Joel Balsley Sr. Mortgage Banker

Joel Balsley Sr. Mortgage Banker Atlantic Bay Mortgage Group | Senior Mortgage Banker | NMLS #72043 | NMLS #210455 | Licensed in VA | Equal Opportunity Lender | nmlsconsumeraccess.org

Joel Balsley, Licensed in VA #210455
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Atlantic Bay Mortgage Group
NMLS # 72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Crisp air, cozy days, and a fresh season for new beginnings. If a new home is on your fall wish list, getting pre-approv...
09/09/2026

Crisp air, cozy days, and a fresh season for new beginnings. If a new home is on your fall wish list, getting pre-approved is a great place to start. Let’s get you ready to fall in love with your next home!

NMLS # 210455

Before you can play the homebuying game, someone’s got to roll the ball. 🟢That’s what the Origination Fee does. It’s the...
09/08/2026

Before you can play the homebuying game, someone’s got to roll the ball. 🟢

That’s what the Origination Fee does.

It’s the payment that gets your loan started. Picture it as giving the ball its first little push. 🫸

Once it’s rolling, the rest of the mortgage process follows!
https://myoc.io/joelbalsley



NMLS # 210455

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work...
09/07/2026

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work our team gets to be part of. Enjoy the day off, you've (more than) earned it.



NMLS # 210455

One of the biggest obstacles to buying your next home... is qualifying whileyou're still paying for your current one.Tha...
09/03/2026

One of the biggest obstacles to buying your next home... is qualifying while
you're still paying for your current one.
That's where DTI Buster may help.
Qualified buyers may be able to:
Exclude their current mortgage from their qualifying debt ratio
Submit offers without a home sale contingency
Buy first, then sell
Every situation is unique, but I'd be happy to walk you through your options.
Send me a message to learn more.
https://myoc.io/joelbalsley



NMLS # 210455

Thanks to the incredible efforts of our team during our Month of Service, we packed 2,500 disaster relief kits to help f...
09/02/2026

Thanks to the incredible efforts of our team during our Month of Service, we packed 2,500 disaster relief kits to help families when they need it most.

Some kits have already been sent to Venezuela, while the rest are positioned throughout our footprint, ready to provide support when disasters strike.

NMLS # 210455

09/01/2026

A great mortgage experience is built on communication, strategy, and trusted guidance from start to finish. If you’re thinking about buying or refinancing, let's talk.
https://myoc.io/joelbalsley



NMLS # 210455

Football season is back! Time to break out the jerseys, fire up the grill, and settle in for the touchdowns, rivalries, ...
08/27/2026

Football season is back! Time to break out the jerseys, fire up the grill, and settle in for the touchdowns, rivalries, and unforgettable moments we’ve been waiting for.
Who are you rooting for this season? 👇🏈



NMLS # 210455

Thank you, first responders, for your dedication and service! 🚒🚑🚓 We appreciate all you do.Now let us serve you! Explore...
08/26/2026

Thank you, first responders, for your dedication and service! 🚒🚑🚓 We appreciate all you do.

Now let us serve you! Explore mortgage options tailored for first responders.
https://myoc.io/joelbalsley



NMLS # 210455

Kids aren't the only ones who need a desk this fall. Here's where to put a home office after you buy a house, what it ac...
08/25/2026

Kids aren't the only ones who need a desk this fall.
Here's where to put a home office after you buy a house, what it actually costs, and whether it's worth it before you sell.
https://myoc.io/joelbalsley/qTUmS



NMLS # 210455

Imagine where you could be just one month from now.Instead of dreaming about your next home, you could be walking throug...
08/20/2026

Imagine where you could be just one month from now.

Instead of dreaming about your next home, you could be walking through the front door.

It all starts with a simple pre approval. Let's make a plan, answer your questions, and get you one step closer to homeownership. Reach out today and let's get started.
https://myoc.io/joelbalsley



NMLS # 210455

Address

2350 Electric Road Suite 100
Roanoke, VA
24018

Telephone

+15405978877

Website

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