Shalanda Smith at SCL

Shalanda Smith at SCL Creating wealth through homeownership. Educating Homebuyers and Realtors along the way. SECURE CHOICE LENDING.

Mortgage Advisor | Investor | Dog Lover
Secure Choice Lending NMLS 913215
>https://linktr.ee/mortgagesbyshalanda< NMLS ID # 1689518
CA BUREAU OF REAL ESTATE #02050654
EQUAL HOUSING OPPORTUNITY. FAIR HOUSING & DISCRIMINATION VIOLATIONS WILL BE REPORTED ONLINE TO HUD'S LOCAL FHEO REGIONAL OFFICE OR BY CALLING THE FAIR HOUSING COMPLAINT HOTLINE AT 1-800-669-9777

📢 Attention Texas Homeowners! 📢
01/30/2025

📢 Attention Texas Homeowners! 📢

If you get a letter from your appraisal district asking you to verify your homestead exemption, don't ignore it. Those who don't respond could end up losing their exemption and paying more in taxes. Here's what you need to do.

01/14/2025

🔥Disastrous fires have taken many homes in CA.

If you or someone you know has had their home destroyed in one of the fires, they unfortunately still have to make payments on their mortgage or they will go into foreclosure.

Here’s what they can do to hopefully stay out of that:

📌 For Conventional Loans

Call the FHFA Disaster Hotline and request your loan to be put into FOREBEARANCE 888-995-HOPE

📌 For FHA or VA Loans

Contact HUD and request to FREEZE your payments 800-569-4287

📌You can also try to call your mortgage servicer and request the same.

Once the dust settles, know we have mortgage programs specifically for you to rebuild or buy.

When you’re ready, I’ll be here.

07/10/2024

Funds to Get You to the Next Step

Are you or do you know someone that is looking for a private portfolio lender providing vertical financing to builders and investors for the construction of pre-sold or spec single-family homes, townhomes, and small multi-family projects?

Our loan programs are designed to address the specific needs, challenges, and business objectives of small to medium-sized builders and real estate investors. Our team of private portfolio lender professionals offers fast and efficient loan processing, approval, closing, and draw administration of construction funds.

Let's connect and explore how we can support your next project!

🏡 Did you know that if you're purchasing a home in any of the following counties: Bastrop, Blanco, Burnet, Caldwell, Fay...
07/08/2024

🏡 Did you know that if you're purchasing a home in any of the following counties: Bastrop, Blanco, Burnet, Caldwell, Fayette, Hays, Lee, Llano, McKinney, or Williamson, I can help you secure additional grant money? 🏡

I've got you covered! Let's make your homeownership dreams come true.



Rates as of 7/8/2024

Sending Strength to Texas! 💕Our hearts go out to everyone impacted by the recent storms in Texas. We're thinking of you ...
05/23/2024

Sending Strength to Texas! 💕

Our hearts go out to everyone impacted by the recent storms in Texas. We're thinking of you and sending wishes for peace of mind and security during this difficult time.

Here are some resources that may be helpful:

The American Red Cross: https://www.redcross.org/
FEMA Disaster Assistance: https://www.disasterassistance.gov/
If you or someone you know needs assistance, please don't hesitate to reach out. We're all in this together.

05/11/2024
These two were great to work with!  I am so happy they now own a piece of Texas.  Welcome HOME!!!
04/11/2024

These two were great to work with! I am so happy they now own a piece of Texas. Welcome HOME!!!

✨ H E R E 'S T H E 4-1-1 ✨
CONGRATULATIONS, Cody + Rita on the purchase of your BEAUTIFUL home!! Thanks for trusting us in another home buying/selling transaction. You've been AMAZING to work with, AGAIN!

Hanna Smelser + Taylor Cebulski,
Licensed TX REALTORS® | eXp Realty | FCH Group
254.702.2883 | [email protected]

Sad that PCS is really temporary but this is such a cute idea!
04/09/2024

Sad that PCS is really temporary but this is such a cute idea!

Duty station sign 🖤

Address

1650 Spruce Street, Ste 500
Riverside, CA
92507

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