BeneFinancial Group
We are an independent insurance agency helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives. *Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. Annuity guarantees are backed by the financial strength and claims-paying abi
lity of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier. BeneFinancial Group and the Insurance and/or Investments they offer are separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under BeneFinancial Group. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or insurance strategies. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Licensed to sell insurance in the following States: AZ, CA, FL, GA, MI, SC, TN, & TX. WARRANTIES & DISCLAIMERS
There are no warranties implied. Clear Strategy is an IAR Firm through their broker dealer Woodbury Financial, This branch office is located in Rochester Hills, Michigan. Clear Strategy may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Clear Strategy’s web site (link from BeneFinancial Group) is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Clear Strategy’s’ web site on the Internet should not be construed by any consumer and/or prospective client as Clear Strategy’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by Clear Strategy’s Advisors with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Clear Strategy’s Advisors / Woodbury Financial, please contact the state securities regulators for those states in which Clear Strategy’s Advisors / Woodbury Financial maintains a registration filing. A copy of Clear Strategy’s Advisors’ current written disclosure statement discussing Clear Strategy’s Advisors’ / Woodbury Financial business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from Clear Strategy’s Advisors upon written request. Please make sure to check with your states insurance bureau and FINRA for representative and agent licensing, complaints, and background. www.finra.org and www.michigan.gov/difs. Clear Strategy’s Advisors / Woodbury Financial does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Clear Strategy’s Advisors’ web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. The website and information are provided for guidance and information purposes only. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. The website and information are not intended to provide investment, tax, or legal advice. To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to Bene Financial Group’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Clear Strategy, or from any other investment professional. Insurance products and services are offered and sold through BeneFinancial Group and individually licensed and appointed insurance agents. Securities offered through Woodbury Financial Services, Inc. Woodbury Financial Services, Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Woodbury Financial Services, Inc. CONFLICT OF INTEREST DISCLOSURE
Insurance products sold through BeneFinancial Group and its representatives may earn BFG and/or its representative commissions. Investments and products sold through Clear Strategy and Woodbury Financial may also earn the representative commissions and/or fees regarding securities and financial planning. You as the consumer, client, purchaser, have the right to seek out any individual, firm, and/or entity when purchasing a financial plan that offers insurance and securities. You DO NOT have to purchase any insurance and/or security from BeneFinancial Group and/or Clear Strategy / Woodbury Financial. I/We understand that insurance and any purchases are provided by BeneFinancial Group. Any securities transactions, planning, and/or fees are sold through Woodbury Financial & Clear Strategy. BeneFinancial Group, Clear Strategy, and Woodbury Financial are not related companies.
