Munu's Mortgage

08/31/2024

If you've been waiting to buy a home, now is the turning point. I highly recommend getting pre-approved and into a sales contract as soon as possible. Ideally before September 18. Signs are pointing to the FED lowering interest rates but home prices haven't gone up drastically yet. Kamala also is proposing a 45% capital gains tax on individuals with 100 million+ net worth. When she wins, the wealthy are going to borrow against their unrealized capital gains (like they usually do) and reinvest it into real estate. Feel free to reach out to me to see what you can get pre-approved for.

03/28/2024

Brokers are better! Trust me, they're like your personal real estate matchmaker, finding you the perfect home sweet home. Let them do the heavy lifting while you sit back and relax. 🏡💕

01/21/2024

Factors You Can't Afford to Overlook When Choosing Your Dream Home!

01/15/2024

Why use a broker?
I just got off the phone with a first time homebuyer who is being forced to move out of the home they have been renting for years. Great credit and and a steady job but no way to come up with the down payment in time for when they need to move. The first thing he told me was that he found out that the process takes months and he had no where near the 10% down needed to buy a home. Within minutes I had a quote for FHA 203(h) loan that has no down payment what so ever. I also let him know about several down payment assistance programs that I can offer. I also let him know that he would realistically be able to close on his new home within 20 days of receiving his full application.

12/18/2023