VanScoter Insurance Agency, LLC

09/07/2026

Happy Labor Day! Today we're honoring the hard work and dedication of workers everywhere. Enjoy the day off, and thank you for all you do.

09/06/2026

Weekend reminder: take a few minutes to check your smoke detector batteries and update your home's emergency contact list. Small steps like these make a big difference.

09/05/2026

Running a business means juggling a lot, and protecting it shouldn't be one more thing to stress about. We can help you explore business insurance options built around what your company actually needs. Contact VanScoter Insurance Agency at (585) 663-2004 to get started.

09/04/2026

🔥 If a garage fire damages the car parked inside, which insurance policy pays—the homeowners policy or the auto policy?

The garage and your belongings may fall under homeowners coverage, but the vehicle itself is a different story. Fire damage to your car is generally handled by comprehensive coverage on your auto policy—not the homeowners policy. 🚗

Some carriers may also offer a single-deductible benefit when the same event causes covered home and auto claims. Coverage and carrier benefits vary, so it pays to review them before you need them.

Have questions about your protection? VanScoter Insurance Agency is happy to help. 📞 (585) 663-2004

09/03/2026

Life changes, and so do your insurance needs. Whether you've moved, added a new driver, or made home improvements, it's a good time to check that your personal insurance still fits your life. Call (585) 663-2004 or visit https://www.vanscoterinsurance.com , and let's take a look together.

09/02/2026

Copper prices are up — and copper theft is rising with them.

A short section of stolen pipe may bring a thief only a few dollars, but it can leave a property owner with thousands in repairs and water damage. In the example discussed in this video, an apartment building suffered about $17,000 in damage and residents were temporarily displaced.

If you own a home, rental property, vacant building, or commercial property, a few practical steps can make a difference: make the property look occupied, have someone check it regularly, install cameras, and use a monitored security system.

Questions about protecting your property and reviewing your insurance? Call VanScoter Insurance Agency at (585) 663-2004.

09/02/2026

Pumpkin spice or apple cider? As summer winds down, let us know your favorite fall flavor in the comments!

09/01/2026

🎉 Congratulations to our August referral raffle winner, Brooke Monteneri!

Brooke owns Lashed near Ridge and Long Pond. Thank you, Brooke, for your business and referrals—we appreciate you!

Want your name in next month’s drawing? Refer a friend or family member to VanScoter Insurance Agency. We’ll send you a $10 Wegmans gift card as our thank-you, whether or not they purchase insurance, and enter your name for a chance to win a $50 gift card.

📞 (585) 663-2004
🌐 https://www.vanscoterinsurance.com/

09/01/2026

Does your business insurance travel with you?

If you take inventory, tools, artwork, or equipment to a festival, market, or another temporary location, your standard business property coverage may be more limited than you expect. Liability coverage may extend, but property away from your listed premises often needs a closer look—and an inland marine or off-premises endorsement may be the right solution.

Before your next event, ask your agent what is covered while your property is in transit and at the venue.

Questions about protecting your business away from its usual location? Call VanScoter Insurance Agency at (585) 663-2004.

09/01/2026

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.

It's the perfect time to get your home ready for fall. Clean gutters, check heating systems, seal windows, and inspect smoke detectors before colder weather arrives. A little maintenance now can help prevent bigger issues later.