Joe Stanley Mortgage Loan Officer Citizens Bank NMLS ID# 577842

11/27/2023

Wondering how much your home value has changed over the last few years? Here are some little-known facts that go into determining property value.

There are many intricate details that buyers and sellers might not realize that influence property value. Here's what you need to know.

11/20/2023

New home construction rebounded in the month of October, marking the highest uptick for three months.

Home construction is on the up

11/16/2023

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost you more in the long run). Here are some projects where it's best to hire a pro.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs. Here are some projects where it's best to hire a pro.

11/10/2023

Thank you for protecting our freedom by serving our country. Today, and every day, we salute you.

11/09/2023

From built-in nooks for napping to wall-spanning walkways for cat adventures, some homeowners spend big bucks crafting custom amenities for their pets. Check out these creative ideas!

Our dogs and cats are like members of the family and, lately, it seems as if we'll spend anything to make them happy at home. Take a look!

11/02/2023

Nationwide, 30.6% of U.S. single-family homes for sale in the third quarter were new construction—the highest share of any third quarter on record. That’s up from 28.9% one year earlier and 25% two years earlier.

New builds are taking up a growing share of the pie as builders attract buyers with concessions and high mortgage rates prevent homeowners from selling.

10/26/2023

Just as you size up whether a home fits your needs, burglars could size it up to see if it fits theirs. Before you make an offer on a home, you may want to consider a full security inspection. Much like a home inspection can uncover flaws in the roof, structure, or plumbing, an inspection by a home security expert can help identify the home’s vulnerable spots.

Just as you size up whether a home fits your needs, burglars may see if it fits theirs. Consider these potential security issues before you make an offer.

10/23/2023

If you're hoping to purchase soon, you may be wondering how much home you can afford in the current rate environment. I would love to run the numbers with you and help you understand your financing options.

10/19/2023

So proud of Citizens for being named a for by the DisabilityIN and AAPD for the third consecutive year! As a , it’s such an honor to be recognized for our commitment to inclusion and accessibility for all.

Learn more about our recent awards and recognition at spr.ly/61108Pzvh6.

10/16/2023

High home prices and mortgage rates mean new homebuyers are relying on assistance more than ever before. A Family Loan mortgage gives individuals that already own a primary residence the opportunity to finance a home for an immediate family member¹ and still get an owner-occupied rate. Many lenders would treat this as an Investment Property at a higher rate...not here at Citizens!

Contact me to learn more and to review the eligibility requirements.



¹Immediate family member is per HUD’s definition of Family Member.

To qualify for Family Loan rates, your home purchase must meet specific terms and conditions regarding the purpose of the mortgage, the property type, financing terms, and occupancy.

10/12/2023

When you’re buying or selling, the home inspection process can cause stress and anxiety. Here are some tips to make the process easier and more collaborative.

A home inspector can make or break a sale for both sellers and buyers. It's why the home inspection process can be somewhat terrifying!

10/11/2023

Are you a forward-thinking mortgage professional looking to advance your career? Citizens is recruiting for Mortgage Loan Officers to serve the Pittsburgh, PA market.

Citizens Retail Home Mortgage offers all the loan products you need to win in today’s marketplace along with competitive pricing, flexible underwriting, and top-notch operational support.

You’ll also receive support through lead generation, multiple marketing tools, peer partnership opportunities, recognition programs, and our dedicated leadership team.

Contact me today and let’s have a confidential conversation.



Equal Employment and Opportunity Employer/Disabled/Veteran

Search for available job openings at Citizens