Marcus Schirr Insurance Group

Marcus Schirr Insurance Group Multi line insurance agency servicing Commercial- Home- Life- Lake and Country Estate- Auto.

One of the most common misconceptions we hear: "My homeowners policy covers everything."It doesn't, and finding that out...
08/27/2026

One of the most common misconceptions we hear: "My homeowners policy covers everything."

It doesn't, and finding that out during a claim is the worst time to learn it.

Here's one that surprises a lot of Rochester homeowners: standard homeowners policies don't cover flooding. Not from a burst pipe in most cases, and definitely not from a storm. That requires separate coverage.

If you've never sat down and actually gone through what your policy covers and what it doesn't, that's a conversation worth having before you need it. Call us at 248.464.8749 or visit marcusinsuresmi.com.

End of summer tends to bring out the big gatherings. Backyard parties, bonfires, neighborhood cookouts, one last weekend...
08/20/2026

End of summer tends to bring out the big gatherings. Backyard parties, bonfires, neighborhood cookouts, one last weekend at the lake.

What most people don't think about is that hosting comes with liability. If a guest gets hurt at your home or property, your homeowners policy is the first line of defense. But not every policy has adequate liability limits for larger gatherings.

Before you fire up the grill for the last time this season, it's worth knowing where you stand. Call us at 248.464.8749 or visit marcusinsuresmi.com.

Back-to-school season means a lot of families in Rochester are adding a teen driver to the mix, or sending a college stu...
08/13/2026

Back-to-school season means a lot of families in Rochester are adding a teen driver to the mix, or sending a college student off with a car for the first time.

Both situations have real insurance implications that are easy to miss.

If your teen is driving to school, they need to be listed on your policy. If your college student is taking a car out of state, your coverage may need an update.

Not sure where you stand? Give us a call at 248.464.8749 or visit marcusinsuresmi.com. We'll make sure everyone on the road is covered before the first bell rings.

Heading out of town this summer? Your home doesn't take a vacation with you.Before you leave, make sure someone you trus...
08/06/2026

Heading out of town this summer? Your home doesn't take a vacation with you.

Before you leave, make sure someone you trust knows you'll be away and can keep an eye on things. A house that looks lived-in is a much harder target.

Also worth checking: does your homeowners policy cover theft or damage that occurs while you're traveling? Some policies have conditions around unoccupied homes that most people never read.

A quick call before your trip could save you a headache when you get back. Reach us at 248.464.8749 or marcusinsuresmi.com.

Happy National Roadside Assistance Month.Michigan roads in the summer are great, right up until they're not. A flat tire...
07/21/2026

Happy National Roadside Assistance Month.

Michigan roads in the summer are great, right up until they're not. A flat tire on I-75, a dead battery in a parking lot, a fender bender on M-59. It happens to everyone eventually.

Did you know roadside assistance can often be added to your auto policy for just a few dollars a month? If you're not sure whether you have it, call us at 248.464.8749 and we'll check. It's one of those small things that makes a big difference when you actually need it.

Visit us at marcusinsuresmi.com.

Renting vs. owning changes a lot about your insurance, but one thing stays the same: you still need coverage.A lot of re...
07/17/2026

Renting vs. owning changes a lot about your insurance, but one thing stays the same: you still need coverage.

A lot of renters assume their landlord's policy covers their belongings. It doesn't. Renters insurance covers your stuff, and it's usually much more affordable than people expect.

Homeowners coverage goes further, protecting the structure itself, your personal property, and your liability if someone gets hurt on your property.

Not sure which one applies to you, or whether you have enough of either? Call us at 248.464.8749 or visit marcusinsuresmi.com. We're right here in Rochester.

Summer is the busiest season for homeowners, and also the one where the most things go wrong. Here's a quick checklist w...
07/10/2026

Summer is the busiest season for homeowners, and also the one where the most things go wrong. Here's a quick checklist worth running through before the season gets away from you:

Check your roof and gutters. Summer storms can expose damage you didn't know was there.

Test your sump pump. Heavy July rain hits fast in Michigan.

Review your coverage if you've made upgrades. A new deck, finished basement, or major appliance purchase may not be reflected in your current policy.

Document your belongings. A quick video walkthrough of your home is one of the best things you can do before you ever need to file a claim.

Not sure if your homeowners coverage is keeping up? Call us at 248.464.8749 or visit marcusinsuresmi.com.

Happy Fourth of July, Rochester!Whatever your plans look like today, we hope it involves good food, good people, and som...
07/04/2026

Happy Fourth of July, Rochester!

Whatever your plans look like today, we hope it involves good food, good people, and something loud enough to remind the neighbors it's America.

From all of us at Marcus Schirr Insurance Group, enjoy every minute of it. We'll see you Monday.

Here's something most people don't think to ask about: bundling.If your home and auto policies are with two different co...
06/25/2026

Here's something most people don't think to ask about: bundling.

If your home and auto policies are with two different companies, you're likely leaving money on the table. Bundling them together almost always saves money, and it simplifies everything into one conversation when you need to file a claim.

Give us a call and we'll show you what a bundle could look like for your situation. No pressure, just numbers.

Adding a teen driver to your policy is one of the most common calls we get every summer, and one of the most misundersto...
06/18/2026

Adding a teen driver to your policy is one of the most common calls we get every summer, and one of the most misunderstood insurance moments a family goes through.

Here's what to do before you hand over the keys:

Call your agent and add them to your policy right away. A teen driving without being listed is a coverage gap, plain and simple.

Ask about discounts. Good student discounts and driver training credits are real, and most people don't know to ask.

Review your liability limits. A new driver on your policy means more risk on the road. Your current limits may need an adjustment.

We're right here on East St in Downtown Rochester. Give us a call and we'll walk you through it, no pressure.

Address

318 East Street
Rochester, MI
48307

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Marcus Schirr Insurance Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Marcus Schirr Insurance Group:

Shortcuts

Share

Category