AScott Insurance & Financial Services

AScott Insurance & Financial Services I am dedicated to providing you with the best options for Insurance coverage, and Financial products. Free quotes, and phone consultations are available.

In these extraordinary times, don't you want someone that will work tirelessly to make sure you and your family are protected? I have multiple carriers for all products in Home, Renters, Auto, Life, Long Term Care, Final Expense, and Commercial, in order to get you the best price and coverage for your situation. I pride myself on providing exceptional customer service, and am accessible to my clients 24/7. Let's talk about your needs.

05/24/2026

Man, I’m happy!

A woman was referred to me for Covered California by another Medicare insurance broker. She is under 65 and had been on Medi-Cal while receiving her deceased husband’s Social Security benefits. Last December, her Medi-Cal was terminated after her annual redetermination showed her income was $201 per month over the eligibility limit.

Unfortunately, this happened while she was recovering from a broken hip and recent bunion surgery.

When I received the referral, I didn’t yet realize she had already missed the deadline to enroll in a new health plan after losing her Medi-Cal. That meant she would normally have to wait until the next Open Enrollment period to get Covered California.

Meanwhile, she was in significant pain and still needed follow-up care, along with help covering the cost of her prescriptions.

After meeting with her, I determined the best course of action was to file an appeal of the Medi-Cal redetermination decision.

I went to her home and helped her submit the appeal online. We requested an expedited hearing, and when the hearing date came, I returned to her home (at her request) to be there with her during the call. I assisted where needed as she spoke with the judge and the county representative. By the end of the hearing, I felt cautiously optimistic.

A couple of days ago, I followed up with her and I’m happy to report the appeal was approved. Her Medi-Cal benefits have been restored.

This Wednesday, I’ll be going back to her home (again, at her request) for an intake meeting with InnovAge PACE (Program of All-Inclusive Care for the Elderly), so she can continue getting the care she needs.

This was a tough case but so incredibly rewarding!

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11801 Pierce Street Suite 200
Riverside, CA
92505

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Monday 8am - 7pm
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Thursday 8am - 7pm
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