ESL Federal Credit Union

ESL Federal Credit Union Our Purpose is to help our community thrive and prosper. The company has now appeared on Great Place to Work® lists since 2010.

Founded by George Eastman in 1920, ESL Federal Credit Union is a full-service financial institution with more than $9.9 billion in assets. The locally-owned financial institution employs more than 1,000 people in the Greater Rochester and Finger Lakes region and includes more than 465,000 personal members and more than 18,700 businesses. Access to the credit union includes 33 branch locations and

more than 40 ATM locations, locally-based telephone and internet chat centers, and online and mobile banking channels. Since 1996, ESL has paid out 30 consecutive Owners’ Dividends to its members totaling more than $350 million. Since the creation of its Community Impact initiative in 2018, ESL has reinvested more than $173 million in grants throughout the community. The company is headquartered at 225 Chestnut Street, in Rochester, and can be found on the Internet at esl.org. ESL is the community's financial partner who makes ordinary tasks simple, easy and even enjoyable. Members love ESL because we provide helpful, friendly, informative and utterly reliable service with a personal touch. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender. Membership subject to eligibility.

U.S. Small Business Administration (SBA) representatives recently presented members of our Business Banking team with an...
06/01/2026

U.S. Small Business Administration (SBA) representatives recently presented members of our Business Banking team with an award for our 2025 SBA lender ranking. Last year, we emerged as the number one SBA lender in the Greater Rochester region by total number of loans, providing more than $10 million in support for area small businesses. Way to go, team!

Learn more on our website: https://www.esl.org/about-us/esl-in-the-news/esl-earns-1-ranking-as-small-business-banking-lender-in-greater-rochester-region-2025?utm_campaign=2026_q2_busbank&utm_source=facebook&utm_medium=owned_social&utm_content=sba_award

05/29/2026

We’re pleased to recognize Emil Anderson with a 2026 ESL Heart of Service Award! As a veteran, he’s dedicated to helping other veterans find their footing, and he also works closely with local students to teach them about the importance of serving their community. Thank you for your commitment to uplifting others, Emil!

In partnership with WHEC TV, the ESL Heart of Service Awards recognize outstanding volunteers who are making a positive impact within the Greater Rochester region. This year, we received more than 130 nominations.

Learn more: https://www.whec.com/top-news/news10-announces-2026-esl-heart-of-service-award-winners/

05/27/2026

Debbie is passionate about education. As a third-grade teacher, she helps to plant seeds of knowledge in her students. Outside of work, she’s actively planting her own seeds, as she strives to build a bright financial future. As an ESL member, she’s learned how to carefully invest her money, remain patient amidst a fluctuating market, and plan for retirement.

Visit our website to read her story, and learn what it means to Belong to Something Bigger: https://www.esl.org/you-belong/customer-stories/debbie?utm_campaign=2026_q2_brand&utm_source=facebook&utm_medium=owned_social&utm_content=customer_story_debbie_s

05/22/2026
We’re excited to announce a few promotions on our Business Banking team! Please join us in congratulating Joel Dutton, M...
05/21/2026

We’re excited to announce a few promotions on our Business Banking team! Please join us in congratulating Joel Dutton, Marissa Musso, and Micky Zhang on being named Business Banking Relationship Managers. In their new positions, they’ll craft customized financial solutions to help businesses across the Greater Rochester and Finger Lakes regions achieve their goals.

Joel, Marissa, and Micky are all graduates of the ESL Business Banking Relationship Manager Development Program, an internal program designed to help equip candidates with the knowledge and skills they need to thrive in this role.

Click the link below to learn more.

ESL recently named Joel Dutton, Marissa Musso, and Micky Zhang to the Business Banking Relationship Manager role.

Tom Rogers, President & CEO, recently joined Rochester in Focus to share his vision for ESL. In his new role, he’s commi...
05/20/2026

Tom Rogers, President & CEO, recently joined Rochester in Focus to share his vision for ESL. In his new role, he’s committed to our Purpose, to help our community thrive and prosper, and ensuring a great experience for employees and customers.

Watch the full interview: https://www.whec.com/top-news/rochester-in-focus-may-10-2026/

WHEC TV

News10NBC's Lynette Adams sat down with several community leaders for Rochester in Focus, including the new president and CEO of ESL Federal Credit Union. She then talked with a couple who created a new foundation. After that, she talked with the program coordinator of Relatives Raising Children. Th...

05/14/2026

Aline, an ESL member for more than 20 years, is grateful to the Rochester community for transforming her life. She moved to Rochester from Vietnam with her family when she was 10 years old. After completing all her schooling here, she made her living working at Kodak.

Read her full story on our website and learn what it means to Belong to Something Bigger: https://www.esl.org/you-belong/customer-stories/aline?utm_campaign=2026_q2_brand&utm_source=facebook&utm_medium=owned_social&utm_content=customer_story_aline

April showers bring May flowers – and another wonderful ESL Spring Forum! Our semiannual forums are open to all employee...
05/13/2026

April showers bring May flowers – and another wonderful ESL Spring Forum! Our semiannual forums are open to all employees and held at unique Rochester venues. As always, the evening was filled with fun, business updates, networking, and delicious food.

This forum marked a special milestone for Tom Rogers, as it was his first as our new President and CEO. It proved to be a great opportunity for our team to learn more about Tom and his vision for ESL.

Thank you to our host, The Strong Museum, and everyone who attended for helping make this another successful forum!

Interested in beginning a career as unique as you? Visit our website to explore current career opportunities: https://www.esl.org/careers?utm_campaign=2026_q2_recruitment&utm_source=facebook&utm_medium=owned_social&utm_content=spring_forum

Our own Jon Fogle, Manager, Commercial Banking, shared his expertise during the recent RBJ State of Real Estate Virtual ...
05/11/2026

Our own Jon Fogle, Manager, Commercial Banking, shared his expertise during the recent RBJ State of Real Estate Virtual Panel Discussion. According to local industry leaders, stability remains a key facet of Rochester’s commercial real estate market. Despite industry challenges, developers and lenders are resilient as they identify opportunities for progress.

Throughout the discussion Jon weighed in on topics, such as interest rates, adaptive reuse, and electric grid connectivity. Interested in learning more? Check out his insights in the discussion recap: https://rbj.net/2026/05/06/rochester-commercial-real-estate-market-stable-interest-rates/

Rochester's commercial real estate market remains stable with low industrial vacancy and strong multifamily demand despite rising interest rates and construction costs.

Address

Rochester, NY
14604

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 5pm
Friday 9am - 6pm
Saturday 9am - 1:30pm

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