Karen Borillo Agency

Karen Borillo Agency Your trusted insurance advisor for Home, Auto, Umbrella, Life, and Business coverage.

Trusted Tuesday — Know the Truth. Get the Right Coverage.MYTH: "My home is insured for its market value."REALITY: Homeow...
06/02/2026

Trusted Tuesday — Know the Truth. Get the Right Coverage.

MYTH: "My home is insured for its market value."

REALITY: Homeowners insurance is based on the reconstruction cost — what it would cost to rebuild your home from scratch using similar materials and labor — not what your home would sell for on the real estate market. These two numbers can be very different.

Your home might sell for $300K in today's market, but cost $400K to rebuild. Or the reverse. If your coverage is based on the wrong number, you could find yourself seriously underinsured after a loss.

This is one of the most important things we check when reviewing a policy. A few minutes today can save you from a huge gap when it matters most.

Karen Borillo Agency | Farmers Insurance
📞 505-814-0220
✉️ [email protected]

Did you know the difference? Drop a comment — we are happy to answer questions! 👇

The secret of getting ahead is getting started. — Mark TwainSometimes the hardest part is just taking that first step. W...
06/01/2026

The secret of getting ahead is getting started. — Mark Twain

Sometimes the hardest part is just taking that first step. Whether it is reviewing your coverage, getting a life insurance quote, or making sure your family is properly protected, starting the conversation is all it takes.

We are here to make it simple. Call or message us today and let us help you get started.

Karen Borillo Agency | Farmers Insurance
505-814-0220
[email protected]

When coverage confusion turns into real relief. 💜This homeowner thought she was protected, until we walked through the g...
05/30/2026

When coverage confusion turns into real relief. 💜

This homeowner thought she was protected, until we walked through the gaps together.
A quick conversation changed everything, and gave her peace of mind.

Need help making sure your coverage actually fits your life? Send us a message today.

Real people. Real coverage. Real smiles.Insurance doesn’t have to feel cold or confusing. We believe protection starts w...
05/29/2026

Real people. Real coverage. Real smiles.

Insurance doesn’t have to feel cold or confusing. We believe protection starts with a conversation and a smile.

Curious how personal attention can make a difference? Let’s connect for a quick chat about your coverage options.

Message me anytime or call us today!
505-814-0330 or 505-999-9701
Karen Borillo | Karen Borillo Agency | Farmers Insurance

Happy Thoughtful Thursday! 🏡This week, let's talk about something that protects the place you call home.Your homeowners ...
05/28/2026

Happy Thoughtful Thursday! 🏡

This week, let's talk about something that protects the place you call home.

Your homeowners insurance does a lot more than you might think — but it also has limits that catch people off guard. Here's a quick breakdown of what your policy typically covers:

✔ Your home's structure if damaged by fire, wind, or hail
✔ Your personal belongings inside
✔ Liability if someone is injured on your property
✔ Additional living expenses if you're temporarily displaced

The question I ask every client: Are your coverage limits high enough to actually REBUILD your home from scratch?

A lot of homeowners don't realize their policy is based on reconstruction cost — not market value — and those numbers can be very different.

Not sure if you're fully covered? I'd love to do a quick review and make sure you're protected the right way. 💜

Message me anytime or call us today! 505-814-0330 or 505-999-9701
Karen Borillo | Karen Borillo Agency | Farmers Insurance

WE ARE HIRING! Are you passionate about helping people protect what matters most?Karen Borillo Agency is growing and we ...
05/27/2026

WE ARE HIRING! Are you passionate about helping people protect what matters most?

Karen Borillo Agency is growing and we are looking for motivated, people-first individuals to join our team! We believe in educating our clients, answering our phones, and making sure every person we serve truly understands their coverage.

If you love helping others, thrive in a consultative environment, and want to be part of a team that actually makes a difference, we want to hear from you!

What we offer:
A supportive, team-oriented culture
The chance to make a real impact in your community
Growth opportunities in a stable, in-demand industry

Ready to join us? Reach out today!
Call or text: 505-999-9701
Email: [email protected]

Karen Borillo Agency | Farmers Insurance
Protecting New Mexico, one family at a time.

Wednesday Wisdom 📖 Coverage Today. Confidence Tomorrow."You don't buy life insurance because you are going to die, but b...
05/27/2026

Wednesday Wisdom 📖 Coverage Today. Confidence Tomorrow.

"You don't buy life insurance because you are going to die, but because those you love are going to live."

That one stops you in your tracks, doesn't it?

Life insurance is not about you. It is about the people who would have to figure it all out without you. The mortgage. The car payments. The kids' school. The grocery bills. All of it.

Getting covered is one of the most loving things you can do for your family — and it is more affordable than most people think.

Let us help you find the right plan for your family's needs. One conversation is all it takes.

Karen Borillo Agency | Farmers Insurance
📞 505-814-0220
✉️ [email protected]

Tag someone who needs to hear this today. ❤️

Trusted Tuesday — Know the Truth. Get the Right Coverage.MYTH: "My homeowners policy covers all natural disasters."REALI...
05/26/2026

Trusted Tuesday — Know the Truth. Get the Right Coverage.

MYTH: "My homeowners policy covers all natural disasters."

REALITY: Standard homeowners policies cover perils like fire, wind, and hail — but damage from rising floodwaters and earthquakes is typically excluded.

This is one of the most common and costly misconceptions we see. Many homeowners assume they are fully protected, only to find out after a disaster that their claim is denied.

New Mexico families face real risks — and making sure you have the right coverage before something happens is everything.

Not sure what your policy covers? Call us. We will review it with you, plain and simple.

Karen Borillo Agency | Farmers Insurance
📞 505-814-0220
✉️ [email protected]

Did this surprise you? Drop a comment — you are probably not alone! 👇

Handing out flyers in my neighborhood!!! Met some of our amazing neighbors! Call for your free Quotes for home, auto, ...
05/25/2026

Handing out flyers in my neighborhood!!! Met some of our amazing neighbors! Call for your free Quotes for home, auto, toys, life and business! 505-814-0330

Handing out flyers in the neighborhood!!! I met some of my amazing neighbors!
05/25/2026

Handing out flyers in the neighborhood!!! I met some of my amazing neighbors!

Address

3188 Southern Boulevard SE
Rio Rancho, NM
87124

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+15059999701

Website

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