Vision Retirement

10/14/2026

Social Security’s 2027 COLA is 3.6%, effective January 2027 (just announced this morning). See how it’s calculated, every COLA since 1975, and why benefits still lose buying power over time.

https://www.visionretirement.com/articles/social-security/cola-and-how-it-works

Social Security’s 2027 COLA is 3.6%, effective January 2027. See how it’s calculated, every COLA since 1975, and why benefits still lose buying power over time.

10/12/2026

A step-up in cost basis can erase years of appreciation from an heir's capital gains bill. Learn 11 key rules about inherited assets, trusts, and taxes in our latest post:

https://www.visionretirement.com/articles/estate-planning/step-up-in-cost-basis

A step-up in cost basis can erase years of appreciation from an heir's capital gains bill. Learn 11 key rules about inherited assets, trusts, and taxes.

09/28/2026

New Jersey seniors may qualify for three property tax relief programs: Stay NJ, Senior Freeze, and ANCHOR. Learn how each works, who qualifies, and how to apply in our latest post:

https://www.visionretirement.com/articles/retirement/stay-nj-senior-freeze-and-anchor

New Jersey seniors may qualify for three property tax relief programs: Stay NJ, Senior Freeze, and ANCHOR. Learn how each works, who qualifies, and how to apply.

09/24/2026

By reading our latest post, you'll learn how Social Security benefits are calculated, touching on earnings history, AIME, claiming age, monthly payments, and more. Check it out:

https://www.visionretirement.com/articles/social-security/how-social-security-benefits-are-calculated

Learn how Social Security benefits are calculated, touching on earnings history, AIME, claiming age, monthly payments, and more.

09/10/2026

06/22/2026

Ever wondered how high earners are stashing away thousands more—completely tax-free? 💸

The secret is the Mega Backdoor Roth IRA! If you’ve already maxed out your 401(k), HSA, and regular backdoor Roth, this could be your next big move.

With the right plan, you could put up to $47,500 extra into Roth accounts every year, giving your retirement savings a major boost.

Curious if you qualify, how it works, or what mistakes to avoid? We just published a new article with all the details—including 2026 updates.
https://www.visionretirement.com/articles/investing/mega-backdoor-roth-ira

Higher earners can contribute up to $47,500 of additional Roth dollars in 2026 via the mega backdoor Roth—if their 401(k) plan permits it. Here’s how it works.

06/11/2026

In our latest article, we walk through the tax-efficient retirement strategies that consistently move the needle for young professionals who’ve already done the basics.

Think of this as the “next chapter” guide – the one you reach for when you’ve outgrown the standard advice and are ready for the next step.

Check it out here: https://www.visionretirement.com/articles/employee-benefits/beyond-the-401k-match

06/04/2026

Did you know that small mistakes with Medicare can end up costing you big? Our latest article breaks down the most common (and expensive) Medicare errors people make—and how you can avoid them. Whether you’re signing up for the first time or helping a family member, these tips will help you steer clear of pitfalls and protect your finances.

Check out the article to learn more, and share with anyone who could benefit!

https://www.visionretirement.com/articles/medicare/costly-medicare-mistakes

Medicare mistakes can cost you for life. Here are 10 of the most common—including IEP timing, Part B/D penalties, and IRMAA—and how to avoid them.

06/02/2026

Thinking about retirement and not sure if you should pay off your mortgage?

You’re definitely not alone! This is one of the biggest financial questions many people face as they get closer to retiring.

If this is on your mind, check out our latest guide! We break down practical tips to help you make this decision with confidence.

https://www.visionretirement.com/articles/personal-finance/should-you-pay-off-your-mortgage-before-retirement

Should you pay off your mortgage before retirement? It all depends on your rate, taxes, liquidity, and timeline. Use this pre-retiree decision framework.

05/28/2026

Want to find the right financial advisor for your needs but don’t know where to start? Our latest article is a great resource to do just that. Check it out here:
https://www.visionretirement.com/articles/personal-finance/how-to-find-and-choose-a-financial-advisor

Want to find the right financial advisor for your needs but don’t know where to start? This article is a great resource to do just that.