Jessica Hastings Total Mortgage NMLS #1603259

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Jessica Hastings Total Mortgage NMLS #1603259 Local and responsive VP/Mortgage Banker at Total Mortgage Services LLC serving CT, NY, NJ, MA, FL, DE, VA, GA, SC - EHL

10/19/2026

We’re proud to announce that Total Mortgage is the Official Mortgage Partner of the Boston Celtics! ☘️🏀

What started in New England has grown into something bigger than we ever imagined, and teaming up with the Celtics marks an exciting new chapter.

Big things are happening at Total, and we’re just getting started.

Let’s go Celtics!

A well-qualified buyer does not automatically mean the condo will qualify. The entire association must also meet Fannie ...
10/15/2026

A well-qualified buyer does not automatically mean the condo will qualify. The entire association must also meet Fannie Mae’s conventional lending requirements and it's gotten more difficult with the March 2026 changes....

My advice is to request the condo budget, master insurance policy and information about any special assessments as early as possible even BEFORE your buyer submits an offer or your seller lists the property.

Always happy to review ahead of time!



Fall can be one of the most overlooked times of year to buy a home.With less competition than the spring market, fall co...
10/07/2026

Fall can be one of the most overlooked times of year to buy a home.

With less competition than the spring market, fall could be the right time to make your move.

IMPORTANT TO NOTE, if you close before December 31, certain items such as mortgage interest and property taxes could possibly offer tax advantages for the upcoming tax season...depending on your individual situation. Always check with your accountant!

Thinking about buying a home in this fall? I can help determine your mortgage options, get pre-approved, and build a financing strategy that makes your offer stronger.

Message me to get started!


And here are the highly requested Stamford CT and Norwalk CT Total Mortgage Approved Condo Association Lists! If the ass...
09/14/2026

And here are the highly requested Stamford CT and Norwalk CT Total Mortgage Approved Condo Association Lists!

If the association is on Total Mortgage's Approved Condo List it means:

- No lender condo questionnaire needed
- No budget review
- No condo questionnaire fee

All we need is the association's master insurance policy.

**This is for conventional loans financed by Total Mortgage and subject to change.

If you have an association, in another town that you want to me check on, don't hesitate to reach out!

With the condo lending guideline changes, sometimes it's nice to not have to worry about if the association allocates en...
09/11/2026

With the condo lending guideline changes, sometimes it's nice to not have to worry about if the association allocates enough for reserves or if there is pending litigation or .... structural issues!

If an association is on Total Mortgage's Approved Condo List it means:

- No lender condo questionnaire needed
- No budget review
- No condo questionnaire fee

All we need is the association's master insurance policy.

**This is for conventional loans financed by Total Mortgage, subject to change and expiration date. **

If you have an association in another town that you want to me check on, don't hesitate to reach out!

POV: You thought the first day back after a long weekend would be quiet...
09/08/2026

POV: You thought the first day back after a long weekend would be quiet...

BIG changes to condo lending have happened with more coming!Fannie Mae has rolled out several important condo guideline ...
08/14/2026

BIG changes to condo lending have happened with more coming!

Fannie Mae has rolled out several important condo guideline updates that could impact financing, condo eligibility, insurance requirements, and ultimately your transactions.

A few of the big changes:
🔑 Limited Review has been eliminated. (Budget has to be reviewed on every transaction!)
🏘️ Project Review Waivers have expanded
🛡️ Insurance requirements have increased
💰 Reserve requirements are currently 10% and increasing to 15% effective January 2027

If you sell condos, these aren’t just “mortgage updates.” They could affect whether your buyer can finance a unit — and knowing about them before you write the offer can save everyone a lot of headaches.

Have a condo listing or a buyer considering a condo? Send me a message. I’m always happy to have the project reviewed upfront and help identify potential financing issues before they become problems.

02/11/2026

I’m really excited about this one.

At Total Mortgage, we’re launching our Loan Officer Training Program, and it’s not just another “entry-level job.” It’s a real opportunity to build a career with serious earning potential.

If you’ve ever thought about getting into mortgage, real estate, or sales — but didn’t know where to start — this is it.

You won’t be grabbing coffee. You’ll be:
• Working on real loan files
• Learning directly from me!
• Building marketing and lead strategies
• Helping clients achieve homeownership

What I love most about this program is the mentorship and real hands-on experience. It’s structured, it’s supportive, and it’s designed for people who are driven and ready to grow.

If you’re organized, competitive, a strong communicator, and want more than just a job — let’s talk.

Or if you know someone hungry, coachable, and ready to build something big, tag them or send them my way.

Job Description: https://lnkd.in/eN9Ke53P

Address

23 Catoonah Street
Ridgefield, CT
06877

Telephone

+12034700032

Website

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