Joel Balsley Sr. Mortgage Banker

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Joel Balsley Sr. Mortgage Banker Atlantic Bay Mortgage Group | Senior Mortgage Banker | NMLS #72043 | NMLS #210455 | Licensed in VA | Equal Opportunity Lender | nmlsconsumeraccess.org

Joel Balsley, Licensed in VA #210455
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Atlantic Bay Mortgage Group
NMLS # 72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

11/02/2026

Hello, November! 🏡

By this time next month, you could be holding the keys to a new home or taking steps to consolidate debt and potentially lower your monthly payments.

Why not see what's possible? Let's talk!
https://myoc.io/joelbalsley



NMLS # 210455

10/31/2026

🎃👻 Wishing everyone a fun, safe day filled with plenty of treats and a few good laughs!



NMLS # 210455

Parental tax is a real thing. 🍬😉 Happy Halloween!   NMLS # 210455
10/31/2026

Parental tax is a real thing. 🍬😉 Happy Halloween!



NMLS # 210455

10/29/2026

Your next move deserves more than guesswork.

What works for someone else may not be what works for you. That’s why I believe in asking questions and having the conversation early.

Message me and let’s get our team involved in your plans.
https://myoc.io/joelbalsley



NMLS # 210455

10/27/2026

Agents, what’s your plan when the showings slow down?

Your sellers are counting on your guidance. Sometimes a fresh conversation is a good place to start.

Have a listing you’re concerned about? Send me a message and let’s put our heads together.
https://myoc.io/joelbalsley



NMLS # 210455

STILL think you need 20% down to buy a home??? Think again. And again. And heck, one more time for good measure. Learn a...
10/22/2026

STILL think you need 20% down to buy a home???
Think again. And again. And heck, one more time for good measure.
Learn about down payment strategies that could help make homeownership more affordable. Read more at the link.
https://myoc.io/joelbalsley/HBwYy



NMLS # 210455

Ready to smash your homeownership goals? Buying a home is easier than you dink! 🏓Let’s rally and get you into the home o...
10/21/2026

Ready to smash your homeownership goals? Buying a home is easier than you dink! 🏓
Let’s rally and get you into the home of your dreams. 🎯
https://myoc.io/joelbalsley



NMLS # 210455

Address

2350 Electric Road Suite 100
Roanoke, VA
24018

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