Wever Insurance Agency, Inc.

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Wever Insurance Agency, Inc. A locally owned Independent Insurance Agency serving Ripon and surrounding areas since 1958

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage ...
10/20/2026

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage from decorations and auto accidents.

So, with that in mind, our team wanted to take a moment to share a few simple tips that can go a long way toward keeping the night enjoyable and keeping you well-protected. Swipe for a few things to keep in mind.

Halloween should be a night you look forward to, not one you spend recovering from. So, if you have questions about your coverage heading into the holiday weekend, our team is here to help.

We hope you and your family have a safe and enjoyable Halloween!

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it ta...
10/12/2026

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it takes to grow the food that feeds us all.

Farming is hard, unpredictable work, and yet farmers show up year after year, season after season, with the same commitment to their land and livelihood.

We feel privileged to play a small part in protecting what they have worked so hard to build. Farmers, thank you for trusting us and for everything you do.

Happy Farmer's Day from our team to yours.

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emerg...
10/08/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

Farming comes with plenty of uncertainty, and each season brings its own set of challenges. From weather‑related losses ...
09/30/2026

Farming comes with plenty of uncertainty, and each season brings its own set of challenges. From weather‑related losses to shifting markets, having the right crop insurance can make all the difference in protecting your operation.

At Wever Insurance, our team helps farmers and agribusiness owners understand their risks and choose coverage that supports long‑term stability. Every operation is unique, which is why we take the time to review your goals and find a plan that aligns with what you’ve built.

If you’re considering new coverage options or want to review an existing policy, we’re here to help guide the process. Give our Ripon team a call anytime — we’re committed to helping you protect the work you’ve invested in your operation.

It’s hard to believe we’re already heading into the last 100 days of the year. Before things get busy, this is a great m...
09/22/2026

It’s hard to believe we’re already heading into the last 100 days of the year. Before things get busy, this is a great moment to check in on one important question: has your life changed in 2026?

A new home, a new car, a growing family, or a shift in your career can all be exciting milestones. They can also create gaps in your insurance coverage if your policies haven’t kept pace.

Here are some common life events that can impact your protection:

• Buying or renovating a home
• Purchasing a new car
• Changes in your household or family structure
• Adding valuables like jewelry, art, or collectibles
• Experiencing income, asset, or career changes

At Wever Insurance, our team is here to help ensure your coverage still fits your life today. A quick review now can save a lot of stress later.

If any of these situations sound familiar, reach out anytime — we’re always here to help you stay protected.

Fall is the perfect time to give your commercial property a quick checkup before cooler weather brings bigger challenges...
09/15/2026

Fall is the perfect time to give your commercial property a quick checkup before cooler weather brings bigger challenges. A little preventive maintenance now can go a long way in protecting your investment and avoiding unnecessary downtime.

Taking care of key maintenance tasks helps safeguard your property’s value, reduces safety hazards, and limits the chance of preventable claims. Swipe through for a few smart areas to review this season.

If you have questions about protecting your business or want support as you prep for fall, our team at Wever Insurance is here to help. Give us a call any time.

Today, our team at Wever Insurance takes a moment to reflect on the courage and unity that emerged twenty‑five years ago...
09/11/2026

Today, our team at Wever Insurance takes a moment to reflect on the courage and unity that emerged twenty‑five years ago. Patriot Day reminds us of the strength communities can show in their darkest hours.

We honor the lives lost on September 11, 2001, and we recognize the first responders, volunteers, and everyday heroes whose resilience continues to inspire us.

We remember, we honor, and we will never forget.

We’re wishing our Ripon community a relaxing and enjoyable Labor Day! Our team at Wever Insurance hopes you’re able to t...
09/07/2026

We’re wishing our Ripon community a relaxing and enjoyable Labor Day! Our team at Wever Insurance hopes you’re able to take some well‑earned time to unwind and spend the day with those who matter most.

Please note that our office at 100 E Main St. will be closed on Monday, September 7th and will reopen on Tuesday, September 8th. If you need to leave us a message, you can still reach us at (209) 599-2161.

Wishing you a safe and restful holiday!

As we move into a new season, it’s a great moment to pause and think about what really drives our work as a local Ripon ...
09/04/2026

As we move into a new season, it’s a great moment to pause and think about what really drives our work as a local Ripon insurance agency. For us, it always comes back to the value we create for the people who trust us with their home, auto, farm, crop, commercial, and life insurance needs.

Success isn’t just measured in policies written — it’s in knowing our team is helping families, farmers, and businesses feel more protected and more confident every day.

We’d love to hear from you: What’s one way you’re focused on creating real value for the people you serve? Share your thoughts with us below.

Address

100 E. Main Street
Ripon, CA
95366

Opening Hours

Monday 8:30am - 12pm
1pm - 5pm
Tuesday 8:30am - 12pm
1pm - 5pm
Wednesday 8:30am - 12pm
1pm - 5pm
Thursday 8:30am - 12pm
1pm - 5pm
Friday 8:30am - 12pm
1pm - 5pm

Telephone

+12095992161

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