Joseph Geffert - Loan Officer

08/21/2026

Looking for financing for a multifamily property?

Programs may offer up to 90% CLTV with no seasoning requirement. DSCR, fix-and-flip, multifamily purchase, refinance, and cash-out options are available.

Call or text Joe Geffert at 270-318-4388.

Loan Factory | NMLS #186479
Terms and borrower/property qualifications apply.

08/08/2026

REAL ESTATE INVESTOR FINANCING

✅ DSCR Loans—as little as 15% down/up to 85% LTV
✅ Fix-and-Flip—up to 90% LTV and 100% LTC
✅ Investor Second Mortgages
✅ Business and SBA Financing
✅ First-Time Investors Welcome

APPLY TODAY:
https://loanfactoryloan.zipforhome.com/LoanApplication/Contact?IsStart=Y

Joe Geffert | Loan Factory
NMLS #186479
Call or Text: 270-318-4388

Terms and eligibility requirements apply.

08/07/2026

🏡 Stop letting the down payment hold you back! Qualified buyers may be eligible for our 100% FHA Down Payment Assistance Program, helping cover the required down payment with no area or income restrictions. Apply today: https://josephdavidgeffert.zipforhome.com/CompanySite/Index or call/text Joe anytime at 270-318-4388. Subject to credit approval and program guidelines.

07/04/2026

🏡 BUY A HOME WITH 100% FINANCING
NO AREA OR INCOME RESTRICTIONS
Apply Today!

WE DARE YOU TO COMPARE

07/03/2026

🏡 Is it time to lower your payment or buy your next home?

Whether you're purchasing your first home, refinancing your current mortgage, or exploring your VA benefits, I'm here to help you compare loan options from over 300 lending programs.

✔ Purchase Loans
✔ VA Purchase & VA IRRRL Refinance
✔ FHA, USDA & Conventional Loans
✔ Down Payment Assistance Programs
✔ Investment & DSCR Loans
✔ Self-Employed & Bank Statement Loans

Let's discuss your options and find a mortgage that fits your goals.

Apply online today: josephgeffert.com

📞 Call or Text: 270-318-4388

Joseph Geffert
Mortgage Loan Originator
NMLS #186479

WE DARE YOU TO COMPARE

07/02/2026

🏡 LAND FOR SALE – READY TO BUILD!

Looking for a homesite with utilities already in place?

✔ 0.34 Acres
✔ Utilities Available
✔ Septic System on Property
✔ Great Location
✔ Only $30,000

Between Onton and Sebree KY

Build your dream home or invest in land that's ready for your vision.

Call or Text Joseph Geffert270-318-4388

Message me today for the location, additional details, and to schedule a time to view the property.

06/23/2026

🏡 Thinking about a career in Real Estate or Mortgage Lending?

Whether you want to become a real estate agent or a mortgage loan officer, understanding the industry is the first step.

Our Career Guide is just $2.99 and includes:
✅ Career paths
✅ Licensing information
✅ Income opportunities
✅ Industry basics
✅ Tips for getting started

If you decide to move forward, complete Real Estate and NMLS study systems are also available. Visit here for tools to succeed.
https://www.etsy.com/shop/LicensingAcademy?section_id=58703320
Start exploring your future today.

👇 Get the Career Guide here:
https://www.etsy.com/shop/LicensingAcademy?section_id=59071248
📚 Full Real Estate and Mortgage Study Systems Available in Our Shop.

This Study Guides item is sold by LicensingAcademy. Ships from United States. Listed on Jun 22, 2026

06/02/2026

💼 Looking for a New Career?

Become a Licensed Mortgage Loan Officer!

✅ Unlimited Income Potential
✅ Flexible Schedule
✅ Work From Home Opportunities
✅ Help Families Achieve Homeownership

Getting started is easier than most people think:

1️⃣ Register with NMLS
2️⃣ Complete Background & Credit Check
3️⃣ Study for the SAFE Exam
4️⃣ Complete Required Education
5️⃣ Pass the SAFE Exam

Many people complete the process in as little as 30 days.

Interested in learning more? Send me a message or call/text me at 270-318-4388.

#𝐂𝐚𝐫𝐞𝐞𝐫𝐎𝐩𝐩𝐨𝐫𝐭𝐮𝐧𝐢𝐭𝐲

06/02/2026

💼 Interested in Becoming a Mortgage Loan Officer?

If you've ever considered a career helping families purchase homes, refinance, or invest in real estate, becoming a licensed Mortgage Loan Officer may be easier than you think.

Many people complete the process in as little as 30 days.

🚀 Basic Steps:

1️⃣ Register with NMLS

2️⃣ Complete Background Check & Credit Report

3️⃣ Start Studying the SAFE Mortgage Loan Originator Exam

4️⃣ Complete Required NMLS and State Pre-Licensing Education

5️⃣ Schedule and Pass the SAFE Exam

Benefits of the Mortgage Industry:

✅ Work from Home Opportunities

✅ Unlimited Income Potential

✅ Flexible Schedule

✅ Help Families Achieve Homeownership

✅ Real Estate & Investment Opportunities

Whether you're looking for a new career, a second income stream, or a business you can build for yourself, mortgage lending can be a rewarding profession.

If you'd like information on getting started, comment below or send me a message.

📞 Joe Geffert
270-318-4388