Damien Tingley Country Financial

05/29/2026

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
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How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
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If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

05/25/2026

05/23/2026

As you navigate another storm season, here’s a question for you...

Are you prepared to handle storm damage to your farm?

Check out the slides for tips to keep your farm prepared for storms to ensure you have a successful growing season. If you have any doubts about your storm preparedness, I’m here to help you plan. Let’s talk today.

05/15/2026

Why do I have life insurance? Complete peace-of-mind knowing Jamey and Brylee areprotected no matter what. I know you want to do the same for your family, and I’m here to help. Call me and we’ll talk about it.

05/09/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.
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has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

04/27/2026

With the threat of severe weather again moving through our area, all of us here at Damien Tingley Country Financial remind you to be prepared, not scared! Have a severe weather plan, and make sure everyone in your household knows what that plan is. Listen to local weather reports, and take cover if necessary!

And remember, we're just a phone call away if you need us!

618-544-2147 Office
618-421-2787 Cell
866-268-6879 Home Office

04/03/2026

Our offices will be closed tomorrow, Friday April 3rd in observance of Good Friday, and will reopen Monday April 6th.

03/31/2026

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect. Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

03/24/2026

Life insurance should be customized for your needs, whether that’s a term policy with an affordable monthly premium or a permanent policy that can help you pay for future expenses. Contact me today to discuss which option is right for you.