MeadorCare

09/02/2026

GLP-1 and Weight loss drugs are more than just weight loss...

The good news is that GLP-1s are effective in most people helping to control weight. The downside is that because they are being prescribed so often, it will affect bottom line profitability of the drug plan.

5 years ago, generally 4% of everyone hit their Max out of pocket on their drug plan, last year it was 20%. What that means is anything over the Max is covered by the drug plan, nothing else contributes. 5 years ago, not many were able to afford GLP-1s now not the case, now 1 in 5 with diabetes are taking them now.

That means a major factor in calculating the premium on a stand alone drug plan (these go with a Medicare Med Supp) is GLP-1s, and there will be no other premium assistance from the government to help with the premium. If you have a Medicare Advantage, there is more room to afford GLP-1s on the drug plan and they will be less affected or remain stable.

What this means is a big factor in your stand alone drug premium in 2027 is going to be GLP-1s, because people will hit their Max out of pocket, the excess falls onto the insurance company, they in turn will raise rates in 2027, my opinion, we shall see shortly.

Because, drug plans will probably raise rates in 2027, the birthday rule being in effect and so many people hitting their Max out of pocket on their drug plan. Kind of looks like people may have to drop their Med Supp.

You need options call me, Steve 540.501.6767.

08/26/2026

Medicare Supplements seem to be 3 steps forward 5 steps back.

Here is what I mean, the state of Virginia gives everyone a gift called the 𝘽𝙞𝙧𝙩𝙝𝙙𝙖𝙮 𝙍𝙪𝙡𝙚 (you can change your Medicare Supplement carrier) so you can get a lower premium, but what happens ALL Med Supp premiums go considerably higher.
CMS gives everyone a gift in the 𝙄𝙣𝙛𝙡𝙖𝙩𝙞𝙤𝙣 𝙍𝙚𝙙𝙪𝙘𝙩𝙞𝙤𝙣 𝘼𝙘𝙩, remove the Coverage Gap and set a limit for the total cost of covered meds, but what happens, drug premiums and deductibles start climbing up.
What is happening this year??? I hate to say this but the Drug Plan premiums are looking like they may go up significantly, too early to tell for sure.
PLEASE READ YOUR ANNUAL NOTICE OF CHANGE letter, coming at the end of September. It will tell what changes your plan will have next year.

A few things will happen this year;
1. your drug plan may not change, meaning that you can keep your Med Supp plan with out interruption. Stay where you are.
2. drastic increase with your drug plan premium, with a massive increase in your Med Supp plan premium, meaning, better call MeadorCare for options.

[email protected]
5405016767

07/30/2026

Why did your Medicare Supplement premium go up so much?
Where did all the nice benefits go with Medicare Advantage?
What happened to Medicare insurance plan recently, in a word... FRAUD!!!
But you knew I was going to say that I know.
This dead horse is still getting beat, don't care.

in 2025 alone, 2026 may have been worse.
Original Medicare $28.83 Billion
Medicare Advantage $23.67 Billion
Drug Plans $4.23 Billion
Estimated total effective cost in 2026 - $45 to $70 Billion

1. Would you talk to a stranger over the phone about the combination to your safe? That is the same reason you don't talk about your Health Insurance.

2. Going online and asking Google about how to sign up for Medicare and filling out an online form with your Name, Date of Birth, Phone, Zip and Email, is the same thing as putting your personal information on a bathroom stall in a rest stop of I81. And, you are giving permission to be added to more scam calls, more scam texts and other worse stuff, your welcome,

3. Family members with memory issues are tough because they answer the phone and let anyone change their plan. You may have to change their phone number or get call Medicare to cancel the new enrollment.

If you or someone you know needs help, call or text 540.501.6767.

07/28/2026

https://x.com/FBI/status/2057476928542572660?lang=en
I am so glad action has started. THANK YOU, FBI !!! I hope you continue to shut these scammers down. They are a plague on our seniors and their families.

I run across someone that has been affected by this every week. In most cases they have no idea who has their insurance plan. Unfortunately, this effects people with memory loss most of all. In one case I dealt with last year an 80-year-old woman had her plan changed 11 out of 12 months. Every time she went to the Dr the billing staff would have to guess where to send the bill.

Not just families but also Dr offices and pharmacies have had to waste hours of time trying to hunt down who a patient's insurance is with and where to send the bill. This can even affect a person getting surgery or not, Prior Authorization was approved by the previous insurance company and now we have to start the whole process over again with the new company.

WHAT CAN YOU DO?
1. DONT TALK TO STRANGERS ABOUT YOUR INSURANCE.
If you can't verify who you are talking to HANG UP.
2. DON'T fill out web forms because when you do you have given your info to a Marketer and they will sell your info to dozens if not hundreds of companies (It's buried in their Terms of Service).
3. You may have to change a senior's phone number if they have memory issues and answer every call that comes in.

If you need help call or text 540.501.6767.

We don't sell personal data, we shred it.

02/18/2026

If you have a procedure shceduled in the near future, please check on your Prior Authorization (PA) with your Insurance Co. People have been woken up from Anesthesia because the PA was not completed, I had someone a few days ago that found out @ 4 pm the day before a big surgery that the PA had not been approved.
Check with your insurance company that your provedure is approved a week before surgery.
This is not the time for surprises!!
PAs are quickly becoming a sticky at the last minute.

12/31/2025

Happy New Years from MeadorCare, this is going to be the best year yet.

12/31/2025

This is from a podcast called 'An Arm And A Leg".
This could come very handy, this is a list of Health Insurance programs that could save you or someone you know from going without treatment or meds next year.
I have had many converstions with people in this area and everyone's Healthcare expenses are going up 30% in 2026.

Please download a copy or take a screen shot, you never know if this coulds come in handy.

If you aren't listening to "An Arm And A Leg" podcast, please start, their content is all about Healthcare costs and how to help keep they under coontrol. They came up with this resource and I adjusted it for the SW VA area.

If something should be added let me know.

12/09/2025

12/02/2025

Its time to make a call.
Talk to you soon.

12/02/2025

Nathan Slipman, finally got it, one call, that's all.

All those questions on the board?
Those are the things people forget until the last week of AEP.
Networks. Meds. Doctors. Enrollment.
It’s a lot — but it doesn’t have to be.
Call MeadorCare and finish the whole thing in one sitting.

540.501.6767
[email protected]