Homes by Lovelyn Moreno

Homes by Lovelyn Moreno Real Estate - Mortgage Loan and re-financing - Property Investment - Your dream home

06/10/2026

πŸ“žπŸ‘ Give us a call if you're ready to tackle the next big chapter in your life: HOMEOWNERSHIP!

Whether you're buying your first home, upgrading, or exploring your options, we are here to guide you every step of the way. πŸ”‘βœ¨

Let’s turn your goals into keys in hand! πŸ πŸ’Ό

πŸ“© DM us or call today to get started!

πŸ“²213.407.0043
πŸ†”NMLS:2500809

πŸ”‘πŸ‘

06/09/2026

πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦πŸ‘ Multi-generational home buying hit a record high in 2024 β€” and the numbers are telling a bigger story.

πŸ“Š 14% of all home purchases were multi-generational
πŸ“ˆ Gen X led the way at 19%

This isn’t just a trend. It’s a structural shift in how families are choosing to live.

Among these buyers:
πŸ’¬ 41% said the main reason was to care for or support aging parents β€” the highest level since 2015
πŸ’¬ 23% wanted to spend more time with their parents

For Gen X especially β€” often balancing aging parents and adult children β€” multi-generational living solves real challenges at once:
🏠 Caregiving support
πŸ” Privacy within the home
πŸ’° Shared housing costs

House hacking isn’t always about renting to strangers. Sometimes it’s about sharing a home β€” and the financial responsibility β€” with the people who matter most. ❀️

πŸ”‘ When structured right, it becomes more than a housing choice β€” it becomes a strategy for stability.

πŸ“ž213.407.0043
βœ‰οΈ[email protected]
πŸ†”DRE: 02181522

06/09/2026

πŸ™‹β€β™€οΈπŸ™‹β€β™‚οΈ Comment below if this sounds like you!

🏑 Dreaming of buying a home
πŸ’° Looking to refinance
πŸ“ˆ Wanting to build wealth through real estate
πŸ”‘ Ready to take the next step toward homeownership

No matter where you are in your journey, we can help you reach your goals! πŸš€

Drop a πŸ‘‡ in the comments or send us a message to get started!

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

🏑✨

06/08/2026

🏑✨ Mortgage terms got you confused? No worriesβ€”I stay up to date on the latest loan options AND all the mortgage lingo so you don't have to! πŸ“šπŸ’°

Whether you're buying your first home, refinancing, or just exploring your options, I'm here to help make the process simple and stress-free. 🀝🏠

πŸ“© Message us today and let's talk about your homeownership goals!

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

πŸ‘πŸ”‘

06/05/2026

πŸ†πŸ‘ Feel like a WINNER when it comes to your home financing! πŸ’°βœ¨

Working with a mortgage broker like me could help you save up to $10,662 over the life of your loan* πŸ™ŒπŸ“‰

Why settle for one option when you can explore loan solutions tailored to your goals? Whether you’re buying your dream home 🏠 or refinancing for better opportunities πŸ’΅, having the right guidance can make all the difference!

πŸ“² Let’s connect today and see how much you could save!

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

πŸ†βœ¨

06/04/2026

🏠 ADUs (Accessory Dwelling Units)
Buyers can now use projected ADU rental income toward mortgage qualification β€” up to 30% of total qualifying income.

πŸ‘¨β€πŸ‘©β€πŸ‘§β€πŸ‘¦ Multi-generational homes
About 14% of home purchases last year were multi-gen, with Gen X leading at 19%.

🏘️ Small multi-family properties
FHA loans allow up to 4 units with as little as 3.5% down β€” as long as you live in one.

πŸ’° Realistic expectations
If rental income brings your payment from $3,800 down to $2,200, that’s not just savings β€” that’s strategy.

The math has to work. The zoning has to be legal. And the lifestyle has to fit. But for the right buyer, house hacking can turn β€œout of reach” into β€œwithin reach.” πŸ”‘πŸ‘

πŸ“ž213.407.0043
βœ‰οΈ[email protected]
πŸ†”DRE:02181522

06/04/2026

πŸ’΅πŸ‘ Bought your dream home with an all-cash offer? You may still have options to put that cash back into your pocket! πŸ™Œβœ¨

With the right refinancing strategy, you could tap into your home’s value and regain access to funds for investments, renovations, savings, or other financial goals πŸ’°πŸ”‘

πŸ“² Ask us today about refinance options and how they may help maximize your buying power!

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

🏠✨

06/02/2026

🏑✨ Struggling with affordability? An ADU could be the game-changer you've been looking for!
Accessory Dwelling Units (ADUs) have become the gold standard for house hacking in 2026. πŸ’°
Imagine buying a home and having the potential rental income from an ADU help you qualify for your mortgage. πŸ“ˆ
Popular ADU options include:
🏠 Detached backyard cottages
πŸš— Converted garages
πŸ”‘ Basement suites with separate entrances
Why are so many buyers considering ADUs?
βœ… Additional income potential
βœ… Increased property value
βœ… Greater affordability
βœ… Flexible living options for family or tenants
If homeownership feels out of reach, an ADU-eligible property could open new doors. πŸšͺ🏑
πŸ“© Ready to explore your options? Let's connect!

πŸ“ž213.407.0043
βœ‰οΈ[email protected]
πŸ†”DRE: 02181522

06/02/2026

πŸ‘πŸ’° Did you know your home’s equity could help you reach your financial goals? ✨

A HELOC (Home Equity Line of Credit) lets you access the cash you’ve already built into your home πŸ”‘πŸ’΅

Use it to:
βœ”οΈ Consolidate debt
βœ”οΈ Fund home improvements
βœ”οΈ Cover major expenses
βœ”οΈ Create more financial flexibility πŸ™Œ

πŸ“© Message us today to learn how a HELOC could work for you and your family!

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

🏠✨

06/01/2026

🏑✨ Your dream home may be closer than you think! πŸ’™πŸ”‘

Becoming a homeowner doesn’t have to feel impossible πŸ™Œ There are down payment assistance programs that could help make homeownership more affordable for you! πŸ’°πŸ 

Give us a call today and let’s see if you qualify for assistance toward your dream home! 🌟

πŸ“²213.407.0043
πŸ†”NMLS: 2500809

🏑✨

Address

1299 Columbia Avenue , Ste E1
Riverside, CA
92507

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