Clemont Insurance Agency

10/15/2026

It is that time again, Medicare annual election peroid is here. This is the time for you to review what you have now, see what the changes will be for next year.

Your phone will be ringing off the hook, many of the calls don't know anything about you, and are just looking for your business. I want to encourage you to not to answer the phone and reach out to a agent who you know and trust has your best interest at heart.

I persoanlly will not pressure you into switching plans if it doesn't make sense to switch. If you live in VA, reach out to me and we will review your current policy, check your Dr's and your medication and whatever else is important to you in a plan and we will find te best plan that fits YOUR needs.

08/31/2026

Need health coverage but only for a short period of time?

Short-term health insurance may be an option if you’re between jobs, waiting for employer coverage to begin, recently graduated, or experiencing another temporary gap in coverage.

These plans can offer more affordable premiums and flexible coverage periods, but they’re not the same as ACA-compliant major medical insurance and may have important exclusions or limitations.

That’s where I can help. I’ll walk you through the available options, explain what is — and isn’t — covered, and help you determine whether short-term coverage makes sense for your situation.

📞 540-309-0756
📧 [email protected]
Clemont Insurance Agency, LLC
Serving You with Integrity.

Plan availability, benefits, exclusions, limitations, and eligibility vary by state and carrier. Short-term health insurance is not a substitute for comprehensive major medical coverage.

08/29/2026

At Clemont Insurance Agency, I believe insurance should be easier to understand. My goal is to help you explore your options and find coverage that fits your individual needs and budget.

I specialize in:

Life Insurance
Medicare
Individual Health Insurance
Dental & Vision Insurance

Whether you're protecting your family's future, preparing for Medicare, or looking for health, dental, or vision coverage, I'm here to help you understand your options.

Personalized service. No pressure. No obligation.

📞 540-309-0756
🌐 clemontinsurance.com

Clemont Insurance Agency
Serving You with Integrity.

08/06/2026

Did you know that moving can affect your Medicare Advantage plan — even if you stay in the same state or even the same city?

Medicare Advantage plans are based on your specific service area, and availability can change by county, ZIP code, and location. If you move, your current plan may no longer be available where you live.

If you’ve recently moved, you may qualify for a Special Election Period (SEP) that allows you to review your options and make changes to your coverage.

Contact me today for a free, no-pressure, no-obligation Medicare plan review. I’ll help you understand your options and make sure your coverage still fits your needs.

Call now to connect with business.

07/27/2026

Most people understand the importance of having life insurance to protect their loved ones after they're gone.

What many people don't realize is that they also need to protect the paycheck that provides for their family today.

A disability caused by an accident or illness could leave you unable to work for weeks, months, or even longer. That's why disability insurance is worth considering.

Ask yourself these questions:

✅ 1. If something happened to me and I couldn't work for a period of time, how long could I go without a paycheck?

✅ 2. If my injury happened at work, would workers' compensation cover everything? How long would it take before benefits begin? What if my claim is denied or doesn't cover my full income?

✅ 3. If my spouse is still working, why should our family have to cut back on our lifestyle if I could receive a portion of my income while recovering?

✅ 4. What if my disability is caused by an illness or an accident that happens outside of work, where workers' compensation wouldn't apply?

Disability insurance is designed to help protect one of your most valuable assets—your ability to earn an income.

If you'd like to learn how disability insurance works and whether it's a good fit for you, let's have a conversation. I'd be happy to answer your questions.

07/20/2026

We got contracted with two new life carriers that has some awesome products. I sold three new policies this weekend.

If you don’t have life insurance to protect your family after you die, let’s have a free, no obligation conversation.

If you have life insurance but not sure you have enough to cover all your expenses after you die. Let’s have a conversation.

If you don’t die but something happens to you where you are unable to work and need to protect your family, let’s have a conversation about disability insurance.

07/10/2026

Your ability to earn an income is one of your greatest financial assets—but it’s also one of the most overlooked.

Many people insure their home, car, and even their cell phone, but never stop to consider what would happen if an illness or injury kept them from working.

Disability insurance can help replace a portion of your income so you can continue paying your mortgage, utilities, groceries, and other everyday expenses while you recover.

Don’t wait until the unexpected happens to realize how important income protection really is.

If you’d like to learn how disability insurance works or see what options are available, I’d be happy to help.

📞 540-309-0756
📧 [email protected]

Protect your paycheck. Protect your future.

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06/26/2026

🚨 **NOW HIRING – Licensed Insurance Agents (Virginia)** 🚨

Are you currently a **licensed Life & Health Insurance Agent in Virginia** and looking for a new agency to grow with?

**Clemont Insurance Agency** is looking for motivated **1099 independent agents** who are ready to build their business while enjoying the freedom to work independently.

I'm looking for individuals who:
✅ Hold an active Virginia Life & Health license
✅ Are self-motivated and disciplined
✅ Can work independently without constant supervision
✅ Are coachable and willing to be held accountable
✅ Want to grow professionally and financially

I believe in giving agents the freedom to do what they do best. **I don't believe in micromanaging.** My job is to provide support, resources, guidance, and accountability—not to look over your shoulder every day.

At the same time, compliance is non-negotiable. I'll help ensure you stay compliant with CMS regulations and carrier requirements so you can confidently serve your clients the right way.

This is a **1099 commission-only position** with opportunities for growth as our agency continues to expand.

If you're looking for an agency that values integrity, accountability, and independence, I'd love to hear from you.

**Apply today at:** **careers.clemontinsurance.com**

*Must currently hold a Virginia Life & Health Insurance License.*

06/04/2026

Original Medicare, Medicare Advantage, or Medicare Supplement — Which One Is Right for You?

One of the most common questions I hear is:

“What’s the difference between Original Medicare, Medicare Advantage, and a Medicare Supplement plan?”

The truth is, there isn’t a one-size-fits-all answer. Each option has its own advantages depending on your healthcare needs, budget, travel habits, and preferred doctors.

✅ Original Medicare (Parts A & 😎 offers flexibility and allows you to see any provider nationwide that accepts Medicare.

✅ Medicare Advantage (Part C) combines your Medicare benefits into one plan and often includes extras like dental, vision, hearing, and prescription drug coverage.

✅ Medicare Supplement (Medigap) works alongside Original Medicare to help reduce out-of-pocket costs and provide greater predictability in healthcare expenses.

The graphic below provides a simple side-by-side comparison to help you understand the differences.

If you’re turning 65, new to Medicare, moving, losing employer coverage, or simply want to review your current plan, I’d be happy to help you explore your options and determine what may fit your situation best.

📞 Clemont Insurance Agency
📍 Serving Virginia Medicare Beneficiaries
💻 Visit us at: Clemont Insurance Agency⁠

We do not offer every plan available in your area. Currently we represent multiple organizations which offer multiple products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.

06/03/2026

The greatest gift you can give your family is financial security. Life insurance ensures the people you love are protected no matter what the future holds. Let's find the right plan for you. 💛❤️