employer can make pre-tax payroll contributions to the account to cover qualified medical expenses. One benefit of an FSA is your total annual election amount is available to you on Jan. 1. On the flip side, if you don’t use your FSA dollars by year-end, you lose the funds.

11/10/2025

We’re honored to support Every1Camp, giving kids with disabilities a chance to play, make friends, and create lasting memories — all at no cost to families.

11/10/2025

Reminder: The Medicare Annual Enrollment Period began on October 15th and will run through 12/7/2025. Please contact us with any questions you may have!

11/07/2025

Please ask Congress to extend the Healthcare subsidies so that many people can continue to afford their health insurance:

Join the PAN Foundation and take action today to advocate for healthcare policies that improve health access and affordability for all.

11/07/2025

"We know what we are, but know not what we may be."

11/06/2025

Fast Fact: Coinsurance is the percentage of the costs of a covered health care service or prescription drug you pay after you've paid your deductible. You pay 100 percent of the full allowed amount until you meet your deductible.