D & S Agency

09/02/2026

Saving for the future is a smart way to safeguard your financial health and prepare for unexpected expenses. When it comes to managing medical costs, a flexible spending account (FSA) can be especially useful. Learn more about FSAs and how they can help you save and cover eligible expenses in our latest video.

08/24/2026

Open enrollment season is around the corner and it is your chance to fine-tune your health insurance. Don't miss this window of opportunity! Whether it's adding dependents or switching plans, now's the time to assess your needs. Learn the basics and make the right choices for a healthier year ahead.
https://vimeo.com/1212473307?share=copy&fl=sv&fe=ci

Don't hit pause on your health coverage! Open enrollment is your chance to customize your insurance plan for the upcoming year. Assess your needs, evaluate costs, and make any necessary changes. Remember, once this window closes, changes may not be possible. Watch this video to learn the “5 C’s....

08/17/2026

Open enrollment isn't just a season; it's an opportunity. Now is the time to assess your needs and pick the perfect health insurance plan for you and your family. Don't let coverage gaps surprise you – seize the moment, make informed decisions, and secure your health journey!

08/10/2026

Did you know? Two-thirds of employers are ramping up investment in family health benefits over the next three years, reflecting a 44% increase since 2024. Our latest video explores how companies are broadening support beyond maternity care to meet women’s health needs at every stage of life.
https://vimeo.com/1215906018?share=copy&fl=sv&fe=ci

Today's workforce is looking for support through every stage of life—from family planning and pregnancy to menopause and beyond. Learn how employers are rethinking benefits to improve employee well-being, retention, and healthcare outcomes.

08/05/2026

Your Summary of Benefits and Coverage (SBC) is your go-to guide for understanding what your plan covers, what you'll pay, and how different plans compare. Before choosing or renewing coverage, take a few minutes to review your SBC—it can help you make a more informed decision.

08/03/2026

Many people put off seeking medical care, even when they recognize that something doesn’t feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to worsen. While postponing care may seem like the easier choice in the moment, understanding the common reasons behind these decisions is the first step toward making more informed health choices.
https://dsagency.com/2026/08/03/the-hidden-cost-of-waiting-why-your-health-benefits-matter/

Many people put off seeking medical care, even when they recognize that something doesn’t feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to worsen. While postponing care ...

07/29/2026

Before you leave the pharmacy, do you know what to look for? Your prescription bottle label has 7 vital pieces of information that keep you safe — including the "Sig" lines and explicit discard dates. Don't guess with your health. Check out our latest blog for some safety tips.
https://dsagency.com/2026/07/27/managing-your-meds-a-guide-to-reading-prescription-labels/

Taking prescription medication is a common part of modern life. In fact, more than 131 million American adults take at least one prescription regularly. As we age, managing these medications becomes a vital part of staying healthy. While healthy habits and doctor visits are key, taking your medicati...

07/28/2026

Wondering why staying "in-network" matters so much for your budget? We’re breaking down what a Preferred Provider is and how choosing one helps you get the most out of your health benefits.

07/20/2026

If you take a prescription medication, when was the last time you looked closely at the label?
🔍 More than 131 million American adults rely on prescription medications, yet many overlook important information printed right on the bottle. Learn how to read your Rx number, identify your discard date (it's not the same as your refill expiration!), and understand the key label details that can help you take your medication safely.

07/16/2026

Check out the new HSA and HDHP limits for 2027! Read below:
https://dsagency.com/2026/07/13/hsa-and-hdhp-limits-for-2027/

On May 29, 2026, the IRS issued Revenue Procedure 2026-24, which sets the inflation-adjusted limits for health savings accounts (HSAs) and high deductible health plans (HDHPs) for 2027. The updated limits address: Each of these limits differs depending on whether the coverage is for an individual or...