L & M Insurance Group Inc.

08/31/2026

🏡 Moving to Florida? What You Should Know About Florida Homeowners Insurance
Buying a home in Florida is exciting—but home insurance here can be a little different from what you may be used to in another state.
From roof age and inspections to flood coverage, hurricane deductibles, and rebuilding costs, there are some important questions to ask before you get too close to closing day.
If you're buying a home in Bradenton, Riverview, Lakewood Ranch, or elsewhere in Florida, our new guide walks through what new Florida residents should know and what documents you may want to gather early.
👉 Read our New Resident’s Guide to Florida Home Insurance:

New to Florida? Here’s a practical guide to help you understand what can be different about insuring a Florida home—from flood and hurricane deductibles to roof records, inspections, and more.

08/13/2026

Happy 813 Day! 🌴☀️

Hillsborough County, it’s a great day to celebrate the place we call home!

From helping protect your home and auto to making sure your family has the right coverage, the team at Pacific Crest Lakewood is here to help our Hillsborough neighbors with their insurance needs.

Have questions about your coverage? We’re happy to help!

📍 Proud to serve Hillsborough County
📞 Contact Pacific Crest Lakewood today (813) 672-4100

08/12/2026

🎒📚 Happy Back-to-School Week!

The first week of school is already underway, and we hope everyone is settling into the new school-year routine! Whether you have an elementary schooler, a new teen driver, or a college student heading off on their own, this time of year can bring a few insurance questions.

🚗 New driver in the family?
🏠 Sending a college student away to school?
📱 Wondering whether your coverage needs to change?

We put together some Back-to-School Insurance Tips to help you start the school year with a little more peace of mind. Take a look! 👇

Read our Back-to-School Insurance Tips:
https://pacificcrestlakewood.com/insurance-tips-for-back.../

And as always, if you have questions about your insurance coverage, Pacific Crest Lakewood is here to help!

Heading back to school? Learn how a new teen driver, college student, dorm or off-campus apartment can affect your auto, home and renters insurance.

08/05/2026

🏡 Mortgage paid off? Congratulations! But before you cancel your homeowners insurance, make sure you understand what's at stake.

Even without a lender requiring coverage, your home is still one of your biggest investments. Learn why keeping the right homeowners insurance policy is a smart move for Florida homeowners and how it can continue to protect your property and finances.

Read more here: https://pacificcrestlakewood.com/homeowners-insurance-after-paying-off-mortgage-florida/

Have questions about your current coverage? The team at Pacific Crest Lakewood is here to help you review your options and make sure you're properly protected.

Call us at (813) 672-4100.

07/05/2026

Yesterday, America celebrated 250 years of independence. 🇺🇸

As the fireworks fade, one thing remains the same—our commitment to protecting what matters most.

Whether it's your family, your home, your business, or your future, we're honored to help provide the coverage and peace of mind you deserve.

Here's to the next 250 years of opportunity, resilience, and community.

Happy 250th Birthday, America! ❤️🤍💙

06/21/2026

Happy Father’s Day from Pacific Crest Lakewood!

Today, we celebrate the fathers, grandfathers, and father figures who dedicate themselves to protecting, guiding, and supporting the people they love. Their strength, care, and commitment help create the foundation for safe and secure futures.

At Pacific Crest Lakewood, we understand that protection comes in many forms—from safeguarding what matters most to providing peace of mind for the journey ahead.

Wishing all the dads in our community a wonderful Father’s Day filled with appreciation, family, and the recognition they deserve.

05/25/2026

Today we pause to honor the brave men and women who made the ultimate sacrifice in service to our country. Their courage and dedication will never be forgotten.

Our office is closed today as we take time to remember and reflect. Wishing you and your family a meaningful Memorial Day. 🇺🇸

05/10/2026

Happy Mother’s Day from all of us at L & M Insurance Group, now proudly doing business as Pacific Crest Lakewood! 🌷

Today we celebrate the incredible mothers, grandmothers, stepmoms, and mother figures who give so much of themselves every single day. Your strength, love, guidance, and dedication make a lasting difference in the lives of your families and communities.

Thank you for all you do — today and every day. Wishing you a beautiful Mother’s Day filled with love, joy, and special moments with those who matter most. 💐

— Pacific Crest Lakewood
Formerly L & M Insurance Group

05/01/2026

🎉 We Have a New Name!
After 25+ years of proudly serving Florida families and businesses as Lakewood Financial Services and L&M Insurance Group, we are thrilled to introduce ourselves as Pacific Crest Lakewood!
Same friendly faces. Same local experts you know and trust. Same commitment to finding you the right coverage at the right price — just a new name and even more resources to serve you better.
As a multi-location independent agency and member of Pacific Crest Services, a national insurance network, we now have access to 100+ top-rated insurance companies — meaning better options and more competitive rates for our valued clients across Bradenton, Lakewood Ranch, Sarasota, Riverview, and surrounding Florida communities.
📍 Bradenton Office
11015 Gatewood Dr, Suite 101, Bradenton, FL 34211
📞 (941) 747-4600
📍 Riverview Office
10849 Boyette Rd, Riverview, FL 33569
📞 (813) 672-4100
🌐 pacificcrestlakewood.com
We are so grateful for your continued trust and support. We look forward to serving you under our new name for many years to come!