Ramin Alyas - Life Insurance Services

10/20/2022

OPEN ENROLLMENT!!!

Now that I have your attention, it's probably that time of the year at work for you. You know, when the benefits rep rolls into your place of work, talks about all the cool coverages and benefits you can (and should) capitalize on, and all that great stuff.

Cancer coverage, broken bone insurance, disability, terminal illness, catastrophic injury, long term care, death, etc. It's all great coverages, and makes sense especially if you have a family or are injury prone. But what about the cost? It's DANG EXPENSIVE!!! Sure, they get you with the "per paycheck" line, but $50-$90 per check is still a lot of money!!!

Well, there's an alternative. What if you could have all of that, independent of your employer (so you can keep it with you), for less than what you'd be paying per month (and possibly per check), with a lot more coverage? It's no big secret, but odds are you haven't heard of the fact that life insurance has living benefits that could pay you out under more situations than just "death" it's just that we've never been educated on it.

How much can I save you? Well, for example, a non-smoking female age 30 can get covered for $500k in coverage for as little as $39/mo for 20 years. No mandatory medical exam, all can be done via zoom, and can be converted to a permanent policy at almost any point. Let's setup a no-obligation consultation and start getting you better coverage for less!

08/12/2021

How’s it going Facebook world! Long time no see! You may have noticed some changes so let me be a better host and fill you all in on what’s been happening.

First things first, I’m still your favorite car guy’s favorite car guy, so no need to worry there.

BUT! I did expand my repertoire of what I can do to help you beyond getting you in a new set of wheels. I added life insurance to my arsenal, but this isn’t your grandma’s life insurance policy that only works when you’re long gone. Don’t worry, I do still have the traditional term/life policies, but we also combine the benefits that the company with the duck can offer (you know the one I’m talking about!) along with some pretty badass retirement payouts tied into it.

I can try to talk about it all I want, but like the saying goes, “you gotta see it to believe it” and that’s how it is. And I didn’t even get to the sweetest part, my WIFE is the rockstar on the team. That’s right, arguably the smartest/best finance manager/brain in the North Bay is running point on it!

So ok, if you’ve gotten to this point, you’re probably wondering how bad your current policy is in relation to what you should have, and you now got some questions. Well, you can slide in my DM’s to schedule a time to compare, or go to www.ourlivingbenefits.com/lb to setup a time yourself.

If you have life insurance, get your policy info handy so we can compare apples to apples. If you have none and want to see about getting covered, that’s great too. Budget is irrelevant, and I say that because I have several polices ranging from $30-ish/mo all the way up to mid 4-figures/mo. Best case scenario on our calls, we catch up and connect. Worse case scenario, you realize you weren’t as covered as you thought you were and need to upgrade.

Ball is in your court!

We truly believe that life Insurance with Living Benefits is the way of the future. No one should have to choose between their health and their financial future, between their mortgage and their medical bills.