Ray Molina - Insurance Advisor & Medicare Specialist

Ray Molina - Insurance Advisor & Medicare Specialist We offer a broad range of individual & group insurance products that protect your income, health & p

I introduce you Jackson, my grandson. Probably the most handsome baby I’ve ever seen. He already says grandpa. I hope...
08/08/2025

I introduce you Jackson, my grandson. Probably the most handsome baby I’ve ever seen. He already says grandpa. I hope mama doesn’t get angry I posted his pic. I just had to share

So what’s better than the beach! Maybe a carousel ride. What you think?
07/31/2025

So what’s better than the beach! Maybe a carousel ride. What you think?

Who does makeup for Trump?
07/11/2025

Who does makeup for Trump?

My beautiful grandson, Jackson. He’s one Handsome boy
04/22/2025

My beautiful grandson, Jackson. He’s one Handsome boy

Wishing all my Clients, Friends, and Family a Joyous Holiday Season!As we reflect on the past year, it’s been one filled...
12/20/2024

Wishing all my Clients, Friends, and Family a Joyous Holiday Season!

As we reflect on the past year, it’s been one filled with opportunities, unexpected surprises, challenges, and a few disappointments. Through it all, I am incredibly grateful for the many blessings we’ve shared.

As we look toward the New Year, my wish for each of you is good health, abundant fortune, and—above all—peace of mind. May your home be filled with love and comfort, and may you experience serenity in every moment.

As a Medicare and Insurance Broker, I am always here to help guide you through what may seem like a complicated process. Whether it’s Medicare, Life Insurance, Final Expense Planning, Pool Trusts, or simply providing direction, I pride myself on making things easier for you.

I’ve often been called your “guide for life”—and I truly consider it an honor to walk alongside you as long as you’ll have me! 😊

If you need assistance or have any questions, don’t hesitate to reach out. I look forward to catching up, sharing good times, and making 2025 a year to remember

Happy Holidays to all my Clients, Friends and Family. It’s been an exciting year full of opportunity, pleasant surprise...
12/20/2024

Happy Holidays to all my Clients, Friends and Family.

It’s been an exciting year full of opportunity, pleasant surprises, challenges, and some disappointment, but in all I am very thankful for all of our blessings. May the new year bring everyone good health, good fortune and most of all PEACE of mind, at home, and at every moment in your life. As a Medicare and Insurance broker I will always be available to guide you through what may appear to be a challenging experience. I’m skilled at simplifying processes. Most will tell you I’m your guide for life, or as long as you’ll have me 😊
Please reach out if I can assist with Life Insurance, Finale Expense, Medicare, Pool Trust or just simple direction. I look forward to catching up and sharing good times, and to taking 2025 by storm.

Old pic, away somewhere, I remember being happy, and relaxed!
12/07/2024

Old pic, away somewhere, I remember being happy, and relaxed!

Can’t believe it’s Nov.. I haven’t worn a jacket yet. Is this global warming?
11/03/2024

Can’t believe it’s Nov.. I haven’t worn a jacket yet. Is this global warming?

09/30/2024

Good afternoon everyone, I wanted to inform you that my business account was hacked several days ago. I'm told by GoDaddy that 10's of thousand of email were sent from what appeared to be my secure1life account. If anyone received anything that looked suspicious, or if you received anything out of character from me please forward it to me. GoDaddy has asked for me to provide anything that would help isolate where the thread originated. Thank you in advance for your support

It’s that time of year again!! 2025 Medicare Annual EnrollmentAs an experienced licensed Medicare & Insurance specialis...
09/18/2024

It’s that time of year again!! 2025 Medicare Annual Enrollment

As an experienced licensed Medicare & Insurance specialist, I have recertified and contracted with all the major carriers. I have been deemed ready to sell by each and I am looking forward to assisting all my current clients with plan reviews . I’m also excited about meeting and helping new clients with enrollment. All referrals are appreciated, and in some cases compensated for.

- If you are turning 65, I can provide resources to help educate
you about Medicare benefits and enrollment.
- If you’re currently enrolled in a plan, I can offer to review your
plan and compare it with 2025 plans to ensure you are getting
all available and entitled benefits.
- Plans change yearly, and not always for the better, so yearly
reviews are encouraged and advised.
- For a no cost plan review please reach out.
- If your interested in Life insurance or Finale Expense I can help
identify a carrier that will meet your needs and price point.

One of the biggest changes takes effect in 2025, when Part D plans must cap out-of-pocket spending on covered drugs at $2,000 a year

The Medicare Trustees estimated that the Part B premium would be $185 per month in 2025, an increase of $10.30 from $174.70 in 2024.

If you’re interested in a plan review, please reach out to schedule a call.

Link to the 2025 Medicare and you Guide
https://www.medicare.gov/publications/10050-medicare-and-you.pdf

Please visit my website to view the many client testimonials I’ve earned over time. www.secure1life.com

I look forward to speaking with you. I welcome all referrals.

As a fully certified insurance and Medicare broker I work with many carriers. For children I look to Ge**er Life for af...
08/07/2024

As a fully certified insurance and Medicare broker I work with many carriers. For children I look to Ge**er Life for affordable coverage. Whole Life premiums do not change over the life of the policy, however Coverage doubles at age 18 at no extra cost. Call me for a no fee estimate and consultation. Have a terrific day

Who likes books, a good story
07/14/2024

Who likes books, a good story

Address

River Edge, NJ
07083

Telephone

+19084470886

Website

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