Allied Insurance Managers, Inc.

10/16/2026

Sweetest Day is tomorrow, which means half of you know exactly what that is and the other half have never heard of it. 🍫

It is a Michigan and Midwest thing. No obligation attached, no reservation to make. Just a small gesture for someone who is not expecting one.

Flowers, a card, a coffee, a phone call you keep meaning to make.

Easiest holiday on the calendar, and one of the better ones.

10/15/2026

Last week, our agency went to "Game Show Battle Rooms” in Troy, MI for a company-wide team building event going head-to-head playing a variety of different games including Survey Battles, Spin and Solve, What's That Cost, The Drop, and more!

Between the 4 different teams, the Red Warriors and the Blue Birds were victorious! 🏆



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10/14/2026

10/14/2026

Last week, our team dove into a DISC Communication Workshop to discover how each of us uniquely connects and interacts. 🗣️✨

Here's what we learned:
- Everyone has a unique style
- Understanding differences boosts teamwork
- Better communication leads to success

10/14/2026

The cyber loss that actually hits small businesses is not dramatic. It is an email. 💻

Someone sits on a mailbox for weeks, learns how your vendors write, then sends an invoice with new banking details. Or a note that looks like it came from the owner, asking accounting to move money today.

Two things that help more than any software:

→ Any change to payment details gets verified by phone, on a number you already had. Not the one in the email.
→ Transfers over a set amount need a second person to approve them. Costs you nothing in speed and stops most of this.

On the coverage side: funds transfer fraud and social engineering losses often get handled differently than a data breach, and they are not always in a cyber policy by default. Terms vary by carrier, so it is worth knowing what yours actually covers.

10/12/2026

Mid October through November is the worst stretch of the year for deer on Michigan roads. 🦌

A few things to have in your head before it happens:

- If one steps out, brake hard and stay in your lane. Swerving is how a deer turns into a tree or an oncoming car.
- Deer travel together. One crosses, slow down, another is coming.
- Dawn and dusk are the bad windows, which this time of year is also when most of us are driving to and from work.
- Hitting a deer is usually a comprehensive claim rather than collision, though that depends on your policy. Carry liability only and it may not be covered at all.

Worth two minutes with your auto policy before the leaves are down.

10/09/2026

Settle something for us. C***r mill or apple orchard? 🍎

One word in the comments.

Bonus points if you name the spot. We take recommendations, and October here is short.

***rMill

10/07/2026

October is Cybersecurity Awareness Month. Most of what protects you comes down to four habits. 🔐

→ Long passphrases beat clever short passwords. And do not reuse them.
→ Turn on multifactor authentication wherever it is offered. Email and banking first.
→ Install the updates. Plenty of attacks go after holes that were already fixed by an update nobody installed.
→ Slow down when something feels urgent. Pressure to act this second is the tell.

Same list whether you are protecting a house or a business.

Insurance helps you recover after something goes wrong. It does not keep it from happening. That part is on the four habits.

More on this later in the month.

10/05/2026

Fire Prevention Week starts today, right as Michigan furnaces come back on. 🔥

Worth doing this week:

→ Test every smoke alarm. If one is older than ten years, replace the alarm, not the battery.
→ Get the furnace looked at before you lean on it.
→ Move anything stored too close to the furnace, water heater, or dryer vent.
→ Walk everyone through two ways out and where you meet outside.

The part nobody thinks about until later: what it costs to rebuild a house has moved. A dwelling limit set a few years ago may not cover what a rebuild runs today. Limits and coverage vary by policy, and it is a fair thing to ask your agent about.

10/02/2026

October in Michigan is the good stuff. 🍂

The color starts up north and works its way down. C***r mills open on the weekends. The air gets that edge to it and a sweatshirt is enough.

Four weeks, maybe five, and then it is November.

Go outside while it still looks like this.