Rick Taylor, Wealth Advisor with Equitable Advisors

09/05/2026

Happy Labor Day! 🛠️
Today, we take a moment to recognize and appreciate the hard work of individuals across the nation.

Whether you're relaxing at home or enjoying a well-deserved day off, I hope you're able to recharge and enjoy this special day.

To the builders, creators, and doers: Happy Labor Day!

09/04/2026

Find your row first, then look one row up.

That's the difference starting 5 years earlier can make.

At a hypothetical 8% annual return, the difference between starting at 40 vs. 35 on a $500/month contribution is over $200,000 by the time you reach 65. Not because of more money—just more time.

Time in the market is not just valuable, it's the whole game.

Which row did you land on—and did it surprise you?

08/27/2026

08/24/2026

“Get busy living, or get busy dying.”

That line from The Shawshank Redemption has always stuck with me.
To me, it isn't just about life. It's also about growth.

At some point, we all have a choice.

We can become comfortable with what we already know.

Or we can continue to challenge ourselves, learn, grow, and become better.

That's one of the reasons I decided to pursue the CFP® certification.

I've always believed that experience is valuable—but experience becomes even more powerful when you continue to sharpen it.

My years of experience gave me a strong foundation. But the CFP® journey challenged me to deepen my knowledge, broaden my perspective, and think more comprehensively about the financial decisions that can shape someone's future.

I'm proud to have earned my CFP® certification.

But for me, this isn't simply about adding three letters after my name.
It's about becoming better prepared to serve the people who trust me with important financial decisions.

Whether someone is preparing for retirement, evaluating a pension, deciding when to claim Social Security, managing investments, or figuring out how to create income that lasts, these decisions can have a lasting impact.

My experience gave me the foundation.

The CFP® journey helped me sharpen it.

And I don't see this as the finish line.
Because I believe the best professionals—and the best version of ourselves—never stop learning.
You keep challenging yourself.
You keep learning.
You keep growing.
You keep sharpening the stone.

So today, I'm proud to share that I have earned my CFP® certification.
And I'm even more excited about continuing to grow and using that knowledge and experience to help my clients make important financial decisions with greater clarity and confidence.
Because ultimately, I choose to...
Get busy living.

08/21/2026

After all the time you've spent preparing for retirement, make sure taxes don't throw off your plans. Learn the basics of how your taxes may change once you retire, along with strategies to help manage your tax obligations. Your retirement can be everything you want it to be-- read on to find out how. https://eqtble.co/3SF7Qzu

08/18/2026

When you begin taking withdrawals from savings in retirement, you may be surprised to learn you’re paying significant tax on your withdrawals. You can minimize the surprise when you use asset location strategies to help manage taxes and potentially maximize income. Contact me for more information. https://eqtble.co/3IyGk2U

07/31/2026

📝✨ August is Make-A-Will Month! ✨📝

In that spirit, we're raising awareness about the importance of creating a will. Now is the perfect time to have your wishes clearly outlined. Or if you have a will, August is a great time to review it and see if it remains aligned with your wishes.

Creating a will isn't just about assets; it's about leaving a legacy, making your intentions known, and thinking about your loved ones' future.

Here are a few reasons why having an up-to-date will is essential:
Your Loved Ones: Outline how you want your family to be cared for, especially any children under 18.
Manage Conflicts: Clear instructions can help during disputes and misunderstandings.
Your Legacy: How will your assets, possessions, and digital presence be distributed and managed?
Have Your Affairs in Order: Comfort for you and your loved ones.

Let's make this month count by taking steps towards your future! Have you already started? Share your thoughts and experiences in the comments below. 👇💬

📜🔒

07/06/2026

Retirement may seem decades away, but the smartest financial moves start today. 💡

The earlier you begin saving and investing, the more time your money has to grow. Whether you're just starting your career or climbing the corporate ladder, creating a retirement plan now can help you build long-term financial freedom and peace of mind.

Your future self will thank you for every step you take today. 🌱➡️🏖️



https://www.business-standard.com/finance/personal-finance/retirement-planning-for-young-professionals-when-to-start-126061000341_1.html