If you are looking for someone to meet your financial planning needs, turn to Richwood Financial. We provide clients with investment advice, estate planning services, insurance services , tax planning, long term care solutions and other financial planning services. At Richwood Financial, you're not just a number. We want to get to know you, your family, your aspirations and help you develop a pers
onalized plan that helps you pursue a future that you envision. Retirement Planning Solutions
Thorough, personalized retirement planning is the means to enjoying your retirement years, living comfortably and helping to ensure financial security. It doesn't matter if you are farmer, an executive at Nestle or Scotts or an engineer at Honda, retirement planning goes beyond choosing investment options like 401(k), 403b and Roth IRA. It also includes:
Defining the lifestyle you want to live in your retirement years
Accounting for rising costs due to inflation
Taking your family's health history into account
In order to arrive at the right retirement plan for you, we get to know you, and learn how you got to where you are today. We don't just plug numbers into a spreadsheet or program. We talk about your vision for retirement and figure out what we need to do to help you get there. Estate Planning and Wealth Transfer Advice
Estate planning allows you to plan for the transfer of your assets to whomever you want, at the lowest cost, after your death. Most people think that estate planning and wealth transfer starts there, but that is not the case. Estate planning starts during your life, and is an essential part of planning for your short- and long-term financial success. With our estate planning services, we can help you:
Plan a smooth transition of assets
Determine who will manage your estate and/or business
Minimize potential taxes
Provide financial security for your family
Prepare for possible Disability
Because we get to know you, we can help you coordinate your estate plan with your investment strategy and insurance needs. If you own a business in Richwood or the surrounding area, then we can factor that in, along with employee benefits. Investment Advice
Our three-step investment process allows us to help you make informed decisions for your portfolio. Our professionals and personalized approach helps provide our current clients in the central Ohio area with confidence and trust. We won't make any recommendations until we have a good understanding of who you are and what you want to achieve. Our three-stop process involves:
Portfolio Construction
Investment Selection
Ongoing Monitoring, Rebalancing and Reallocation
Take advantage of our investment philosophy by giving us a call today to set up an appointment. Tax Planning
If you own a business or simply want to minimize your personal taxes, then get in touch with us to talk about tax minimization planning. We can help you take a look at your entire tax burden - federal, state, local - and make decisions that may help you reduce the amount of taxes that you pay on an ongoing basis. An effective strategy requires year-round planning, and a long term plan. Insurance Auditing
Does your risk management plan include:
Life Insurance
Health Care Insurance
Long Term Care Insurance
Disability Insurance
Property Casualty Insurance
If you don't have these in place because you think they are too expensive, then you need to give us a call. We'll be more than happy to sit down with you and discuss the costs and benefits of having the right types of insurance. After that, we'll conduct a comprehensive insurance audit and make recommendations for all of your insurance needs. Richwood Financial provides complete financial planning services to individuals, families and businesses in Richwood, Ohio and the surrounding area. If you are looking for estate planning, investment advice, tax planning or insurance, give us a call today 740-268-4181 or, schedule an appointment with us online and a member of our staff will call you at your convenience. Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). www.finra.org, www.sipc.org. Insurance products are offered through LPL or its licensed affiliates. Richwood Bank and Richwood Financial are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Richwood Financial, and may also be employees of Richwood Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Richwood Bank or Richwood Financial. Securities and insurance offered through LPL or its affiliates are:
• Not Insured by FDIC or Any Other Government Agency
• Not Bank Guaranteed
• Not Bank Deposits or Obligations
• May Lose Value
Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed as to accuracy and completeness. The LPL Financial registered representatives associated with this page may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
