Yancey Agency

Yancey Agency Agency for Farmers Insurance that provides information and sales for Home/Auto/Commercial and Life

02/15/2023

Business Owners' life insurance as an employee benefit.

Life insurance can be an attractive employee benefit. Structured properly, one can use it to help attract and retain valuable employees.

02/14/2023

Do empty nesters and retirees need life insurance?

With both social security and private pensions, benefits may decrease or even stop, for a surviving spouse. But many ongoing expenses remain the same. Life insurance proceeds can help provide replacement income for the spouse, so a personal loss does not become a financial one as well.

Life insurance can help support your legacy, be part of planning strategy or help children/grandchildren accomplish important goals, such as getting a college education.

So yes, empty nesters and retirees do need life insurance!

02/13/2023

Should single parents investigate obtaining life insurance?

You bet!

Doing double duty as both the breadwinner and the caretaker of children, life insurance can help you plan for their financial support in the event that you pass away.

Do couples with children need life insurance?Most definitely!  Life insurance through an employer will be the cheapest t...
02/10/2023

Do couples with children need life insurance?

Most definitely!

Life insurance through an employer will be the cheapest that you can get. However, it usually doesn't automatically apply to both parents and is only based upon your current salary. It may not be enough to support the surviving parent and the children.

If only one parent works then they should consider life insurance for both the primary earner and the stay-at-home parent. A surviving spouse may need help paying for the unpaid services that a parent provides at home.

02/09/2023

Do young couples need life insurance?

Young couples, even without children, may have people who depend on them. They may take care of a parent, or help pay household expenses. The couples need to think about how hard financially it would be if the other one were to pass leaving behind a gap in income.

02/08/2023

Do you need life insurance if you are single?

Would people in your life suffer financially if you passed away- for instance, because they would lose support you provide today? Who would pay your end-of-life expenses?

Buying life insurance when you are young and healthy also helps you have coverage if your situation changes, as long as you keep your policy in force.

Contact me for all of your auto/home/commercial/life insurance questions.
02/06/2023

Contact me for all of your auto/home/commercial/life insurance questions.

02/03/2023

As the owner of the Yancey Agency, I can review your coverage, discuss available discounts and review any additional opportunities and coverage options that can benefit you. As your insurance needs change over time, your coverage can do the same. With a broad range of insurance products including Home, Auto, Life and Business. I can help cover all areas of your life.

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2727 Electric Road
Roanoke, VA

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