Rick Young Insurance

Rick Young Insurance Do not be taken in by promises of low cost or inexpensive discounted plans, because we can shop arou

Since our founding, the team at Rick Young Insurance has been committed to providing the local Michigan community with exclusive insurance products they can rely on.

02/17/2026

I am very proud and excited to be the matching sponsor for New Day Foundation for Families and Troy Athens high school charity week. The hard work and dedication of these high school students to raise money for this honorable New Day Foundation was outstanding!

Proud to be a sponsor for the New Day Foundation Lip Sync Battle. Mike and Gina Kell Spehn were great hosts and put on a...
10/20/2025

Proud to be a sponsor for the New Day Foundation Lip Sync Battle. Mike and Gina Kell Spehn were great hosts and put on a very entertaining and awsome event. Here are three of the contestants Taiwan Jones fellow Spartan, Herman Moore Go Lions, and the winner Shannon Murphy (Mojo In The Morning).

Medicare Is Changing Faster Than Ever—Don’t Get Left Behind! A client in Grand Rapids, MI just saved over $1,000 a year ...
10/21/2024

Medicare Is Changing Faster Than Ever—Don’t Get Left Behind!

A client in Grand Rapids, MI just saved over $1,000 a year by switching from one major Medicare Advantage plan to another. Both big names, both great companies, but huge differences in drug coverage for 2025!

Medicare has seen historic changes, and your plan has likely shifted too. If you or a loved one is on Medicare, it’s time to review your coverage before December 7.

💡 Here’s an example: Three Medicare plans, all covering Eliquis—same drug, same pharmacy, totally different prices! Don’t let your plan auto-renew without checking your options.

While I’m not an agent, I’m here to educate and guide you through these changes. Need help? Message me, and I’ll get you connected with someone who can!

Medicare is changing, and so should your plan! 🌟

🚨 Attention Medicare Beneficiaries! 🚨Did you know that 3 out of 10 Medicare beneficiaries won't shop for their coverage ...
10/15/2024

🚨 Attention Medicare Beneficiaries! 🚨

Did you know that 3 out of 10 Medicare beneficiaries won't shop for their coverage this year? 😱 With the biggest changes to Medicare in decades happening now, skipping this review could cost you BIG TIME!

Here’s a shocking example: One client was set to pay $35/month for their prescription in 2024. But if they hadn’t changed their plan, they would have been hit with a $179 bill in 2025 for the same drug! 💸

Don’t let your hard-earned money go to waste! Medicare is NOT a “set it and forget it” deal—it’s crucial to stay informed.

👉 Have family or friends who need help? Connect them with one of our thousand agents across Michigan! We’re here to guide you through the process and keep you safe from scams and 1-800 numbers.

📩 Message us today to find a local agent who can help! Your financial future is worth it! 💪✨

Did you know the government has lowered your drug costs under Medicare to just $2,000? 💊✨This is a game changer! 🏆 If yo...
10/03/2024

Did you know the government has lowered your drug costs under Medicare to just $2,000? 💊✨
This is a game changer! 🏆 If you want to understand how this impacts YOU, reach out! Let’s chat about why talking to a local broker between October 15 and December 7 is crucial for your Medicare plans. Don’t miss out on potential savings!
Message me today and I will get you in touch with a local agent.

09/23/2024

Attention Postal Service Retirees!!!

Postal Service Health Benefits Program (PSHB)
Starting January 1, 2025, eligible U.S. Postal Service employees, retirees, and their families will get coverage through the Postal Service Health Benefits Program (PSHB) instead of FEHB. If you are an annuitant as of January 1, 2025, and not currently participating in Medicare Part B, you are not required to enroll in Medicare Part B to continue your health insurance coverage in the new PSHB Program. Participation in Medicare Part B is voluntary. If you are an annuitant as of January 1, 2025, and are already enrolled in Medicare Part B, you are required to remain enrolled in Medicare Part B to continue coverage under PSHB.

Get ready—this year is shaping up to be a whirlwind for Medicare agents who are working tirelessly, prepping with endles...
09/18/2024

Get ready—this year is shaping up to be a whirlwind for Medicare agents who are working tirelessly, prepping with endless trainings, tests, and updates. If you’ve previously let your Medicare plan auto-renew, now’s the time to rethink that strategy!

With changes and challenges this year, brokers are going the extra mile to ensure you get the best plan. Please be patient and give them time to assist you as more people are shopping Medicare than ever. Avoid calling 1-800 numbers or answering random callers asking for your Medicare card.

Instead, reach out to your trusted local agent who knows you and your needs. They can guide you through the best plan options from all carriers. Your agent is your ally—let them help you make the best choice for your Medicare coverage!

We are super excited to be the title sponsor for the Detroit Congenital Heart Walk. Join us in this great event!!!!!
07/17/2024

We are super excited to be the title sponsor for the Detroit Congenital Heart Walk. Join us in this great event!!!!!

🚨 ATTENTION MEDICARE USERS! 🚨🔍 MUST READ IF YOU'RE IN MEDICARE!So, they've asked this guy for an opinion on Medicare -OO...
05/23/2024

🚨 ATTENTION MEDICARE USERS! 🚨
🔍 MUST READ IF YOU'RE IN MEDICARE!

So, they've asked this guy for an opinion on Medicare -OOPS! But hey, here's my take on Medicare's wild ride in 2025 🚀😂

1️⃣ MEDIGAP MAYHEM: 😱 Get ready for a financial rollercoaster! Medigap rates are skyrocketing by 10-15%, and PDP premiums? Brace for a jaw-dropping surge of 150-300%! That's right, folks! Original Medicare might just become a luxury for the elite. Plan N? It's the new sheriff in town, offering hope in the chaos.

2️⃣ MEDICARE ADVANTAGE MADNESS: 😤 Buckle up for prior authorization pandemonium! National carriers are slashing costs left, right, and center, leaving providers drowning in paperwork. But fear not! Regional carriers with simpler procedures are riding to the rescue. This could be the shift we have been waiting for.

3️⃣ THE GREAT BENEFITS BONANZA BUST: 🛑 Brace yourself for benefit cuts! Medicare Advantage is shifting focus from frills to essentials. Say farewell to those sweet supplemental perks and hello to formulary frenzy! It's a whole new ball game for brokers, folks and drugs and providers will be at the top of the list again for review.

4️⃣ BROKER BONANZA: 💼 Calling all brokers! Your time to shine is NOW! With Medicare madness at its peak, consumers are clamoring for alternatives. Election year? More like BROKER BOOM! Less TV noise means more opportunities to flex your local market muscle.

5️⃣ FMO FRENZY: 💥 Agents, listen up! Choosing the right FMO could make or break your year. Brace for PART D DRAMA, compensation changes, and a whirlwind of regulations. The new FMO mantra? Adapt or die! Embrace technology, navigate political shifts, or risk being left in the dust. FMO's will choose between selling Medicare or assisting their brokers. Who will you align with as a broker?

6️⃣ CARRIER CONUNDRUM: 📈 Carriers, it's make or break time! Will you seize the opportunity or get lost in the shuffle? Agent relationships are your golden ticket to success. Position your plans strategically, show value, and watch your growth skyrocket!

🔥 Brace yourself, Medicare warriors! The storm is coming, but with knowledge as your shield, you'll emerge victorious! RYIS is Here for You. "AN FMO BUILT BY AGENTS AROUND AGENTS!"💪 hashtag hashtag
Rick Young Insurance Services

02/17/2024

We're thrilled to announce that Rick Young Insurance and Grateful Giving Foundation have matched the generous donations made by Troy Athens Charity Week to Love For A Child for a total of $332,878! Huge thanks to our incredible agent and client partners for making this possible. Together, we're making a meaningful difference in our community. 🙌 Rick Young

Address

2993 Corinthia Drive
Rochester Hills, MI
48309

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 1pm

Telephone

+12488449110

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