Steve McFarlin - Total Mortgage Loan Officer

06/01/2023

Thank you for attending my CE class "How to Protect Your Credit" -

If you haven’t done these things you are putting your credit at risk. Please tell your friends to sign up for my next class in September!

04/05/2023

Rehab Loans for Investment Properties... -

Yes - You heard correctly. There is such a thing as a rehab loan for single family investment properties without paying 5 points and getting a rate of 11% from a hard money lender. I’m talking about a loan from non other than the largest purchaser of conventional mortgage loans - Fannie Mae!

03/28/2023

How Long Will Our Lower Mortgage Rates Last? -

When the announcement on SVB, Signature Bank and First Republic became public - what happened - a huge run on those banks! What caused the bank run in the first place? Let’s examine this for a second to understand why mortgage rates are affected. For those of you who don’t understand how a bond ...

01/24/2023

Is Your Pre-Approval For Real? -

How many times have you heard those words only to make an offer on a property, get a month or 2 into the process only to have the bank call you or your client and tell you “sorry - we can’t do this loan…” I’m betting that was more than once. I’m here to tell you that it shouldn’t happe...

10/25/2022

Find out how you can lower your purchase mortgage rate by 2% using our wickedly clever 2/1 buydown! Happy Halloween!

08/11/2021

Check out these home improvement ideas!

If you're preparing to list your home, make sure your living room is living up to its full potential. Here's how to make it both inviting and updated.

08/05/2021

Are you unsure about your budgeting? Check out this article for some advice!

You may be able to buy a home on $50,000 a year with today's low interest rates and special mortgage programs. Learn more here.

07/30/2021

It might be time for you to replace some backyard tools!

Through rain, snow, and heat, the items in your backyard are bound to see wear and tear. Here's how long your backyard items are supposed to last.

07/23/2021

Check out the latest on refinance rates!

The Adverse Market Refinance Fee made it more expensive to refinance over the last year. Now, that fee has been removed. Learn more here.

07/15/2021

Is it time for you to replace your garage door?

When considering improving your home’s exterior appearance, updating your bland-looking garage door can be a good investment.