Justin Bancroft, 57402, Community Lending Group NMLS 2727

Justin Bancroft, 57402, Community Lending Group NMLS 2727 18 years experience in residential lending. FHA, VA, Conventional, USDA/Rural Housing
Licensed in UT, ID, CA

Quick question for homeowners:When was the last time someone actually reviewed your mortgage with you?Not just your inte...
09/08/2026

Quick question for homeowners:

When was the last time someone actually reviewed your mortgage with you?

Not just your interest rate — the whole picture.

A mortgage review can help answer things like:

👉 Does refinancing make sense yet?
👉 Could removing mortgage insurance save you money?
👉 Are you sitting on equity that could help with other financial goals?
👉 Would keeping your current mortgage and using a HELOC make more sense?
👉 Has anything changed that could create an opportunity you didn’t have a year ago?

Sometimes the answer is: “You’re in a great spot. Don’t change a thing.”

And that’s a perfectly good answer.

If it’s been a while since we looked at yours, send me a message. I’m happy to run the numbers — no sales pitch required.

08/18/2026

You may not have to give up your great first mortgage rate to access the equity in your home.

If you've owned your home for a while, you may have built equity that could provide additional financial flexibility.

Depending on your situation, there may be options that allow you to access a portion of that equity while leaving your existing first mortgage in place.

That could be worth exploring if you're considering home improvements, consolidating higher-interest debt, making a large purchase, or simply want to understand what options are available to you.

The important part is finding out what makes sense for your specific situation.

Click the link below to explore potential opportunities, or reach out to me directly and I'll be happy to walk through the options with you.

https://flow.avenfoundry.com?i=52faa06e-f4e1-44a7-a913-d66de2eed212

08/11/2026

🏡 STOP SHOPPING FOR A MORTGAGE RATE.

Okay… maybe don’t completely stop. 😂

But your interest rate is only ONE part of the homebuying equation.

The better question is:

👉 “How can we structure this loan to fit my budget and goals?”

Depending on the buyer and property, there may be different ways to approach the financing — including loan program, down payment, seller concessions, mortgage insurance, and potential buydown strategies.

Two buyers looking at the same house can have very different financing plans.

Before you decide a home is “too expensive,” let’s actually run the numbers.

📲 Message me “PAYMENT” and I’ll help you look at your options.

Justin Bancroft | Community Lending Group

The best time to prepare for buying a home isn't when you find the house.It's before.Knowing your budget, understanding ...
08/04/2026

The best time to prepare for buying a home isn't when you find the house.

It's before.

Knowing your budget, understanding your financing options, and having a plan in place can make the process smoother and far less stressful.

Whether you're thinking about buying this fall or just want to understand what's possible, a little preparation today can make a big difference tomorrow.

If you'd like to review your options, I'm here to help.

A lower interest rate doesn't always mean a lower monthly payment. That surprises a lot of people. Even though the inter...
07/28/2026

A lower interest rate doesn't always mean a lower monthly payment. That surprises a lot of people. Even though the interest rate is 0.75% lower, the monthly payment is actually slightly higher because the loan amount increased.

The takeaway? Don't let interest rates be the only thing driving your decision.

✅ Home price
✅ Loan amount
✅ Timing
✅ Your financial goals
..all play an important role.

Sometimes buying sooner with a slightly higher rate can cost less than waiting for a lower rate while home prices continue to rise. If you're wondering what makes the most financial sense for your situation, I'd be happy to run personalized scenarios so you can compare your options with real numbers.

One of the biggest differences between renting and owning isn't just where you live—it's the stability that comes with i...
07/21/2026

One of the biggest differences between renting and owning isn't just where you live—it's the stability that comes with it.

Owning a home can provide more control over your monthly housing costs and the opportunity to build equity over time.

Renting may be the right fit for some people, and buying may be the right fit for others.

The important part is understanding your options so you can make the decision that's right for you.

If you're curious about what homeownership could look like, I'd be happy to walk through it with you.

Buying a home isn't just about today.It's about where you want to be five or ten years from now.Homeownership isn't buil...
07/14/2026

Buying a home isn't just about today.

It's about where you want to be five or ten years from now.

Homeownership isn't built around one interest rate or one market headline. It's built over time through stability, equity, and having a place that's truly your own.

The best decisions are often made with the long-term in mind.

If you're wondering whether homeownership fits your goals, I'd be happy to help you explore your options.

You've set your goals to get into a home. Now let's make it happen!
07/07/2026

You've set your goals to get into a home. Now let's make it happen!

A Strong Offer Starts Before You Find the Home!Preparation and strategy make all the difference.Let's Build Your Plan. ...
06/30/2026

A Strong Offer Starts Before You Find the Home!
Preparation and strategy make all the difference.
Let's Build Your Plan.






Your home may be doing more for your financial future than you realize.Many homeowners have built significant equity ove...
06/16/2026

Your home may be doing more for your financial future than you realize.

Many homeowners have built significant equity over the last several years and haven't taken the time to explore what opportunities that may create.

Whether you're thinking about moving, investing, improving your home, or simply understanding your options, it starts with knowing where you stand today.

A quick review can provide clarity and help you make more informed decisions moving forward.

If you'd like to explore your options, I'm happy to help.

Address

1262 W 12700 S
Riverton, UT
84065

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+18016766656

Website

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