Spindler Financial Services

02/06/2026

TrumpRX has launched

Last night, President Donald J. Trump officially unveiled TrumpRx.gov, a transformative new government platform that gives Americans direct access to

12/16/2025

PER: Get Covered Illinois:
https://getcovered.illinois.gov/

Due to the many changes happening this Open Enrollment Period, Get Covered Illinois is extending the deadline for January 1 coverage to December 31. By extending the deadline, more Illinoisans can start the new year covered.

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If you need help finding a plan feel free to contact Spindler Financial Services at 618-544-8141

Call now to connect with business.

10/23/2025

Need help with Medicare or moving to a Dual Special Needs Plan (Medicare/Medicaid) for 2026?

Call to schedule an appointment at 618-544-8141 or email [email protected]

Disclaimer: We do not offer every plan available in your area. Currently, we represent 5 organizations which offer 15 products in your area. Please contact medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

05/22/2025

03/12/2025

Not sure if you’re affected by the new Social Security Fairness Act that was signed into law on January 5th?

About 72% of public employees work in Social Security-covered employment where they pay Social Security taxes and are not affected by the recent repeal of the Windfall Elimination Provision (WEP) or Government Pension Offset (GPO). Some individuals who had "non-covered" pensions will be getting make-up payments due to the new Act.

Let’s talk about this and review your current retirement strategy to be sure it will provide for the retirement lifestyle you envision.
Find out more: https://www.ssa.gov/benefits/retirement/social-security-fairness-act.html?%29=&tl=0
By responding to this offer, you may be contacted by a licensed insurance and financial professional regarding insurance and/or annuity products. Not affiliated with, or endorsed by, the Social Security Administration or any other government agency

03/28/2024

Today, CMS announced an extension of the temporary special enrollment period (SEP) to help people who are no longer eligible for Medicaid or CHIP transition to Marketplace coverage in states using HealthCare.gov. The end date of this “Unwinding SEP” will be extended from July 31, 2024, to November 30, 2024, which will help more people leaving Medicaid or CHIP secure affordable, comprehensive coverage through the start of the next open enrollment period. This extension will be crucial to ensuring people remain covered, including in states that have given people additional time to renew their coverage, as CMS has recommended, to help eligible people stay enrolled. States with state-based Marketplaces can adopt similar extensions.

https://click.icptrack.com/icp/relay.php?r=66177139&msgid=576259&act=CC30&c=1185304&pid=2113750&destination=https%3A%2F%2Fwww.medicaid.gov%2Fresources-for-states%2Fdownloads%2Fextn-sep-cnsmrs-lsg-chip-cvrg-adndm-faq.pdf&cf=6316&v=848fb945caf9e5142f481671e49c043096ce6f75391b258bfbf8f67cc34f8892

11/01/2022

Marketplace Open Enrollment runs from November 1, 2022, to January 15, 2023. Anyone who enrolls by midnight December 15, 2022, can get full-year coverage that starts January 1, 2023.

Consumers can sign up for health insurance coverage on HeathCare.gov from November 1, 2022 to January 15, 2023 Beginning Tuesday, November 1, 2022, consumers are able to sign up for high-quality, affordable health insurance on HealthCare.gov. Marketplace Open Enrollment runs from November 1, 2022, t...

09/28/2022

CMS announced this morning that the new Part B premium in 2023 will be $164.90, a reduction of $5.20. The Part B deductible will also be reducing from $233 to $226.

The reductions are largely because of the lower-than-expected spending on Aduhelm, the new Alzheimer's drug. This decrease in premium aligns with the CMS recommendation made in May 2022.

The Medicare Part A inpatient hospital deductible that beneficiaries pay if admitted to the hospital will be $1,600 in 2023, an increase of $44 from $1,556 in 2022.

In 2023, beneficiaries must pay a coinsurance amount of $400 per day for the 61st through 90th day of a hospitalization ($389 in 2022) in a benefit period and $800 per day for lifetime reserve days ($778 in 2022).

For beneficiaries in skilled nursing facilities, the daily coinsurance for days 21 through 100 of extended care services in a benefit period will be $200.00 in 2023 ($194.50 in 2022).

Learn more at CMS.gov.