Kay Russell and Associates Insurance and Financial Services LLC

Kay Russell and Associates Insurance and Financial Services LLC Helping individuals and families become financially protected from unforeseen circumstances and helping them to retire financially secure.

It’s hard to believe we’re already halfway through 2026. As we head into the second half of the year, our team at Kay Ru...
06/18/2026

It’s hard to believe we’re already halfway through 2026. As we head into the second half of the year, our team at Kay Russell and Associates is here to help you stay confident and on track with your financial planning.

If your goals have shifted, your situation has changed, or you just want a quick check-in to review your retirement strategy, we’re always happy to connect.

Reach out any time to schedule a conversation. We’re here to support your retirement planning, Social Security optimization, and long-term wealth preservation every step of the way.

06/16/2026

Summer is officially underway, and we hope the season is treating you well so far. As you enjoy warmer days, family time, or a well-earned getaway, it's a great moment to check in on your long-term financial goals.

If you have questions about retirement planning, Social Security optimization, or ways to strengthen your financial strategy, our team is here to help. Give us a call anytime for support or to schedule a review.

Flag Day is almost here, and our team at Kay Russell and Associates is proud to honor the history behind the Stars and S...
06/14/2026

Flag Day is almost here, and our team at Kay Russell and Associates is proud to honor the history behind the Stars and Stripes. As we help individuals and families plan for a confident and secure retirement, we’re always inspired by the resilience and spirit this symbol represents.

Here are a few Flag Day facts we love sharing:

• The 50-star flag was designed by a 17-year-old high school student in 1958.
• There have been 27 official versions of the flag as new states joined the Union.
• Red, white, and blue were chosen to represent valor, purity, and justice.
• Six American flags have been placed on the moon during Apollo missions.
• Today’s design is the longest-running version in U.S. history.

We hope your Flag Day is filled with gratitude for the history, heritage, and unity the American flag represents. 🇺🇸

Thinking about when to file for Social Security? One simple tip we share with many near-retirees is to look at how your ...
06/12/2026

Thinking about when to file for Social Security? One simple tip we share with many near-retirees is to look at how your timing can impact your lifetime income. Delaying benefits, even by a year or two, can increase what you receive over time — and that can make a meaningful difference in long‑term retirement planning.

At Kay Russell and Associates, we encourage staying proactive and thinking ahead so your choices support the retirement you envision.

What questions do you have about Social Security timing?

A raise or promotion can be an exciting milestone, and it often brings new income, new responsibilities, and new questio...
06/04/2026

A raise or promotion can be an exciting milestone, and it often brings new income, new responsibilities, and new questions about long-term financial planning. As income changes, your life insurance needs may shift too.

At Kay Russell and Associates, we help individuals and families understand how income affects risk management and long-term security. Since life insurance plays a key role in protecting future retirement plans, it’s important to revisit your coverage anytime your financial picture changes.

If your income has recently increased, our team is here to provide a quick coverage review and help you determine whether adjustments may support your long-term goals.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

As life insurance agents, we are often asked about the different types of riders individuals can add to their life insur...
05/19/2026

As life insurance agents, we are often asked about the different types of riders individuals can add to their life insurance policies. Life insurance riders are additional layers of coverage that can help you customize your coverage so it aligns more closely with your needs.

One such rider is the Return of Premium (ROP) rider. Swipe for an overview of what it does, why it matters, how it works, and who it may be best for.

Have questions or want to see what it might look like for your policy? Reach out. We’re here to help you review your options and plan with confidence.

When graduation season rolls around, it can be hard to decide what to get the special graduate in your life. One practic...
05/12/2026

When graduation season rolls around, it can be hard to decide what to get the special graduate in your life. One practical, yet under-utilized, graduation gift is a life insurance policy.

When set up early, a life insurance policy can serve as a vital long-term financial tool that grows with your graduate, locking in premiums at the age when they are often cheapest and sometimes offering a cash value component that can be accessed during your new grad’s lifetime. Additionally, coverage can be adjusted as income and goals evolve, with the insured layering on or even buying more coverage within the existing policy.

If you have questions about options, costs, or how policies are structured, feel free to reach out. We are always happy to help.

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there....
05/10/2026

Our team wants to wish a very Happy Mother’s Day to all of the moms, grandmothers, and other maternal figures out there.

From the late nights of the newborn stage to the late nights waiting up for teens, we owe moms a debt of gratitude — and sleep!

So whether you’re a mother yourself, you’re celebrating your mom, honoring your partner, or recognizing another maternal figure in your life, we hope this day is full of appreciation.

This May, during Mental Health Awareness Month, we are highlighting an important distinction: the difference between men...
05/08/2026

This May, during Mental Health Awareness Month, we are highlighting an important distinction: the difference between mental health and mental health conditions.

Many people think these terms mean the same thing, but they don't. Understanding the distinction can help us take better care of ourselves and support others more effectively.

Here is the difference:

💚Mental health is universal - Everyone has mental health. It includes your emotional, psychological, and social well-being and affects how you think, feel, and act in daily life.

💚Mental health conditions are specific - These are diagnosable disorders like depression, anxiety, or post-traumatic stress disorder (PTSD). More than 50% of people will receive a mental health diagnosis at some point.

💚Good mental health and mental illness can coexist - Many people living with mental health conditions have periods of strong mental well-being through treatment, support, and self-care.

💚Poor mental health does not always mean mental illness - You can experience poor mental health due to stress, burnout, grief, or life transitions without having a diagnosable condition.

💚Simple ways to care for your mental health - Find coping skills that work for you. These could include journaling, deep breathing, moving your body, or spending time with loved ones.

💚Professional support is available - Therapy can benefit anyone, not just those with diagnosed conditions.

If you need support, please reach out to a health care professional. Help is available, and you're not alone.

Address

Riverside, CA

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm

Telephone

+18004698869

Website

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