Dixie Lowe - Integrity Home Mortgage Corporation

02/14/2026

Roses are red
Violets are blue
If homeownership is your goal, we’d love to help you!

Dixie Lowe
[email protected]
(540) 676-2054

02/12/2026

Buy Before You Sell — Trade-In Mortgage powered by Calque

Use your current home’s equity for a down payment on your next home—with a backup plan. If your home doesn’t sell in time, Calque’s Purchase Price Guarantee* steps in, allowing Integrity Home Mortgage Corporation to finance your new purchase as if your current home is already sold.

How it works (quick + simple):

Complete Calque’s 5-minute questionnaire

Get pre-approved with Integrity

Receive a Purchase Price Guarantee (4–10 business days), with up to 180 days to sell

*You’re responsible for payments until your current home sells. New purchase must be conventional financing. Calque’s PPG is a backup offer; timelines vary by market (up to 180 days).

Check eligibility: https://calqueinc.com/eligibility-calculator/

Dixie Lowe
[email protected]
(540) 676-2054

02/10/2026

Not every qualified borrower fits neatly inside a ratio box—and real life doesn’t always show up on a spreadsheet.

Our No Ratio Loan is designed for buyers with strong assets and income stories that go beyond traditional debt-to-income formulas. We take the time to look at the full picture, not just one number.

· Loan amounts up to $2M
· Fixed & adjustable options
· Primary and second homes eligible
· Gift funds allowed
· 401(k)s & stock may be used as reserves

Because smart lending starts with understanding, not assumptions.

Not available in DC, MD, PA, or WV. Minimum requirements apply.

Integrity Home Mortgage Corporation acts as a mortgage loan broker and arranges loans through a third-party lender. IHMC does not make mortgage loan commitments or fund mortgage loans under this program.

Dixie Lowe
[email protected]
(540) 676-2054

02/08/2026

Whether you’re tuning in for the big game or quietly planning your next move, everything comes down to preparation.

The Super Bowl isn’t won on game day alone—it’s built through strategy, teamwork, and knowing when to adjust the play. Buying a home works the same way.

From the first conversation to the final whistle at closing, having a solid game plan (and the right team behind you) makes all the difference.

Same adrenaline. Same payoff.
Dixie Lowe
[email protected]
(540) 676-2054

02/06/2026

Go check this one out! 🥰

Open house! Rain, shine, or snow ❄️ 2-4pm Feb 7th! Stop by for some hot chocolate and doughnuts!!!

02/05/2026

Love Looks Like a Place to Call Home

This Valentine’s season, show your love in a meaningful way.

With the Family Opportunity Mortgage, you may be able to purchase a home for an aging parent or an adult child with disabilities—using owner-occupied terms, even if you don’t live there.

Why families love this option:

· Lower down payment & interest rates

· No distance requirements

· Easier qualification than typical investment loans

· Support independence while investing in their future

Because sometimes the best Valentine’s gift isn’t chocolates—it’s stability, comfort, and a place to feel at home.

Let’s talk about how this could be an option for your family.



Dixie Lowe
[email protected]
(540) 676-2054

02/04/2026

Your home called… it’s ready to work for you!

Unlock your equity fast with our Figure HELOC partnership — a simple, digital process with fixed-rate draw options and funding in as little as 5 business days*.

Renovations
Debt consolidation
Big life plans

Stop letting your equity sit there. Let’s put it to work.

Integrity Home Mortgage Corporation is acting as a mortgage loan broker and the loan will be provided through a third-party lender.

Dixie Lowe
[email protected]
(540) 676-2054

02/03/2026

Still letting your down payment ghost you?

Let’s fix that.

With Integrity Assist, eligible buyers could receive up to 5% in down payment assistance — and yes, some options may even be forgivable

· No first-time buyer requirement
· Flexible program options
· A smarter way to fall in love with homeownership

Your dream home might be closer than you think.

Slide into our DMs to see if you may qualify.



Dixie Lowe
[email protected]
(540) 676-2054

02/02/2026

“It’s not you… okay, actually, it is you.

You keep getting more expensive, give me nothing in return, and honestly… I deserve better.

I’m moving on — to stability, equity, and a place I can truly call mine.

No hard feelings… I’m just ready for something real.”

Ready to break up with rent? Let’s talk.

Dixie Lowe
[email protected]
(540) 676-2054

01/29/2026

Thinking about investing in a rental property? Ever thought about buying a rental property but assumed you had to qualify using your personal income?

That’s not always the case.

With a DSCR (Debt Service Coverage Ratio) loan, qualification is primarily based on the property’s rental income rather than your W-2s or tax returns. If the numbers support the property’s ability to carry the loan, this program may be an option worth exploring.

It can be used for long-term and short-term rentals, and yes — LLCs are allowed.

If you’ve been sitting on a rental idea and wondering, “could this actually work?” let’s talk. We’re happy to walk through the numbers with you and see if this program could be a fit, based on applicable guidelines.

Message us anytime.

Dixie Lowe
[email protected]
(540) 676-2054

01/28/2026

Pre-Qualification vs. Pre-Approval — Do You Know the Difference?

These terms are often used interchangeably, but they’re not the same—and knowing the difference can make or break your buying power.

Pre-Qualification: A quick first step that gives you an estimate of what you might qualify for.
Pre-Approval: The next level—a conditional commitment from a lender based on verified information. This is what sellers take seriously.

Pro tip: You can skip straight to a pre-approval—and we actually recommend it.

Ready to shop with confidence and clarity? Let’s get started today!

Dixie Lowe
[email protected]
(540) 676-2054

01/27/2026

Tax Return Time!

Getting ready to file? Here’s a quick homeowner checklist to make tax season smoother.
• W-2s & 1099s
• Retirement statements
• Mortgage paperwork (especially if you bought a home last year!)

New homeowners—don’t forget:
• 1098 Tax Form → may allow deductions on mortgage interest
• Closing Statement → needed for potential deductions on points or prepaid interest
• Property taxes → deductible in some cases (may not show if you waived escrow)

Homeownership can unlock valuable tax benefits, but every situation is different. A trusted tax professional can help you make the most of it.

Questions about your mortgage documents? We’re always here to help!

Dixie Lowe
[email protected]
(540) 676-2054