Advanced Insurance Management

Advanced Insurance Management Consultants and Expert Witnesses on Workers Compensation Audits, Classifications, Experience Modifie

We help employers reduce the cost of Workers Compensation insurance by finding and correcting technical errors by insurance companies and rating bureaus. The insurance system makes a lot of these hidden technical errors that act to increase the premiums employers pay for Workers Comp insurance.

Working on my newest book. Stay tuned.
05/27/2026

Working on my newest book. Stay tuned.

05/07/2026
05/07/2026

Just got word today that, in a California class action against the State Fund, the judge has ruled in favor of the policyholder. I had provided expert testimony in this matter at trial and it looks like the court found my testimony useful and reliable, based on the decision.

Congratulations to the attorneys who worked long and hard, and against considerable odds, to win this verdict.

03/05/2026

Your friendly neighborhood consultant on Workers Comp audits& premiums has been a busy boy of late. Last week, I provided testimony in a California court in a proposed class action. While there over the weekend, I finalized a report of opinions in a legal case over proper Workers Comp premiums for a New Jersey staffing company.

Today, I consulted with a Georgia attorney who is about to depose a representative of a major insurer in a lawsuit over proper Workers Comp premiums in that state’s Assigned Risk Plan. And later today I consult with a client facing criminal charges out in California over Workers Comp insurance.

Tomorrow, I start work for an insurer that is questioning how an MGA handled a national Workers Comp program for them, and another case where a major national retailer is in litigation over California Workers Comp underwriting issues.

So in other words, it’s Thursday. It’s good to be busy.

10/16/2025

Just got word, a contractor client out in Idaho just got a $28,000 refund on his most recent Workers Comp audit, thanks to our getting his classification code corrected. Cost of our involvement: under a thousand dollars.

On to the next Shock Audit case!

09/15/2025

Based on some recent cases of ours, it appears that a great many Florida construction companies, large and small, may have been overcharged on their Workers Compensation insurance audits in recent years. We specialize in recovering such overcharges for policyholders, and so we're actively encouraging any and all Florida construction companies ,whose recent Workers Comp insurance audit bills have been higher than they anticipated, to let us check over those audit bills to see if we can recover any of those excessive premiums.

Based on what we've seen, we believe the problem is widespread.

Tonight’s dramatic sky, from my backyard.
09/07/2025

Tonight’s dramatic sky, from my backyard.

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Riverside, IL
60546

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+18002889256

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