06/18/2026
Adding a teen driver to your policy is one of the most common calls we get every summer, and one of the most misunderstood insurance moments a family goes through.
Here's what to do before you hand over the keys:
Call your agent and add them to your policy right away. A teen driving without being listed is a coverage gap, plain and simple.
Ask about discounts. Good student discounts and driver training credits are real, and most people don't know to ask.
Review your liability limits. A new driver on your policy means more risk on the road. Your current limits may need an adjustment.
We're right here on East St in Downtown Rochester. Give us a call and we'll walk you through it, no pressure.