Genesee Co-op Federal Credit Union

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Genesee Co-op Federal Credit Union You’re more than a number at Genesee Co-op. We are responsive to the needs of our community. We are committed to social inclusiveness.

Since 1982, our Rochester credit union has provided quality banking services to people whose dreams and ideals have been counted out by other financial institutions. Our Mission

Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are dedicated to responsible community development and education.

Get loan ready for your next business move.Join our free virtual workshop to learn what makes a strong loan application ...
10/01/2026

Get loan ready for your next business move.

Join our free virtual workshop to learn what makes a strong loan application and how to prepare for financing your business.

📅 October 8 | 6:00–7:30 PM
💻 Online via Zoom
📍 For small businesses in NYC, Syracuse & Rochester

Ready to get started? Register today:
https://bit.ly/4r4soSP

🌟 Business Member Spotlight! 🌟Support local! This month, we’re proud to highlight our business member, Think Tank Promot...
09/30/2026

🌟 Business Member Spotlight! 🌟

Support local! This month, we’re proud to highlight our business member, Think Tank Promotional Marketing.

We’ve set up a display in our lobby featuring some of the great promotional products and services Think Tank offers.

Thank you, Think Tank, for being part of the Genesee Co-op FCU community!

We've been busy--but this huge news came out a couple of weeks ago. NYS Attorney General Letitia James secured a huge se...
09/30/2026

We've been busy--but this huge news came out a couple of weeks ago. NYS Attorney General Letitia James secured a huge settlement of $700 million from abusive subprime auto lender Credit Acceptance Corporation.

You wouldn't know it but the seed of this lawsuit came from Genesee Co-op (credit especially to retired CEO Melissa Marquez), where we identified borrowers who we were trying to refinance from their loans--where something seemed wrong. We worked with partners and connected with AG's office who did all the work to make this possible. Credit also to our partners Empire Justice Center for their work on this.

We're working for an equitable and fair economy for all New Yorkers--and we know that needs to go well beyond the walls of our credit union.

NEW YORK – New York Attorney General Letitia James today secured $700 million, including more than $630 million in debt relief for consumers, from Credit

Last week, we had the opportunity to send our Senior Loan Officer to the Young Professionals Conference, it was exciting...
09/29/2026

Last week, we had the opportunity to send our Senior Loan Officer to the Young Professionals Conference, it was exciting to see the enthusiasm he brought back with him.

Networking with fellow credit union professionals, sharing experiences, and learning from one another is so valuable. The ideas and perspectives gained through experiences like this don’t just benefit the individual, they make our entire team stronger.

Investing in our people means investing in the future of our credit union.

In the Rochester Beacon : "The loan sharks in your pocket" by Dan Apfel (Genesee Co-op) & Mike Calhoun (Center for Respo...
09/29/2026

In the Rochester Beacon : "The loan sharks in your pocket" by Dan Apfel (Genesee Co-op) & Mike Calhoun (Center for Responsible Lending), on the importance of expanding and clarifying that payday loan apps are a trap that should be subject to New York's usury law.

Right now, on your smartphone, there are loan sharks ready to devour your money: harmless-looking apps that lend at predatory annual percentage rates over 300%—rates that violate New York’s usury law to make sure it clearly covers payday loan apps.

https://rochesterbeacon.com/2026/09/23/the-loan-sharks-in-your-pocket/

Another day where we got to help two members become first-time homeowners! This is one of the best parts of being a fina...
09/28/2026

Another day where we got to help two members become first-time homeowners! This is one of the best parts of being a financial institution!

This year we've helped members take advantage of over $300,000 in grants from different programs.

Thinking about financing your business? Let’s get loan ready.Join us for a free virtual workshop designed to help New Yo...
09/23/2026

Thinking about financing your business? Let’s get loan ready.

Join us for a free virtual workshop designed to help New York small business owners understand the loan application process and prepare a stronger application.

📅 October 8 | 6:00–7:30 PM
💻 Online via Zoom

Free registration!

🔗 Register here 👉https://bit.ly/4r4soSP?r=qr

09/22/2026

We have the best members!
The compassion and understanding you’ve shown our employees has been truly heartwarming.
Thank you tons! 💚

Turning homeownership dreams into reality, one member at a time. Congratulations to our newest homeowner! FAMforward ROC
09/21/2026

Turning homeownership dreams into reality, one member at a time. Congratulations to our newest homeowner! FAMforward ROC

09/19/2026

As of 2:30 PM on Saturday September 19th, all banking systems are functioning. You can reach out to us at [email protected] which we will be monitoring for urgent needs, or get in touch during our regular hours.

Please note that we have attempted to waive all fees from this period and will leave all automatic deposit account fees (insufficient funds, automatic transfer, etc.) off through the end of the September. If you have a question or concern please call us during normal hours and we will review and can refund them.

We are deeply sorry for this situation and know the impact it had on all of you. and again deeply appreciate all of your kindness and patience.

Thank you again!

Address

395 Gregory Street
Rochester, NY
14620

Opening Hours

Monday 10am - 5pm
Tuesday 10am - 5pm
Wednesday 10am - 5pm
Thursday 10am - 5pm
Friday 10am - 6pm

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