Thomas Gibson, Posterity Financial

Thomas Gibson, Posterity Financial Schedule your Retirement Clarity session here:
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Independent Life Insurance, Annuities Broker and Financial Professional

What does working with our team at Family First Life look like? TOP OF THE INDUSTRY COMPENSATION RATES FROM YEAR ONE

We offer 95% or higher ALP to all agents starting out. This means our agents are motivated to want to stay and don’t feel handcuffed to the company. Your renewals are also vested from day one. We do not require the signing of a contract. WORK REMOTELY

We are a forward thinking com

pany and create an environment to help you thrive in the decades to come. FRESH LEADS

No “bait and switch.” We have a variety of lead vendors we work with and help align agents with a plan to achieve their career and financial goals.​

NON-CAPTIVE

We feel you should be with us because you want to be part of the team and culture of FFL, not because you are locked into a contract. NO FEES - REFRESHINGLY STRAIGHT-FORWARD

No costs for Training. No costs for your back office. No costs for training events or the Annual Convention. Plus Free license training for new agents. ​

24/7 AGENT SUPPORT

One thing unique about the FFL National brand is that we have a 24/7 hotline available to all our agents who are looking for help and assistance. Phones are manned by our top producers to help you grow and succeed. Research shows that in the insurance industry 80% of agents feel undervalued. We realize that this limits and sometimes kills potential. Our agent support is second to none. SELL LIFE INSURANCE, FINAL EXPENSE, MORTGAGE PROTECTION, AND ANNUITIES. You will be given access to our systems for selling multiple types of insurance giving you various ways to provide service to your clients.

06/15/2026

A lot of people think life insurance starts and ends with funeral expenses.

The reality is that for many families, the bigger concern is everything that comes after.

The mortgage.
The monthly bills.
The income that's no longer there.
The plans that still need funding.

Life insurance isn't really about death.

It's about the people who have to keep living.

06/12/2026

It's easy to pay for things that improve today.

Streaming services.
Food delivery.
Subscriptions we barely remember signing up for.

It's a lot harder to pay for something you hope your family never has to use.

That's probably why this conversation gets pushed off so often.

06/11/2026

One of the most common things we hear is:

"I'll look into life insurance later."

The problem is that later sometimes comes with a diagnosis, a prescription, or a health change you never saw coming.

Getting coverage is usually easiest when you're young, healthy, and don't think you need it yet.

That's why so many people wish they'd done it sooner.

06/10/2026

"I'm too young for life insurance."

I've heard that from people with a spouse, two kids, and a 30-year mortgage.

The thing is, life insurance isn't really about age.

It's about who would feel the impact if you weren't here tomorrow.

That's usually a much more useful question.

06/08/2026

If you saw yourself in one of these... you're not alone. 😅

We've heard every one of these objections before.

The truth is, most people don't put off life insurance because they don't care about their family.

They put it off because life is busy, priorities compete for attention, and it's easy to assume there's always more time.

A conversation doesn't mean you're committing to anything.

Sometimes it just means getting your questions answered and finding out whether your current plan is actually doing what you think it is.

And yes... "I already have coverage through work" was the crowd favorite.
(It's also the objection that gives people the biggest false sense of security).

06/05/2026

I've never had someone tell me,

"You know what? Life finally slowed down, so we decided to get everything in order."

Usually it's the opposite.

The calendar stays full.
The kids keep growing.
Work stays busy.

A lot of important conversations get pushed to "later."

Then one day you look up and realize it's been three years.

If there's something you've been meaning to take care of, this is your reminder that life probably isn't going to send you an invitation. My inbox is open if you'd like to get it knocked out.

06/03/2026

Most people approaching retirement can tell you exactly how much is in their 401(k).

Far fewer can answer questions like:

• What income would my spouse lose if I passed away first?

• Are my beneficiary designations still aligned with my wishes?

• Which accounts will go directly to my family and which won't?

Those aren't trick questions. 🫶🏼

They're just questions most people don't realize they should be asking.

The good news? You don't need to have all the answers.

You just need to know where the gaps are before retirement, not after.

If you're within 10 years of retirement and aren't sure how these pieces fit together, let's have a conversation.

06/01/2026

Last week at Disney, I spent a lot of time carrying backpacks, water bottles, souvenirs, and whatever else my kids decided they didn't want to carry anymore.

That's part of the job.

But like a lot of parents, I also carry something less visible: the responsibility of making sure my family is taken care of no matter what happens.

That's why I believe conversations about life insurance should start with family, not policies.

Not guilt.
Not pressure.
Just a simple question:

If something happened to you tomorrow, would the people you love be okay financially?

Most families don't need a lecture. They just need a plan that fits where they are today.

Address

Roanoke, VA

Telephone

+15403405383

Website

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