VanScoter Insurance Agency, LLC

10/14/2026

One of the perks of working with an independent insurance agent? We shop the market on your behalf, comparing options from multiple carriers so you don't have to.

10/13/2026

Now is a good time to make sure your car is ready for the season. Things like testing your battery, inspecting brakes, and making sure all your lights are working can help keep you safe on the road. Learn more and contact me with any questions about your coverage.

Now is a good time to make sure your car is ready for the season. Things like testing your battery, inspecting brakes, and making sure all your lights are working can help keep you safe on the road. Learn more and contact me with any questions about your coverage. ...

10/11/2026

As daylight hours shorten, evening drives can sneak up on you. Turn your headlights on early and give yourself extra following distance after dusk.

10/10/2026

Sweater weather has entered the chat. What's your favorite part of fall: the crisp air, the cozy layers, or the seasonal snacks? Tell us in the comments!

10/07/2026

📈 Home and auto insurance costs are rising across the Rochester area—but cutting coverage is not the only way to lower your premium.

A recent Rochester Business Journal article echoed the same advice I shared during a Rotary District 7120 financial literacy meeting: start by reviewing deductibles, discounts, bundling, mileage, and payment options before removing protection.

A few smart places to look:
✅ Choose deductibles you can comfortably handle
✅ Confirm every available discount is applied
✅ Update annual mileage and vehicle use
✅ Bundle home and auto when it makes financial sense
✅ Ask about defensive-driving and pay-in-full discounts

The goal is to save money without creating a much larger financial risk later.

Questions about your coverage? Call VanScoter Insurance Agency at (585) 663-2004.

Read the RBJ article: https://rbj.net/2026/10/05/rising-home-auto-insurance-costs-rochester-consumers/

10/07/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...

10/06/2026

According to Forbes, the top 3 places in America to see the most beautiful fall foliage are:
🍁 The Great Smoky Mountains in North Carolina
🍁 Smuggler's Notch State Park in Vermont
🍁 Shenandoah National State Park in Virginia
Do you have a favorite spot to take in the fall foliage in your area? Tell us about it in the comments!

10/06/2026

Looking for ways to show your partner some love beyond just Valentine's Day? Fit in some acts of service (putting gas in their car, bringing them coffee), words of affirmation, or simple, uninterrupted quality time. The simple, everyday things go a long way!

10/06/2026

🎃 HALLOWEEN INSURANCE: Covered, not covered—or it depends? 👻

🔌 Trick-or-treater trips over an extension cord
🕯️ Jack-o’-lantern candle starts a fire
🥚 Someone eggs your house
🏚️ You charge admission to a haunted house

Watch Rhett explain how homeowners insurance may respond to each spooky scenario. Every policy and claim is different—know your coverage before something goes bump in the night!

📞 (585) 663-2004